Gary Hirschfeld is a financial advisor at Hightower Advisors with eight years of industry experience. He holds a Series 65 credential and has worked at Hightower Advisers, LLC since 2019 and at Delphi Private Advisors since 2015. Based in San Diego, CA, his background spans multiple advisory roles. Hightower Advisors provides investment advisory and planning services to a broad range of individual and institutional clients, delivering solutions that include discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm's approach emphasizes manager selection and multi-manager solutions, utilizing affiliated and third-party managers alongside proprietary research and a variety of investment vehicles.

Richard Love II is a financial advisor with Principal Financial Services based in Carlsbad, CA, holding Series 63 and Series 65 licenses and 15 years of industry experience. His career includes roles at Kepha Wealth and Benefits Management, WestCorp Financial and Insurance Services, and Principal-affiliated companies. Outside of financial services, he is involved in equipment sales through Lionheart Enterprises, selling dash cams and solar generators. Principal Financial Services provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, and access to third-party money managers under various arrangements.

Jarrod Hendricks is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. His prior work includes roles at Jerome C. Price and operating his own firms such as Hendricks Financial and Jb Hendo. He is involved in estate planning referrals through affiliated entities like Inherit Guard and LSPN Pro. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, and corporations, offering both advisory and broker-dealer services. The firm delivers advice through proprietary and third-party model portfolios, with discretionary and non-discretionary program options.

Michael Simon is a financial advisor with RBC Rochdale, LLC in La Jolla, CA. He holds a Series 66 designation and has five years of industry experience. His prior work history includes roles at Merrill and City National Rochdale, as well as positions outside the financial sector, including at Cinemark and Sal's Pizza and Baglery. RBC Rochdale serves a diverse client base, including high net worth individuals, corporations, charitable organizations, and government entities. The firm employs an active, multi-strategy investment process that integrates quantitative screening, fundamental analysis, and proprietary tools to tailor portfolios across various asset classes.

Steven Rubinstein is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 licenses and 17 years of industry experience. He previously worked at Sagepoint Financial Inc. for 16 years and has more recently been affiliated with OSAIC and Terramar Wealth. Rubinstein serves on the Investment Review Board for the City of Carlsbad, CA. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients. The firm offers a variety of advisory programs and services, providing operations, trading, technology, investment management, compliance, and practice-management support to affiliated advisors.

Ashkan Ghahremani is a financial advisor with Primerica Advisors based in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has worked at Park Avenue Securities and Guardian Life Insurance Company since 2015. Outside of his advisory role, he is involved with Disaster Pro, LLC, a public adjusting business assisting clients with insurance claims. Park Avenue Securities serves a diverse retail client base, offering both brokerage and advisory services along with financial and business consulting. The firm employs a combination of proprietary and third-party investment strategies and supports various account-level services including lending and donor-advised funds.

Gregory Ochinero is a financial advisor with Kestra Advisory in La Jolla, CA, holding a Series 66 credential and seven years of industry experience. His prior work includes roles at Sanmina Corporation and On Semiconductor. He is also involved as a registered field assistant, supporting client outreach and backup functions. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services such as fiduciary consulting, plan design, and employee education. The firm serves a diverse client base that includes large institutional investors and sovereign wealth funds.

Walter Hansch is a financial advisor with Independent Financial Group, LLC, based in Solana Beach, CA. He holds a Series 63 designation and has 40 years of industry experience. Prior to joining Independent Financial Group in 2017, he worked at Cetera Advisor Networks LLC and has operated Hansch Financial Group since 2014. Outside of his advisory role, he is a licensed California real estate agent and insurance agent, and provides tax planning consulting services. Independent Financial Group is a large, integrated advisory and brokerage firm serving individuals, high-net-worth clients, trusts, corporations, business owners, and plan sponsors. The firm offers a range of investment advisory programs, financial planning, and retirement plan services, utilizing both in-house and third-party asset management solutions.

Nathan Hartman is a CFP® certificant based in San Diego, CA, with 22 years of experience in the financial services industry. He has worked at firms including The Vanguard Group, LPL Financial, Fidelity Investments, and currently Schwab Wealth Advisory. Outside of his advisory role, he co-owns an LLC focused on golf-related ventures in a developmental phase. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, delivering portfolio recommendations based on standard asset allocation models and research tools. The firm serves individual clients with annual reviews and planning discussions, with final investment decisions made by clients rather than through discretionary management.

Dominic Randazzo is a CFP® with eight years of industry experience, currently affiliated with Commonwealth Financial Network. His prior experience includes roles at Lincoln Financial Advisors Corporation and Voya Financial Advisors, Inc. He also spent 17 years at Barona Casino. Randazzo engages in fixed insurance sales on a limited basis. Commonwealth Financial Network serves a national network of approximately 2,950 advisors, providing a range of advisory programs and services, including discretionary model portfolios and customized investment solutions. The firm supports its advisors with operations, trading, technology, compliance, and practice-management resources.

George Alexander is a financial advisor with Kestra Advisory, holding the ChFC® designation and Series 63 and 65 licenses. He has 43 years of industry experience, including long-term roles at Ifg/Russell Advisors, Kestra Investment Services, and MassMutual. In addition to his advisory work, he is involved in insurance services through ownership and leadership positions in related firms. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services such as fiduciary consulting, plan design, and employee education. The firm serves large institutional investors, including sovereign wealth funds, and supports a broad range of investment platforms and third-party solutions.

Kent Tedrick is a CFP® and CFA® with 31 years of experience in the financial services industry. He is currently with Integrated Wealth Concepts LLC, where he has worked since 2019. Prior to this, he was with Independent Financial Partners and LPL Financial. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, using customized portfolios mainly composed of mutual funds, ETFs, individual equities, and fixed income with a long-term investment approach complemented by shorter-term trades for rebalancing and cash management.

William Walsh is a CFP® with three years of industry experience, currently serving as a financial advisor at Corient in San Diego, CA. Prior to his financial advisory roles, he served in the U.S. Navy for 24 years. He also provides mentorship through 3rd Decade, offering financial education and guidance to young adults. Corient offers investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, and charitable organizations. The firm uses a goals-based, team investment approach that integrates proprietary strategies with third-party managers, incorporating risk management tools and alternative investments where appropriate.

Daniel McMahon is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 13 years of industry experience. He has worked at Commonwealth Financial Network since 2024 and is also co-owner of Terramar Wealth, Inc., a private entity involved in securities, advisory, and insurance business. His previous roles include positions at OSAIC, Terramar Wealth, SagePoint Financial, and ICM Private Client Group. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing about $213 billion in client assets. The firm offers a broad adviser-support platform, including managed-account programs, access to third-party asset managers, and various investment options.

Stephen Koh is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. His career includes roles at Mass Mutual and MML Investors Services. Outside of his advisory work, he serves as a sports official on a part-time basis. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, offers brokerage and advisory services to individuals, pension plans, charitable organizations, and corporate clients. The firm provides a combination of proprietary and third-party investment programs, including digital advisory solutions and tailored financial planning services.

John Farnum is a financial advisor with Eagle Strategies (NY Life) in San Diego, CA, holding Series 63 and Series 65 licenses and with eight years of industry experience. He has been associated with Eagle Strategies since 2022 and has held roles at NYLIFE Securities LLC and New York Life Insurance Company since 2017 and 2018, respectively. Outside of advising, he serves as president of the San Diego chapter of BNI City Pros, a local networking group. Eagle Strategies serves a diverse client base including individuals, defined contribution and defined benefit plans, and charitable and corporate entities. The firm offers financial planning, investment management, and retirement-plan advisory services, emphasizing tailored, mostly non-discretionary solutions through multiple program types within an integrated New York Life affiliate structure.

Jacob Berman is a financial advisor at Principal Financial Services with Series 63 and Series 65 licenses and one year of industry experience. Prior to joining Principal, he held various roles including positions at Principal Life Insurance Company and Chico Elks Lodge. Outside of his advisory work, he also works part-time as a bartender. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

William Taylor is a CFP® with one year of industry experience, currently serving as a financial advisor at Corient. Prior to joining Corient, he worked at Gradient Capital Advisors, LLC, and has held various roles including positions in education and analytics. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, and charitable organizations. The firm uses a goals-based, team investment approach that integrates in-house strategies with third-party managers, employing risk management tools and alternative investment options as appropriate.

Philip Hoffnagle is a financial advisor at TIAA-CREF with 14 years of industry experience. He holds Series 63 and Series 66 credentials. Prior to joining TIAA-CREF in 2023, he worked at JPMorgan Chase Bank and JPMORGAN Securities for seven years. TIAA-CREF Individual & Institutional Services provides financial planning and managed account programs to individuals—often those connected through employer retirement plans—as well as trusts, estates, and small retirement plans. The firm features a fiduciary-advised model with discretionary management options and serves as adviser to a donor-advised fund sponsored by Charityvest.

Brett Gottlieb is a financial advisor with AE Wealth Management, LLC, holding Series 63 and Series 65 licenses and 17 years of industry experience. He has worked at AE Wealth Management since 2019 and previously held roles at Legacy Road, LLC and Comprehensive Advisor, LLC. Outside of his advisory work, Gottlieb serves as Chapter President and speaker for the American Financial Education Alliance, a nonprofit providing educational workshops on retirement planning. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base, including individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers a platform-centered approach featuring model portfolios, discretionary asset management, financial planning, and plan services, supporting a large client load across its advisory team.