Daniel Solano Munoz is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Deutsche Bank Securities and Northwestern University, among other roles. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment approach.

Rafael Cervelli is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of experience in advisory services. He has worked at JPMorgan Chase Bank, N.A. since 2011. Based in Miami, FL, his background includes extensive experience within the JPMorgan organization. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Raquel Trespalacios is a Financial Advisor with Merrill Lynch Wealth Management, committed to prioritizing clients' needs in her practice. She helps clients pursue personal financial goals such as college education planning, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management, and small business strategies. Raquel emphasizes simplicity and transparency in wealth planning, tailoring strategies that align with each client's unique ambitions and priorities. Raquel's approach integrates understanding individual client perspectives to create personalized financial plans that cover retirement lifestyle considerations, potential healthcare costs, and family long-term objectives. Her work supports clients through comprehensive planning and process connection to facilitate achieving financial goals. Outside of her professional role, Raquel enjoys baseball, basketball, football, soccer, interior decorating, woodworking, watching movies, and spending time with her family.

Diego Hoyos Farfan is a financial advisor with J.P. Morgan Securities and holds the Series 66 designation. He has 25 years of industry experience, including ten years at Raymond James & Associates before joining J.P. Morgan Securities in 2017. Based in Key Biscayne, FL, he provides advisory services through a well-established institutional firm. J.P. Morgan Securities offers institutional consulting services to corporations, foundations, and defined contribution plan sponsors, focusing on asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering recommendations on a non-discretionary basis.

Matthew Schaab is a financial advisor with J.P. Morgan Securities in Miami, FL, holding Series 63, 65, and 66 licenses with 22 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2016. Outside of his advisory role, he is a passive minority owner in two real estate investment entities based in Buffalo, New York. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm delivers non-discretionary advice through a select group of Wealth Advisors, focusing on approved funds and strategies.

Nataly Montenegro is a financial advisor with J.P. Morgan Securities in Miami, FL, holding a Series 66 designation and one year of industry experience. Prior to joining J.P. Morgan Securities, she had roles at JPMORGAN Chase Bank, N.A. and Ruffalo Noel Levitz. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through a non-discretionary, quantitative asset-allocation process that incorporates an ESG eligibility framework.

Claudia Koenig Solazzo is a financial advisor at UBS Financial Services with 23 years of industry experience. She has been with UBS and its affiliated entities since 2004. Solazzo holds the Series 66 designation. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and delivers advisory work through a network of Financial Advisors using proprietary research and model-based asset allocations.

Andres Ayala Gonzalez is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning. The firm manages approximately $2.74 trillion in client assets and employs a planning process that uses structured discovery and advanced modeling tools.

Gonzalo Villena is a financial advisor with Wells Fargo Clearing in Coral Gables, FL, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 40 years of industry experience, including over a decade with Wells Fargo Clearing and its predecessor firms. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through more than 14,000 advisors and offers both brokerage and advisory solutions.

Pedro Maia is a Series 66-licensed financial advisor with J.P. Morgan Securities, based in Miami, FL, and has one year of industry experience. Prior to joining J.P. Morgan in 2025, he worked at BRG Capital for several years and held a position at CONECTCAR Mobilidade Electronica S.A. outside the financial sector. He is also a partner in a technology company, Ribeiro & Maia Tecnologia Ltda, a venture he began as a hobby to develop technology-related products. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Kevin Higgins is a financial advisor at UBS Financial Services with 9 years of industry experience. He holds a Series 66 designation and has worked at firms including JP Morgan Chase Bank, BMO, LPL Financial, and UBS. UBS Financial Services Inc. serves individual, corporate, and institutional clients with brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management and utilizes proprietary research and model-based asset allocations to tailor client solutions.

Briara Dunkley Lindsey is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and two years of industry experience. She has worked at several firms including JP Morgan Chase Bank, First Republic Securities Company, and First Republic Investment Management. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm integrates large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Maxence Hamker is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. Prior to joining J.P. Morgan, he worked at Zoominfo and Oracle and attended Boston College. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Philip Guarco is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has been with J.P. Morgan Chase Bank, N.A. and J.P. Morgan Securities since 2008. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm delivers its program on a non-discretionary basis and combines large institutional advisory operations with affiliated brokerage, distribution, and investment management capabilities.

Orlando Garcia is a financial advisor with Raymond James & Associates, Inc., holding Series 63 and Series 66 credentials and bringing 30 years of industry experience. His prior work includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. He is also involved in several rental real estate businesses as an owner. Raymond James & Associates is a large dually registered broker‑dealer and SEC-registered investment adviser serving individuals, institutions, pension plans, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary services, utilizing a variety of portfolio management styles supported by affiliated research and model managers.

Nelson Barreira Filho is a financial advisor at UBS Financial Services with 22 years of industry experience. He holds a Series 66 designation and has been with UBS since 2011. He serves on the advisory board for the FIU Master of International Business (MIB) Program. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor solutions to clients.

Jose Maria Fornasari is a financial advisor with J.P. Morgan Securities in Miami, FL, holding Series 63 and Series 65 licenses and possessing 13 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2013. Outside of his advisory role, he is a partner in Oso Goose LLC, an entity formed for owning and managing investment real estate with his wife. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its investment recommendations.

Luke Greisen is a financial advisor at J.P. Morgan Securities with a Series 66 credential and less than one year of industry experience. His prior work includes roles at JPMorgan Chase Bank, Topsteppeople Inc, and the University of Florida. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Karl Justa Brasil is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds Series 63 and 66 licenses and has worked at various firms including Itau International Securities and XP Securities US LLC. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide its recommendations.

Noris Udiz is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. He holds a Series 63 designation and has been with Wells Fargo entities since 2009, including Wells Fargo Advisors LLC and Wells Fargo Clearing. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven, incorporates modern portfolio theory, and includes a broad range of financial product offerings such as insurance-related vehicles and bank deposit sweep options.