Ethel Lopez is a CFP®-certified financial advisor with 19 years of industry experience. She is currently with Wells Fargo Clearing and previously worked at First Republic Investment Management and Merrill. Wells Fargo Clearing provides retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. Its advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Anahid Luke is a CFP® with 27 years of industry experience and is currently affiliated with Cetera. She has held roles at Avantax and National Planning Corporation and is the owner and president of Luke Services, Inc., operating Comprehensive Financial Services. Cetera Investment Advisers LLC is a multi-manager platform serving individual, retirement plan, corporate, charitable, and institutional clients through a network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services, utilizing both affiliated and third-party managers across various program structures.

Chase Follmer is a Financial Solutions Advisor at Merrill within the Merrill Lynch Wealth Management line of business. In his role, he works closely with clients to develop strategies aimed at achieving their short-, mid-, and long-term financial goals. He provides guidance on a broad range of topics including investing, retirement planning, and emergency savings. Chase also offers clients access to Bank of America specialists for additional services such as banking, credit, home financing, and small business solutions. Chase holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from the University of Phoenix. His approach centers on understanding what matters most to clients and creating financial strategies tailored to their individual priorities.

Keith Ellen is a financial advisor at OSAIC with 37 years of industry experience. He holds Series 63 and Series 66 licenses and has a career history that includes two decades at Securities America Advisors, Inc. and American Financial Network Advisory Services, LLC. Ellen is also the owner of KGE Wealth Management, an S Corporation focused on selling and servicing fixed insurance products. OSAIC Wealth serves a diverse client base including retail investors, retirement plans, charities, and corporate clients. The firm offers a multi-advisor platform with brokerage and advisory services featuring model-based asset allocation, portfolio optimization, and a range of managed account programs.

Mark Sherin is a financial advisor with OSAIC in Westlake Village, CA, holding a Series 63 designation and bringing 39 years of industry experience. Prior to joining OSAIC in 2025, he worked for Lincoln Financial Advisors for 24 years. He serves as chair of the corporate advisory board for Inclusion Matters by Shane’s Inspiration, a nonprofit focused on inclusive playgrounds and programs for children with disabilities. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach incorporates model-based asset allocation, portfolio optimization, and a variety of managed portfolio programs supported by risk analysis and rebalancing tools.

Joshua Maldonado is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Chase Bank, Merrill, Bank of America, US Bank, and CitiBank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates both quantitative and qualitative research supported by a centralized due diligence team.

Terri Lane is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. She has previously worked at Morgan Stanley Private Bank in various capacities from 2010 to 2022. She serves as a co-executor for the Estate of Howard and Donna Lee Trust. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory approach is IPS-driven and incorporates a range of financial products, including insurance-related vehicles and bank deposit sweep options.

Susan Colletta is a financial advisor at Morgan Stanley in Valencia, CA, holding Series 63 and Series 65 licenses with 3 years of industry experience. She has worked at Morgan Stanley since 2018 and previously held roles at DAUM Commercial Real Estate Service and SCV Financial. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers planning services that utilize firm-approved tools and modeling techniques.

Tracy Gallagher is a financial advisor at OSAIC with seven years of industry experience. She holds the Series 66 designation and has worked previously at Woodbury Financial Services and Silber Bennett Financial. Gallagher is also involved in life insurance and annuity sales through her role with TruChoice Financial. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm utilizes a model-based investment approach with portfolio optimization and offers a range of advisory and brokerage services across multiple platforms.

Joseph Pesicka is a financial advisor at Fidelity with 10 years of industry experience. He holds a Series 66 designation and has previously worked at TD Ameritrade Investment Management, LLC, Td Ameritrade, Inc., and Scottrade, Inc. He has been with Fidelity Investments since 2021. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, offering model portfolios across mutual funds, ETFs, and ETPs, and maintains formal advisory roles to multiple registered investment companies.

Rachel Cain is a financial advisor at UBS Financial Services with 28 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Bank of America for 13 years before joining UBS in 2022. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings. The firm uses proprietary research and model-based asset allocations to tailor financial plans according to clients’ goals and risk tolerances.

Maribel Cobian is a financial advisor at Wells Fargo Advisors with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at several major firms, including Morgan Stanley, Citigroup Global Markets, and UBS Financial Services. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a broad range of investment and financial planning services, including specialized planning for business-owner transitions, sports and entertainment, special needs, and divorce. Advisors use Wells Fargo’s research and planning tools to develop tailored recommendations delivered through meetings and client summary letters.

Van Schepers is a Planning Consultant at Fidelity Investments, a role he has held since 2025. In this capacity, he works closely with clients to understand their complete financial picture and to develop plans that support both their current life and future goals. Van views money as a tool for living with intention and purpose and is committed to partnering with clients to create financial paths aligned with their values. Prior to joining Fidelity Investments, Van gained experience in various financial services roles, including positions as a Client Service Associate at Audent Global Asset Management from 2024 to 2025, a Registered Wealth Management Client Associate at Merrill Lynch from 2020 to 2024, and a Relationship Banker at Bank of America from 2019 to 2020. He holds a California Insurance License. Outside of his professional career, Van's personal interests include cars, concerts, hiking, movies, and traveling.

Ashley King is a Series 66-licensed financial advisor with Wells Fargo Clearing, based in Woodland Hills, CA. She has 14 years of industry experience and has worked at Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm provides investment advisory services, financial planning, wrap‑fee programs, and retirement plan consulting, supported by research and analytics from the Wells Fargo Investment Institute.

Vincent Wei is a Financial Consultant at Fidelity Investments, where he works with clients to develop tailored financial plans that align with their goals and objectives. He focuses on understanding each client's current financial position to implement strategies designed for their future stability. Vincent has been with Fidelity Investments since 2020, progressing through roles including Financial Representative, Relationship Manager, and Investment Consultant before becoming a Financial Consultant in 2023. Prior to joining Fidelity, he worked as a Premier Banker at OneWest Bank from 2016 to 2020. He holds a California Insurance License.

John Morley is a financial advisor with Wells Fargo Advisors in Woodland Hills, CA, holding Series 63 and Series 65 licenses and with 47 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. In addition to his advisory role, he is co-trustee of a family trust and has a 50% ownership interest in Morley Investment Group LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services, including cash-flow, retirement, education, and wealth-transfer planning, and integrates advisory services with other financial products and referral channels.

Yuritzi Chavez is a financial advisor with Merrill based in Sun Valley, CA, holding Series 63 and Series 66 licenses and three years of industry experience. Prior to joining Merrill, she worked at J.P. Morgan Securities and Wells Fargo Clearing Services LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robert Kaplan is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been involved with Physicians Accounting Management and LPL Financial since 2001. Kaplan has an active role in selling life, health, and disability insurance through his own financial management and insurance services firms. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions, including model portfolios, third-party asset management, and institutional platforms.

Olga Gurevich is a financial advisor at LPL Enterprise with 5 years of industry experience. She holds the Series 65 and Series 66 licenses. Prior to joining LPL Enterprise, she worked at Eskulap Solutions for five years and has experience with The Prudential Insurance Company of America, Pruco Securities, LLC, and Waddell & Reed Inc. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, employer-sponsored retirement plans, and institutional clients. The firm utilizes model-driven investment implementation and offers financial planning, access to third-party asset managers, and various affiliated services.

Lizbeth Perez Jurado is a financial advisor at J.P. Morgan Securities with 22 years of industry experience. She holds Series 63 and Series 66 designations. Her prior experience includes roles at Bank of America, Merrill, Chase Investment Services Corp., and Fidelity. J.P. Morgan Securities provides institutional consulting services focused on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, endowments, and other institutional clients. Their advisory process combines quantitative and qualitative research with forward-looking capital market assumptions to develop model asset allocations.