Taylor Richardson is a financial advisor at Merrill with 19 years of industry experience. He has held his current role since 2010 and holds a Series 66 designation. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Alejandro Segura is a financial advisor with Charles Schwab in Berkeley, CA, holding a Series 66 designation and six years of industry experience. His prior work includes roles at Wells Fargo Clearing, Wells Fargo Bank, and State Farm. He has been with Charles Schwab and Charles Schwab Bank since 2019. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment guidance utilizing multi-asset model portfolios and a centralized operational structure.

Joshua Puckett is a financial advisor at Fidelity with 14 years of industry experience and holds a Series 66 designation. His prior experience includes roles at Voya Retirement Advisors, Prudential Investment Management Services, Bank of America, and Merrill Lynch. Outside of advisory work, he is a partner at Keen Eye Consultants LLC, where he assists with the production of STEM and family-friendly content. Fidelity’s Strategic Advisers LLC, where he is affiliated, provides investment management and advisory services to both retail and institutional clients. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a diverse range of portfolios, including multi-manager and fund-of-funds structures.

Shalom Morgan is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 22 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Sanford Smith is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 licenses and has 39 years of industry experience. His prior work includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Sanford is based in San Rafael, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning supported by firm-approved tools and does not include individual security recommendations as part of its standalone planning services.

Robert Holt is a CFA® charterholder with 18 years of industry experience, currently serving as a financial advisor at Morgan Stanley in San Rafael, CA. His prior experience includes nine years at Wells Fargo Clearing and Wells Fargo Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions. The firm provides tailored financial planning using structured discovery conversations and proprietary planning tools, managing approximately $2.74 trillion in client assets.

Lars Monroe is a financial advisor at Morgan Stanley with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2009, including time at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a variety of advisory programs to individuals and institutions. The firm provides tailored financial planning and manages approximately $2.74 trillion in client assets, utilizing structured planning tools and the Global Investment Committee’s resources to model financial outcomes.

Cole Ricardo is a Financial Advisor with Merrill Lynch Wealth Management based in Oakland, California. He works closely with clients to understand their goals and develop strategies that align with their values and priorities. Cole's client focus areas include college education planning, services for defined benefit plans, sports and entertainment, tax minimization, and retirement income. With professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA), Cole applies his expertise to help clients turn data into direction and goals into actionable plans. He emphasizes thoughtful guidance throughout complex financial decisions, preparing for retirement, and growing businesses. Cole holds a Bachelor's Degree from Holy Names University. Outside of his professional work, he enjoys baseball, basketball, hiking, pickleball, and spending time with his family.

Alberto Fuentes Perez is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 licenses and one year of industry experience. Prior to his current role, he managed two businesses—Volt Auto Glass, an auto glass repair company, and JF Marketing, an online marketing firm. He dedicates significant time to these entrepreneurial ventures alongside his advisory work. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, along with corporate and charitable clients. The firm offers a wrap-fee asset management program using model-delivery strategies developed by unaffiliated asset managers and provides advisory services through a large network of financial advisors.

Megan Feeney is a financial advisor at Wells Fargo Clearing with a Series 66 designation and four years of industry experience. She has worked at Wells Fargo Clearing Services since 2021 and previously held roles at US Sports Camps Inc. and the University of Redlands. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering investment policy development, performance reporting, participant education, and discretionary investment management. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Tracy Lamond is a CFA® charterholder with 40 years of industry experience, currently affiliated with LPL Financial since 2007. Based in Novato, CA, Lamond holds a Series 63 registration and has experience in both investment advisory and insurance services. Outside of finance, Lamond is involved in residential design and construction through a separate business venture. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm provides a range of advisory programs, financial planning, and consulting services supported by research and technology-driven approaches.

Peter Keating is a financial advisor at LPL Financial with 56 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at LPL Financial since 2025, following a decade at Western International Securities, Inc. He serves as a trustee for the Keating Marital Trust on behalf of his brother. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and charitable organizations. The firm offers diverse advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Dayana Medevsky is a financial advisor at Wells Fargo Clearing with six years of industry experience. She holds Series 63 and Series 66 licenses and has worked at several notable firms, including Merrill, Bank of America, and J.P. Morgan Securities. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a broad range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Sean Ali is a CFP® professional with 40 years of industry experience, currently affiliated with Wells Fargo Advisors since 2013. He holds Series 63 and Series 65 licenses. Ali has ownership in several oil and gas lease ventures and investment-related businesses outside of his advisory role. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutions. The firm provides tailored recommendations supported by proprietary research and planning tools, with a broad planning menu that includes specialized services such as business-owner transition and special-needs planning.

Douglas Nisen is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 16 years of industry experience. He has worked with various J.P. Morgan entities since 2011, including J.P. Morgan Securities and JPMorgan Chase Bank, N.A. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these services alongside affiliated brokerage, distribution, and investment management capabilities.

Patricia Benner is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. She has been with Morgan Stanley and its affiliated entities since 2007. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and advanced modeling tools.

Helen Abe is a financial advisor at RBC Capital Markets with 33 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Bank of America, Merrill, and City National Bank. Outside of her advisory role, Abe teaches financial education courses for women through the Women's Bureau Financial Education Program and College of Marin, and she serves on the board and finance committee of Hospice by the Bay. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individuals, institutions, and charitable organizations. The firm offers various advisory programs with tailored strategies implemented through in-house and third-party managers, providing portfolio management, financial planning, custody, and brokerage services.

Robert Schulman is a financial advisor with Edward Jones in Novato, CA, holding Series 63 and Series 65 credentials and serving clients for 30 years. He has been with Edward D. Jones & Co., L.P. since 1996. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of about 23,701 advisors, offering a range of discretionary and non-discretionary investment strategies alongside affiliated mutual funds and tax-efficient services.

Robyn Johnson is a Series 66-registered financial advisor with Morgan Stanley in Oakland, CA, bringing 33 years of industry experience. She previously worked at New York Life Insurance Company and NYLIFE Securities LLC for over two decades before joining Morgan Stanley in 2023. Her career also includes a brief tenure at Fire Wings in 2022. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process involves structured discovery and firm-approved tools, emphasizing advisory services without individual security recommendations in standalone plans.

Tina Payton Thomas is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in serving the unique wealth management needs of executives and business owners. She is part of a private wealth management team with more than 30 years of combined financial service experience. Tina leverages the investment insights of Merrill Lynch and the banking solutions of Bank of America to provide comprehensive financial services that address sophisticated and complex financial demands. Her expertise includes executive compensation management, exit planning business strategies, wealth transfer and retirement planning, philanthropic advising, and liability strategies. Tina is dedicated to helping clients integrate all aspects of their financial lives to support informed decision-making and the pursuit of both short- and long-term goals. Holding a Bachelor's Degree from Southern Illinois University, she holds professional designations as a Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA). Tina is fluent in German and English and is involved in professional organizations such as ACG Silicon Valley, Berkeley Chamber of Commerce, German American Business Association, and the John Muir Health Foundation, where she also contributes through community involvement. Outside of her professional role, Tina enjoys boating, gardening, horseback riding, yoga, watching movies, and spending time with her family.