Peter Rosenberg is a financial advisor at Morgan Stanley with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020, following five years at HSBC Securities (USA) Inc. and HSBC Private Bank. Outside of his advisory role, he is involved in property management. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including financial and estate planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and methodologies.

Lillian Appleby is a financial advisor with LPL Financial in Woodland Hills, CA, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. She has been with LPL Financial since 2006. Outside of her advisory role, she is co-founder and COO of Cryztal Prizm, a family business focused on e-commerce, innovative internet projects, and real estate development. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing research and model portfolios from LPL Research, third-party subadvisors, and TAMP sponsors.

Elaine Habif is a financial advisor with Morgan Stanley in Sherman Oaks, CA, holding Series 63 and Series 65 credentials and possessing 42 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Outside of her advisory role, she serves on the board of The Seeds of Change, a nonprofit focused on disaster relief and humanitarian efforts for children and youth. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutions, providing tailored financial planning supported by firm-approved tools and comprehensive asset management.

David Richardson is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He serves as president and part owner of Richardson & Co CPAs, a tax and accounting firm, and is involved in real estate sales and mortgage loan origination. Additionally, he acts as treasurer for the Los Robles Estates Homeowners Association. Cetera Investment Advisers LLC is an SEC-registered firm providing a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and retirement services to individual, corporate, charitable, and institutional clients nationwide. The firm offers a range of investment program options, including model portfolios, third-party managers, and bespoke strategies.

Sierra Lindman Marshall is a financial advisor at OSAIC with three years of industry experience. She holds a Series 66 designation and previously worked at Lincoln Financial Advisors Corporation and The Resource Group. Outside of her advisory role, she offers long-term care and traditional life insurance along with life settlements through Marshall Wealth Advisors. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, providing integrated brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm utilizes asset-allocation tools and automated rebalancing to construct diversified portfolios across multiple asset classes.

Vanessa Manquero is a financial advisor at Merrill with 11 years of industry experience. She holds the Series 63 and Series 66 designations and has previously worked at JP Morgan Chase Bank and JP Morgan Securities LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Sandra Courser is a Series 66-licensed financial advisor with Merrill in Woodland Hills, CA, where she has worked since 2000. She has 21 years of industry experience. Outside of her advisory role, she serves as a notary, dedicating a few hours monthly to this activity. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Nicholas Scottrussell is a financial advisor with Fidelity, holding Series 66 and Series 63 licenses and 12 years of industry experience. He has been with Fidelity Investments since 2016 and has worked with FIDELITY Personal and Workplace Advisors since 2018. Outside of his financial career, he performs as a guitarist and vocalist in a live band. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a blend of fundamental research and quantitative analysis to construct model portfolios. The firm provides discretionary portfolio management, fund advisory, and delivers model portfolios to intermediary platforms.

Lucy Lu is a Financial Advisor with Merrill Lynch Wealth Management. In her role, she works closely with clients to understand their personal financial goals and develop strategies to pursue those objectives. Her areas of expertise include general investing, retirement planning, and saving for unexpected expenses. Lucy holds professional designations including Accredited Portfolio Management Advisor (APMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She earned a Bachelor's Degree from the University of California Irvine. She communicates with clients in English, Mandarin, and Yue (Cantonese).

Patrick Lowe is a financial advisor with Morgan Stanley in Woodland Hills, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior experience includes roles at Wells Fargo Advisors from 2011 to 2022 and Morgan Stanley Private Bank since 2022. Outside of finance, he is involved as an actor in the entertainment industry through the Quantum Leap TV series. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and modeling techniques.

Gianluca Vitagliano is a financial advisor with LPL Enterprise holding a Series 66 designation and two years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, Pruco Securities LLC, and Napeague Capital. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and corporations through advisory and brokerage services. The firm offers financial planning, model portfolio programs, third-party asset management, and access to a broad range of financial products.

Andrea Rudison is a financial advisor at Fidelity with 18 years of industry experience and holds a Series 66 designation. Her prior work includes roles at Charles Schwab and operating Bona Fide Moments Photography. Outside of finance, she is the chef and operator of Soul Island Eats, a food service business based in Tarzana, California. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, utilizing a combination of fundamental research and quantitative analysis with algorithmic portfolio construction. The firm is noted for its registration as a commodity pool operator and its advisory roles for multiple registered investment companies and fund-of-funds.

Quentin R. Stella, CFP® CRPC™, serves as a Wealth Management Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management. He is the founder and partner of The Stella Group, a dedicated wealth management team that has been active since he joined Merrill Lynch in 2017. Quentin began his career in the financial services industry in 2009, working alongside his father, Anthony R. Stella, a retired Financial Advisor. He holds professional designations including Certified Financial Planner® and Chartered Retirement Planning Counselor™. Quentin focuses on comprehensive wealth management strategies tailored to affluent families, professional athletes, corporate executives, and business owners. His expertise includes education planning, executive compensation, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, small business strategies, sports and entertainment, individual and corporate investment strategy, and retirement income. He and his team emphasize understanding client goals and provide access to Merrill's investment insights and Bank of America's banking services to address clients' financial needs. He earned a bachelor's degree in Finance and Economics from the University of Nevada, Reno, and has completed accredited certificate programs from Kaplan Schweser and the College for Financial Planning. Quentin resides in Chatsworth with his wife, Jennifer, and their two children. His family is involved with the Juvenile Diabetes Research Foundation and the American Diabetes Association, motivated in part by their daughter Juliet's experience with Type 1 Diabetes. In his personal time, Quentin enjoys camping, cooking, fishing, football, golfing, swimming, and spending time with his family.

Stephanie Seng is a financial advisor at Merrill with Series 66 designation and four years of industry experience. She has worked at Merrill since 2021 and previously was employed at Jonathan M Davidorf M D Inc. from 2020 to 2021 and spent five years in Hokkaido Prefecture from 2015 to 2020. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

William Pare is a financial advisor at OSAIC with four years of industry experience. He holds the Series 66 designation and has worked at firms including Securities America Advisors and KGE Wealth Management, where he also has operational responsibilities. OSAIC serves a diverse clientele including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing firm-provided asset allocation tools and third-party platforms to construct and manage portfolios across a broad spectrum of investment types.

Evelyn Vallarta is a financial advisor at Merrill with seven years of industry experience. She holds the Series 63 and Series 65 designations and has worked at Merrill since 2019. Prior to that, she was with Wells Fargo Clearing Services and Wells Fargo Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Harout Khatchoyan is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and 16 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors, LLC. from 2011 to 2016. Outside of his advisory role, he co-owns a rental property in Glendale, California. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

John Angelo is a financial advisor with Ameriprise in Newbury Park, CA, holding a Series 63 designation and 36 years of industry experience. He has been with Ameriprise and its related entities since 2005. Outside of advising, he subleases office space in Woodland Hills, CA. Ameriprise offers a retirement-income planning service focused on clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide comprehensive, non-discretionary recommendations delivered in partnership with their financial advisors.

Serge Akopyan is a financial advisor at Fidelity with 10 years of industry experience. He holds Series 66 and Series 63 designations and has worked at firms including Masterworks Advisers, Citi, TD Ameritrade, UBS Financial Services, and Prudential. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, AI-driven research, and its advisory role to multiple registered investment companies and fund-of-funds.

Fernando Bonada is a financial advisor with Primerica Advisors in Burbank, CA, holding Series 63 and Series 65 licenses and having 19 years of industry experience. He has been with Primerica Advisors since 2010 and has worked with Primerica Financial Services since 2005. In addition to his advisory role, he has operated Playa Digital Media since 2002. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selectively managed accounts. The firm curates third-party asset managers and employs a tiered wrap fee structure while maintaining oversight of its investment offerings.