Phillip Benjamin is a financial advisor at Fidelity with 17 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. Prior to joining Fidelity, he worked at Sunny Susanto State Farm, Covered Insurance Solutions, Geico, and Aaa. Outside of his financial career, he performs locally as a musician several times per month. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm combines fundamental research with quantitative analysis and systematic methodologies in its investment process.

Erica Wu is a financial advisor at Wells Fargo Clearing with nine years of industry experience. She holds a Series 66 designation and has worked at firms including JP Morgan Chase Bank and Cetera. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Andrew Jimenez is a financial advisor with Merrill in Santa Clara, California, holding a Series 66 designation and eight years of industry experience. He has been associated with Bank of America and Merrill since 2011. Outside of his advisory role, he performs part-time mobile food delivery services with Instacart and acts as the primary caregiver for his mother. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Joan Masuda Cox is a financial advisor at Morgan Stanley in Los Gatos, CA, with 15 years of industry experience. She holds Series 63 and Series 66 registrations and previously worked at UBS Financial Services from 2012 to 2019. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and under Corporate Financial Planning agreements.

Kurt Carrasquilla is a financial advisor with Morgan Stanley in San Jose, CA, holding Series 63 and Series 65 credentials and over 32 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, with prior experience at Citigroup Global Markets dating back to 1993. Outside of his advisory role, he teaches investment-related courses at the University of California, Berkeley, and Stanford University, and serves on the CFP Program Advisory Board at UC Berkeley. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate financial planning agreements.

David Sanepour is a financial advisor with LPL Enterprise who holds a Series 66 designation and has one year of industry experience. His prior roles include five years with World Financial Group and four years at Berkshire Hathaway HomeServices California Properties. He also teaches investment-related courses at Pasadena City College. LPL Enterprise provides investment advisory and brokerage services to a broad client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm primarily uses model-driven investment implementation and offers financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

Arthur Feather is a financial advisor with LPL Enterprise and holds the Series 63 and Series 65 licenses. He has 12 years of industry experience and has worked at firms including The Prudential Insurance Company of America, Transamerica Financial Advisors, and World Financial Group. He also serves as the livestream director for events at St. Luke's Episcopal Church in Los Gatos, CA. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm primarily uses model-driven investment strategies and offers access to third-party asset managers, financial planning, and insurance products through affiliated entities.

Gregory Smith is a financial advisor with UBS Financial Services in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has previously worked at Morgan Stanley Private Bank, National Association. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management, supported by proprietary research and a broad range of capital markets services.

Steven Harris is a ChFC® credentialed financial advisor with 36 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Co in San Jose, CA since 1999. Outside of his advisory role, he is managing partner of a sailboat charter business based in Los Altos, CA. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars using firm-approved tools and collaborative annual planning engagements.

Wallace Chu is a financial advisor with LPL Financial, holding the CFP® and ChFC® designations and over 30 years of industry experience. He has been with LPL Financial since 2009 and previously worked at several firms including Pension Planners Securities, Inc. and Cetera Wealth Services, LLC. Outside of his advisory role, he serves as CEO of Turning Leaf Financial Group, a company providing marketing and operational services to a group of advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, with a focus on both discretionary and non-discretionary account management supported by advanced operational tools.

Leslie Proceviat is a financial advisor with LPL Financial in San Jose, CA, holding a Series 63 designation and over 41 years of industry experience. Prior to joining LPL Financial in 2025, Leslie spent 20 years at Securities America Advisors, Inc. and 34 years at Securities America, Inc. Leslie also manages a business offering tax preparation, accounting, and bookkeeping services. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management access, and participant-level retirement advice, supported by a large network of investment adviser representatives.

Arman Rostamian is a financial advisor at Charles Schwab in Los Gatos, CA, holding a Series 66 designation with one year of industry experience. His work history includes roles at Charles Schwab Bank and Quincy Cass & Associates Inc. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and features multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Todd Bergstrom is a CFP® professional with 17 years of industry experience, currently serving at Edward Jones since 2009. He holds the Series 66 designation and is based in Cupertino, CA. Outside of his advisory role, he is the managing partner of TMB, LLC, an LLC registered in California. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Joseph Lawrence is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has worked with Wells Fargo Advisors and Wells Fargo Bank NA, with over a decade at Wells Fargo Clearing. Outside of finance, he has been involved with Amber India Restaurant for more than 20 years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Elier Peraza is a CFP® professional with 19 years of experience in the financial services industry. He is currently with Cetera and has held various roles at firms including Avantax and Johanson & Yau, where he serves as Director of Financial Services. In addition to his advisory work, he has acted as a temporary independent trustee for an irrevocable trust. Cetera Investment Advisers LLC serves a broad client base ranging from individual investors to institutional accounts, offering portfolio management, financial planning, and retirement services. The firm operates as a multi-manager platform, allowing advisors to implement diverse investment strategies and program options across discretionary and non-discretionary accounts.

Vera Laver is a financial advisor at Edward Jones in Sunnyvale, CA, holding a Series 66 designation with four years of industry experience. Prior to joining Edward Jones, she worked at firms including Raymond James and has been involved in various roles since 2007. Outside of financial advising, she provides notary services in California, including document notarization and wedding services. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a wide range of advisory programs and investment solutions, supported by a large nationwide network of financial advisors and branch offices.

Brandon Seanez is a financial advisor at UBS Financial Services with three years of industry experience. He holds the Series 66 designation and has worked at UBS since 2021. Prior to his advisory role, he had experience in the hospitality and wine industries. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings. The firm combines institutional trading capabilities with wealth management services, providing a broad range of solutions including portfolio management, financial planning, and capital markets activities.

Raymond Kong is a financial advisor with LPL Financial, holding a Series 66 license and 22 years of industry experience. He has worked with Avantax Insurance Agency LLC and Avantax Advisory Services LLC, among other firms. Outside of advisory roles, he owns Tax Express, a tax preparation and accounting business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and retirement advice through a large network of advisors supported by advanced operational tools.

Glynis Wineinger is a financial advisor at Edward Jones with 29 years of industry experience. She has held her role at Edward D. Jones & Co., L.P. since 1996. She holds the Series 63 and Series 66 designations. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

William Gerdts is a financial advisor with Raymond James & Associates in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 53 years of industry experience. He has worked at Raymond James since 2018, following previous roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm provides financial planning, non-discretionary investment consulting, and institutional fiduciary services, utilizing various portfolio management styles supported by extensive research and affiliated sub-advisers.