Cynthia Foscue is a CFP® professional at OSAIC with seven years of industry experience. She previously worked at Sagepoint Financial, Inc. and has a long tenure at Advanced Lubrication Technology, Inc. Outside of her advisory role, she sells life, health, disability insurance, and fixed annuities, and assists in legal processes related to living trusts. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, offering a range of advisory and brokerage services through a large multi-advisor platform.

David Richardson is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He serves as president and part owner of Richardson & Co CPAs, a tax and accounting firm, and is involved in real estate sales and mortgage loan origination. Additionally, he acts as treasurer for the Los Robles Estates Homeowners Association. Cetera Investment Advisers LLC is an SEC-registered firm providing a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and retirement services to individual, corporate, charitable, and institutional clients nationwide. The firm offers a range of investment program options, including model portfolios, third-party managers, and bespoke strategies.

Roy Valdez is a CFP®-designated financial advisor with Edward Jones, based in Camarillo, CA. He has 10 years of industry experience, having worked at Edward Jones throughout this period. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Joseph Kiesel is a financial advisor at Ameriprise with one year of industry experience. He holds a Series 66 designation and has prior experience including roles at Ripcurl and academic positions at Pepperdine University and its Caruso School of Law. Ameriprise Financial Services is a large diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement-income planning advice focused on income stability and tax-efficient withdrawal strategies.

Joseph Lavitt is a financial advisor with Ameriprise in Westlake Village, CA, holding a Series 66 designation and 22 years of industry experience. He has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2014. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual planning advice focused on reliable income sources and tax-aware withdrawal strategies for clients near or in retirement.

Christopher Soulios is a financial advisor with LPL Financial, holding a Series 66 designation and over 20 years of industry experience. He previously worked at Ameriprise Financial Services for 14 years before joining LPL Financial in 2019. He operates his practice under the name Signet Strategic Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive technology and oversight of significant discretionary assets.

Sylvia Flores is a financial advisor with UBS Financial Services in Westlake Village, CA. She holds the Series 66 designation and has six years of industry experience. She has been with UBS Financial Services Inc. since 2016. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research and comprehensive capital markets solutions.

Nicholas Scottrussell is a financial advisor at Fidelity with 12 years of industry experience and holds Series 63 and Series 66 credentials. He has worked at various divisions within Fidelity since 2016. Outside of his advisory work, he performs as a guitarist and vocalist in a live band based in Los Angeles. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm utilizes a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios built from mutual funds, ETFs, and ETPs.

Lucy Lu is a Financial Advisor with Merrill Lynch Wealth Management. In her role, she works closely with clients to understand their personal financial goals and develop strategies to pursue those objectives. Her areas of expertise include general investing, retirement planning, and saving for unexpected expenses. Lucy holds professional designations including Accredited Portfolio Management Advisor (APMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She earned a Bachelor's Degree from the University of California Irvine. She communicates with clients in English, Mandarin, and Yue (Cantonese).

Patrick Lowe is a financial advisor with Morgan Stanley in Woodland Hills, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior experience includes roles at Wells Fargo Advisors from 2011 to 2022 and Morgan Stanley Private Bank since 2022. Outside of finance, he is involved as an actor in the entertainment industry through the Quantum Leap TV series. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and modeling techniques.

Anastasia Ciudinovschih is a financial advisor at Morgan Stanley with 11 years of industry experience. She holds the Series 66 designation and has worked at Merrill, UBS Financial Services, and Morgan Stanley. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a broad range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

D'vonne Day is a financial advisor at OSAIC with two years of industry experience. She holds Series 65 and Series 63 licenses and has previously worked at Pro-Act Wealth Solutions, Aflac, and operated a business with N2 Publishing. OSAIC serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning, model-based asset allocation, and portfolio management across various account types.

Michael Hanson is a CFP® professional with 19 years of experience in the financial industry, currently affiliated with OSAIC since 2007. He previously worked at Guardian Life for one year. Outside of his advisory role, Hanson owns an art production and sales studio and serves as a director of his local homeowners association. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm provides a range of brokerage and advisory services with a model-based investment approach emphasizing asset allocation, portfolio optimization, and multiple program options.

Dan Wilkens is a financial advisor at Cetera with 38 years of industry experience and holds a Series 63 designation. He has been with Cetera since 2023 and was previously associated with Cetera Wealth Services, LLC starting in 2013. Outside of his advisory role, he is a partner in TJD Wilkens Farms, LLC, involved in farming activities. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that supports various program structures and custodial relationships.

Brian Austria is a financial advisor with Wells Fargo Clearing in Westlake Village, CA, holding Series 63 and Series 66 designations and bringing 10 years of industry experience. He has been with Wells Fargo Clearing since 2016 and also has experience with Wells Fargo Bank, N.A. dating back to 2014. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

Andrea Rudison is a financial advisor at Fidelity with 18 years of industry experience and holds a Series 66 designation. Her prior work includes roles at Charles Schwab and operating Bona Fide Moments Photography. Outside of finance, she is the chef and operator of Soul Island Eats, a food service business based in Tarzana, California. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, utilizing a combination of fundamental research and quantitative analysis with algorithmic portfolio construction. The firm is noted for its registration as a commodity pool operator and its advisory roles for multiple registered investment companies and fund-of-funds.

Lee Tarbet is a financial advisor at OSAIC with 11 years of industry experience. He holds the Series 66 designation and has previously worked at FSC Securities Corporation and Western International Securities, Inc. Outside of his advisory work, he is involved in tax consulting for two landscaping businesses, Elegant Gardens Nursery and Malibu Canyon Landscape & Maintenance, Inc. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization. The firm supports a range of financial planning and investment management programs delivered through an extensive multi-advisor platform.

Quentin R. Stella, CFP® CRPC™, serves as a Wealth Management Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management. He is the founder and partner of The Stella Group, a dedicated wealth management team that has been active since he joined Merrill Lynch in 2017. Quentin began his career in the financial services industry in 2009, working alongside his father, Anthony R. Stella, a retired Financial Advisor. He holds professional designations including Certified Financial Planner® and Chartered Retirement Planning Counselor™. Quentin focuses on comprehensive wealth management strategies tailored to affluent families, professional athletes, corporate executives, and business owners. His expertise includes education planning, executive compensation, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, small business strategies, sports and entertainment, individual and corporate investment strategy, and retirement income. He and his team emphasize understanding client goals and provide access to Merrill's investment insights and Bank of America's banking services to address clients' financial needs. He earned a bachelor's degree in Finance and Economics from the University of Nevada, Reno, and has completed accredited certificate programs from Kaplan Schweser and the College for Financial Planning. Quentin resides in Chatsworth with his wife, Jennifer, and their two children. His family is involved with the Juvenile Diabetes Research Foundation and the American Diabetes Association, motivated in part by their daughter Juliet's experience with Type 1 Diabetes. In his personal time, Quentin enjoys camping, cooking, fishing, football, golfing, swimming, and spending time with his family.

Dayana Merchan Vega is a financial advisor at Stifel with six years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Morgan Stanley and J.P. Morgan Securities. Stifel serves a broad range of clients including individuals, institutional investors, and municipal entities, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.

Peter Hockenmaier is a financial advisor with Ameriprise in Ventura, CA, holding Series 63 and Series 65 licenses and 42 years of industry experience. He has been with Ameriprise and its predecessor entities since 1984. Outside of his advisory role, he is involved in commercial real estate ownership. Ameriprise is a large institutional firm that offers retirement-income planning services aimed at individuals near or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written, non-discretionary recommendations, emphasizing assets held in Ameriprise-managed accounts and using algorithmic automation overseen by specialized committees.