Heather Pelant is a CFP®-certified financial advisor at Cresset Asset Management, LLC with over 20 years of industry experience. She previously worked at Baker Street Advisors for 10 years and BlackRock for 13 years. Pelant holds Series 63 and Series 65 licenses and is based in San Francisco, CA. Cresset Asset Management, LLC manages approximately $71.9 billion in client assets, serving individuals, high-net-worth families, trusts, retirement plans, charitable organizations, corporations, and pooled investment vehicles. The firm focuses on diversified, asset-allocation-driven portfolio construction using both active and passive strategies and employs a structured due-diligence process to manage investments across various asset classes.

Richard Long is a CFA® charterholder with 20 years of industry experience. He is currently a financial advisor at Cerity Partners LLC in San Francisco, where he has worked since 2021. Prior to joining Cerity Partners, he held positions at B|O|S and Robertson Stephens Advisors. Cerity Partners provides customized wealth management and related services to a broad national client base, including high-net-worth individuals, families, trusts, business entities, and institutional investors. The firm employs tailored asset allocation, manager selection, and periodic rebalancing, combining proprietary quantitative screens with third-party managers and individual securities.

Bobbie Torres is a financial advisor at Farther with a Series 65 designation and three years of industry experience. Prior to joining Farther, she worked at The Retirement Group, LLC and American National Investments. Before her advisory career, she was involved in the food service industry at Vanitea Cafe for five years. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform combined with direct client meetings. The firm employs a Modern Portfolio Theory-based investment approach using bespoke allocations and proprietary algorithmic models, focusing primarily on ETFs, mutual funds, individual equities, and fixed income.

Sarah Nierode is a financial advisor with Schwab Wealth Advisory in San Francisco, holding Series 63 and Series 66 designations and seven years of industry experience. She has been with Schwab Wealth Advisory since 2019 and previously worked at Johnston & Associates Inc from 2013 to 2018. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab’s asset allocation models and research tools. The firm conducts annual financial reviews and offers investment recommendations while leaving final trading decisions to clients.

Colin Drake is a CFP® with 20 years of industry experience, currently serving as a financial advisor at Wealthspire Advisors since 2026. Prior to joining Wealthspire, he worked at Marin Financial Advisors, LLC for eight years and operated Drake Wealth Management for six years. Wealthspire Advisors serves a diverse client base including individuals, corporations, retirement plans, and nonprofit organizations. The firm employs a relationship-driven, customized investment process that emphasizes diversified, institutional-style asset allocation across multiple asset classes, with both discretionary and non-discretionary portfolio management options.

Bridget Keefer is a financial advisor at TIAA-CREF with 12 years of industry experience. She holds the Series 66 designation and has previously worked at Morgan Stanley and Lincoln Investment. Keefer is also associated with the Mammini Company. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals connected to TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, and small retirement plans. The firm offers both point-in-time financial planning and ongoing discretionary management through a variety of managed account programs.

Huy Lam is a CFA® charterholder with seven years of industry experience. He has been with HighTower Advisors since 2020 and previously worked at Schultz Collins, Inc. for 13 years. Based in San Francisco, CA, he provides advisory services through a prominent enterprise firm. HighTower Advisors offers investment advisory and planning services to a diverse range of individual and institutional clients. The firm emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers alongside proprietary research and a variety of investment vehicles.

Michael Mink is a financial advisor at Farther with 21 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Meritas Advisors, LLC for 15 years before joining Farther. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through a web and mobile platform as well as in-person meetings. The firm’s investment approach is based on Modern Portfolio Theory and uses proprietary model portfolios with algorithmic rebalancing, combining exchange-traded funds, mutual funds, individual equities, and fixed income.

Richard Mcdaniel is a financial advisor at William Blair with a Series 66 designation and three years of industry experience. He previously worked at First Republic Bank, Regions Bank, Walmart, the University of Southern Mississippi, and Wells Fargo Bank. William Blair’s Private Wealth Management division offers discretionary and non-discretionary investment management, financial planning, and wealth services to individuals, foundations, pension, and corporate clients. The firm employs an active, research-driven approach across equities, fixed income, and alternative strategies, providing proprietary models and access to private funds and co-investment opportunities.

Debbie Shaug is a CFP®-certified financial advisor with six years of industry experience. She is currently with Cerity Partners LLC, where she has worked since 2022. Prior to that, she was with Browuer & Janachowski and spent 17 years involved with A Baby's Place, an online retail business. Cerity Partners is an SEC-registered investment adviser serving a diverse client base including individuals, families, trusts, corporations, and institutional investors. The firm provides a range of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, with an emphasis on diversified asset allocation and customized portfolio strategies.

Regina Tsai is a CFP®-credentialed financial advisor with 21 years of industry experience. She has worked at Schwab Wealth Advisory Inc. and Charles Schwab since 2017 and previously spent one year at B|O|S. The firm provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients tailored financial reviews and investment recommendations using Schwab’s research tools and standard asset allocation models.

Chad Van Den Top is a financial advisor at Empower Advisory Group with seven years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, BNY Mellon, and Northern Trust. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and include point-in-time financial plans and optional managed account solutions.

Stephen Kepler is a CFP® with eight years of industry experience, currently serving at Wealthspire Advisors. His prior roles include positions at Private Ocean, Mosaic Financial Partners, and Aspirirant LLC. Wealthspire Advisors serves a wide range of clients including individuals, corporations, retirement plans, and nonprofit organizations, providing wealth management, financial planning, and trustee services. The firm employs a relationship-driven process with diversified, institutional-style asset allocation and utilizes both discretionary and non-discretionary portfolio management.

Nilamber Shrestha is a financial advisor with Oppenheimer in Oakland, CA, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Oppenheimer since 2005. Oppenheimer serves a broad client base including individuals, corporations, pension plans, and charitable organizations. The firm offers a range of advisory and brokerage services, utilizing strategic and tactical asset allocation along with various investment strategies to meet client objectives.

Andrew Mo is a financial advisor with HSBC Securities (USA) Inc. in San Francisco, CA, holding Series 65 and Series 63 licenses and bringing seven years of industry experience. His prior roles include positions at Cetera, East West Bank, Iconiq Capital, SVB Wealth Advisory, Alliance Bernstein, and BNY Mellon. HSBC Securities (USA) Inc. provides managed account programs for individuals, retirement accounts, charitable organizations, and corporations through client-directed and discretionary platforms. The firm’s investment approach incorporates a range of model risk profiles and combines strategic and tactical asset allocation with global fund due diligence and monitoring.

Michael Gold is a financial advisor with Principal Financial Services in San Rafael, CA, holding the ChFC® designation and Series 63 and 65 licenses. He has 33 years of industry experience, including over 25 years managing Gold Financial & Insurance Services and 10 years with Principal Securities Inc. Outside of his advisory work, he coaches and teaches pickleball. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individuals, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions.

Hareesh Sivashanker is a CFP® and CFA® with 10 years of industry experience. He is currently with RBC Rochdale, LLC, where he has worked since 2022. Prior to this, he held roles at Fisher Investments, HD Vest Advisory Services, HD Vest Investment Services, and The Vanguard Group. RBC Rochdale serves a diverse client base including high net worth individuals, corporations, and institutional investors, employing an active, multi-strategy investment process that combines quantitative modeling with fundamental analysis. The firm manages portfolios across multiple asset classes using proprietary tools and works with third-party sub-advisors to customize client portfolios.

Gregory Forbes is a financial advisor at IEQ Capital, LLC in San Francisco, holding a Series 65 designation. He has experience at Citadel and EPIQ Capital Group, LLC, with a total of six years in the industry prior to joining IEQ Capital in 2025. IEQ Capital provides discretionary and non-discretionary portfolio management and advisory services primarily to high-net-worth individuals, families, and institutional clients. The firm emphasizes a centralized investment process with a focus on alternative investments and offers specialized services including private placement life insurance sub-advisory and digital asset exposure.

Poul Erik Olsen is a financial advisor at RBC Rochdale, LLC in San Francisco, CA, holding Series 63 and Series 65 licenses with 28 years of industry experience. He has worked at Rim Securities since 2003. RBC Rochdale serves a diverse client base, including high net worth individuals, corporations, charitable organizations, and government entities, offering discretionary and non-discretionary portfolio management through a multi-strategy approach that combines quantitative screening, statistical modeling, and fundamental analysis. The firm manages approximately $73 billion in assets and sponsors the City National Rochdale mutual and interval funds.

David Coles is a financial advisor at Farther with 18 years of industry experience and holds a Series 66 designation. His prior roles include positions at Triad Advisors, Inc., Wealth Management & Business Concepts, and OSAIC. Outside of his advisory work, he owns Coastal Yachting LLC, which involves bookkeeping and maintenance for a sailing yacht. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform offering discretionary investment management, retirement plan consulting, and non-discretionary recommendations for private investment funds. The firm uses a Modern Portfolio Theory-based approach with bespoke and algorithmic model portfolios, primarily allocating among ETFs, mutual funds, equities, and fixed income.