Tavisi Sharma is a financial advisor at Thrivent Investment Management with one year of industry experience. He holds a Series 66 designation and previously worked at the University of Southern California and Purdue University. Outside of finance, Sharma is also a signed model with NTA Model Management and LModelz, working as an independent contractor for commercial and runway assignments. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based analyses and planning across various financial topics without including implementation. The firm allows clients to combine planning with managed-account services through a consolidated billing option but does not accept discretionary trading authority for its Dedicated Planning Service.

Pamela Marshall is a CFP® professional with 28 years of industry experience, currently serving as an advisor at LPL Financial since 2009. Her prior work includes positions at FSC Securities Corporation, Wells Fargo Clearing, and Associated Planners Investment Advisory Inc. She also operates Marshall Financial Management, a financial and insurance-related business based in Studio City, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering services to individuals, retirement plans, banks, trust companies, and institutions. The firm supports a broad range of investment strategies through a large network of investment adviser representatives and provides advisory and brokerage services alongside various financial products and platforms.

Eric Epstein is a financial advisor with Morgan Stanley in Woodland Hills, CA, holding Series 63 and Series 65 designations and over 40 years of industry experience. He has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and processes. The firm manages approximately $2.74 trillion in client assets and provides services under various financial planning and investment arrangements.

Maxine Morgan is the Vice President and Branch Leader at Fidelity Investments, a position she has held since 2023. She leads a team of associates dedicated to understanding clients' needs and guiding them through the financial planning process. Prior to her current role, Maxine served as Assistant Branch Leader from 2021 to 2022, Senior Relationship Manager from 2014 to 2020, and Financial Representative from 2011 to 2014, all within Fidelity Investments. Maxine holds a California Insurance License. Outside of her professional responsibilities, she enjoys cooking and baking, participating in family activities, and traveling.

Natalya Fikhman is a financial advisor with Morgan Stanley in Sherman Oaks, CA, holding a Series 66 license and bringing 23 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs to both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery and proprietary tools, emphasizing advisory services without individual security recommendations as part of standalone plans.

Peter Shu is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2021. His career in financial services spans over a decade, including roles as Investment Consultant and Senior Relationship Manager at Fidelity Investments, as well as Financial Advisor positions at Bank of the West and Merrill Lynch. Prior to these roles, he worked as a Personal Banker at Bank of America. Peter holds certifications as a Certified Financial Planner® and Chartered Financial Consultant®, and he has earned an MBA. He is licensed to sell insurance in California. Peter emphasizes understanding each client's unique financial situation and views financial planning as a core component of a balanced life.

Derek Mitsuuchi is a financial advisor at Cetera with four years of industry experience and holds the Series 66 designation. He previously worked at Avantax Investment Services and Avantax Advisory Services, and he also assists with wealth management tasks at Lazar and Company Certified Public Accountants. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers and various program structures.

Sharif Ahmed is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. His prior roles include positions at LOGIX Federal Credit Union, Kinecta Federal Credit Union, Neilson Financial Services, and Parsonex Securities. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing a broad range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers diverse investment solutions including financial planning, model portfolios, third-party asset management, and institutional platforms.

Eddie Rubio is a financial advisor at LPL Financial with eight years of industry experience. He holds the Series 65 and Series 63 designations and has previously worked with firms including CUSO Financial Services, Wescom Financial Services, Wescom Credit Union, and Wells Fargo. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by advanced research and operational tools.

Fadwa Dahhan is a financial advisor with LPL Financial in Woodland Hills, CA, holding Series 63 and Series 65 credentials and 27 years of industry experience. She has been with LPL Financial since 1998. Outside of her advisory role, she has worked as a travel agent with America Travel Companies. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies across discretionary and non-discretionary accounts.

Andrew Kim is a financial advisor with Morgan Stanley in Sherman Oaks, CA, holding Series 65 and Series 63 licenses and bringing 11 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley since 2022, with prior roles at E*TRADE Capital Management LLC, E*TRADE Securities LLC, and Fidelity Brokerage Services LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured discovery processes and firm-approved planning tools in its financial planning services.

Donna Niemann is a financial advisor with Charles Schwab in Encino, CA, holding a Series 63 designation and 29 years of industry experience. She has been with Charles Schwab since 1997 and has worked at Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and centralized supervisory, custody, and order-routing arrangements.

Ogden Page is a financial advisor at Cetera with 37 years of industry experience. He holds the CFP® and PFS™ designations and has worked previously at Avantax Advisory Services and related entities for over 21 years. Outside of advisory services, he is a practicing CPA and sole principal of Ogden Page Accountancy Corporation, founder and president of the Bulgarian-American Chamber of Commerce, and president of the U.S. Financial Education Foundation, a 501(c)(3) charitable organization. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts through a multi-manager platform that offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Phillip Lehman is a financial advisor at Merrill with Series 66 credentials and one year of industry experience. His work history includes roles at Bank of America and Advanced Energy Solutions, as well as experience at the University of Arizona. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Blazy Aldana is a financial advisor at Charles Schwab with four years of industry experience. She holds a Series 66 credential and has worked at Charles Schwab Bank, Charles Schwab & Co., Wells Fargo, Citi Bank, and formerly at Classic Cosmetics. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and offers a centralized operational structure supporting its extensive client coverage.

Elizabeth Gettinger is a financial advisor with Morgan Stanley, holding a Series 66 designation and 16 years of industry experience. She has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and models.

Christopher Consolo is a CFP® with eight years of industry experience, currently serving as a financial advisor at Ameriprise in Glendora, CA. He has been with Ameriprise and its affiliated entities since 2016. Outside of his advisory role, he is a co-owner of JM Frederich Group, Inc., where he manages an Ameriprise business, and he has provided funding for a retail venture involving sports jerseys. Ameriprise is a large institutional firm offering a retirement-income planning service targeting clients with substantial investable assets. Its approach includes tailored, non-discretionary recommendations supported by algorithmic tools and comprehensive planning strategies, delivered through a centralized retirement-income consulting team in collaboration with client advisors.

Mark Deakins is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. Prior to joining Cetera, he worked eight years at LPL Financial. Outside of finance, he is also an actor, performing on stage, on camera, and with voice work. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers portfolio management, financial planning, and retirement services through a multi-manager platform with access to various program structures and third-party money managers.

Richard Emmons is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Morgan Stanley since 2009, including his current role at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets through a structured planning process that employs firm-approved tools and modeling techniques.

Jonathan Israel is a financial advisor with Raymond James & Associates in Woodland Hills, CA, holding a Series 66 designation and 20 years of industry experience. His prior roles include 14 years with UBS Financial Services Inc. and five years at Edward Jones. Jonathan joined Raymond James & Associates in 2025. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a broad range of portfolio management styles and affiliated research.