Michelle La is a Financial Consultant at Fidelity Investments, a position she has held since 2020. She works closely with clients to provide personal attention and assist in planning, growing, and maintaining their wealth by leveraging Fidelity's trusted brand, advanced technology, and investment platform. Prior to her current role, Michelle held positions at TD Ameritrade, including Senior Financial Consultant and Financial Consultant during 2019 and 2020, as well as Business Development Specialist from 2018 to 2019. Her experience encompasses client relationship management and financial consulting. Michelle holds insurance licenses in Arkansas and California.

Troy Lui is a Financial Advisor at Merrill Lynch Wealth Management. He transitioned into wealth management after several years in the technology industry, drawing on his personal experience to guide clients in proactive financial planning. Troy focuses on helping professionals, particularly those in fast-paced industries, as well as families considering important life decisions and fostering financial confidence for future generations. His areas of expertise include education planning, employee benefits planning, equity compensation services, family wealth management strategies, LGBT wealth planning, managing new wealth, personal retirement planning, socially responsible and values-based investing, tax minimization, and retirement income. Troy holds professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned his Bachelor's degree from the University of California Davis. Outside of his professional work, Troy enjoys spending time with his family, gardening, basketball, cooking, interior decorating, music, pickleball, singing, skiing, and traveling.

Jeffrey Arburn is a financial advisor at OSAIC with 40 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at OSAIC since 2024, following previous roles at Woodbury Financial Services, Whitehall-Parker Securities, and Wells Fargo Investments. Outside of his advisory work, he owns an LLC involved in selling life insurance and long-term care insurance. OSAIC Wealth serves a diverse client base including retail investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach relies on model-based asset allocation and portfolio optimization supported by various analytical tools and offers a range of strategies including advisor-managed and third-party managed portfolios.

Philip Drews is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He previously worked at J.P. Morgan Securities and JPMORGAN Chase Bank, where he spent over a decade before joining Wells Fargo Clearing in 2022. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm's advisory process is IPS-driven and grounded in modern portfolio theory, with investment options that include insurance-related vehicles and bank deposit sweep options.

Paula Ferreira Soares is a CFP®-certified financial advisor with three years of industry experience, currently affiliated with LPL Financial. Her prior experience includes roles at Edward Jones and a seven-year period with Dezign With a Z. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, including model portfolios and third-party asset management access.

Mengning Zhou is a financial advisor with Mass Mutual Investors Services in San Jose, CA. She holds the ChFC® designation and has 10 years of industry experience, including tenure at MassMutual Life Insurance Co. Since 2024, she has also worked as a mortgage loan originator with General Mortgage Capitol Corp., originating loans and offering rates to clients. MML Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, and charitable organizations through structured, collaborative engagements using firm-approved analytical tools.

Tracey Ledda is a financial advisor at RBC Capital Markets with 30 years of industry experience. She holds Series 63 and Series 66 designations and has been with RBC Capital Markets since 2012. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers tailored advisory programs featuring discretionary and non-discretionary portfolio management supported by a mix of in-house and third-party investment managers.

Shrddha Singhi is a financial advisor at LPL Financial with Series 63 and Series 66 credentials and three years of industry experience. Prior to joining LPL, she worked at BMO Bank NA and Wells Fargo in various roles from 2012 to 2024. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

William Waggoner II is a financial advisor with Morgan Stanley in Los Gatos, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Morgan Stanley Private Bank since 2015 and previously worked at Morgan Stanley Smith Barney starting in 2009. Outside of his advisory role, Waggoner serves as the Defensive Coordinator for the varsity football team at Los Altos High School. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by in-house tools and market simulations.

Trevor Shephard is a Series 66-licensed financial advisor with Morgan Stanley in San Jose, CA, and has 10 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he owns a rental property business as a sole proprietor. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning that incorporates firm-approved tools and modeling techniques.

Erica Adolfsson is a financial advisor with Ameriprise in San Jose, CA, holding Series 66, Series 65, and Series 63 licenses and 11 years of industry experience. Her prior work includes roles at Unison Investment Management, Charles Schwab, Merrill, and Fidelity. Outside of advisory roles, she is listed as the Chief Financial Officer of Buie Commercial Corporation, a family-related real estate business with minimal time commitment. Ameriprise Financial Services is a large diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which combines proprietary research and algorithmic tools to provide recommendations focused on dependable income and tax-aware withdrawal strategies.

Tina Vutam is a financial advisor at Wells Fargo Clearing with three years of industry experience. She holds Series 63 and Series 66 designations and has been affiliated with Wells Fargo Bank since 2009. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jeff Conforti is a financial advisor at OSAIC with 39 years of industry experience. He holds the Series 63 and Series 65 designations and previously worked at Securities America Advisors and SECURITIES AMERICA, inc. for a combined 39 years. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients. The firm offers brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization across various advisory programs.

Joseph Nagy is a financial advisor with LPL Financial in Cupertino, CA, holding Series 65 and Series 63 licenses and three years of industry experience. His prior work includes roles at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management access, and institutional platforms, combining advisory services with a broad array of non-advisory financial products.

Trey Solomon is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. His work history includes roles at Charles Schwab from 1997 to 2013 and various positions within Fidelity since 2013. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across a broad investable universe, and it holds distinctive registrations and advisory roles that set it apart within the institutional investment sector.

Megan Tarpley is a CFP® designated financial advisor with 27 years of industry experience. She is currently with Wells Fargo Advisors and previously worked at Wells Fargo Clearing, Citigroup Global Markets, and Morgan Stanley Dw Inc. She owns and operates a financial planning practice, TARPLEYCFP, INC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients with a broad range of investment and financial planning services, including specialized planning in areas such as business-owner transitions and special-needs analysis. The firm integrates advisory services with other financial products and offers tailored recommendations supported by proprietary research and planning tools.

King Wong is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been serving clients since 2012, focusing on forming long-term relationships and addressing all aspects of clients' financial lives. King takes a hands-on approach to ensure clients' needs are met with attention and that financial strategies are effectively implemented. King specializes in family wealth management strategies, legacy planning, personal retirement planning, philanthropic planning, and portfolio management services. He begins by understanding a client's family, financial situation, and priorities to develop a customized and flexible wealth management strategy. He also provides access to the investment insights of Merrill and the banking conveniences and lending solutions of Bank of America. King holds a Bachelor's Degree in Economics from California State University and the designations Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Outside of work, he enjoys traveling and spending time with his wife, Dione, and their two daughters, Shelby and Sydney.

Kim Lee is a financial advisor at J.P. Morgan Securities in San Jose, California, with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at various J.P. Morgan entities since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research to build model asset allocations and incorporates an ESG eligibility framework in its recommendations.

Laurie Heinly is a financial advisor with Morgan Stanley in San Jose, CA, holding Series 63 and Series 65 credentials and with 29 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Outside of advising, she is an investor in a technology company, Nexqloud Technologies. Morgan Stanley Wealth Management provides advisory and broker-dealer services to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and a range of investment programs.

Jason Lee is a financial advisor at Wells Fargo Clearing with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank and Morgan Stanley from 2015 to 2024. His current role at Wells Fargo Clearing began in 2024. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable range of financial products including insurance-related vehicles and bank deposit sweep options.