Sameer Derashri is a financial advisor at Merrill with 19 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Merrill since 2011 and Bank of America since 2012. Outside of his advisory role, Derashri is involved in a family-owned LLC that operates a Great Clips haircut franchise and holds sole ownership in a rental property. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies for a broad client base including individuals, high-net-worth clients, pension plans, and charitable organizations.

Angelo Dhanpath is a financial advisor at Morgan Stanley Wealth Management with six years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including E*TRADE Capital Management, TD Ameritrade, Regions Bank, and TD Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques.

Jean Pierre Lemoine is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds the Series 66 designation and previously worked at Bank of America N.A. and Merrill. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, delivering tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers services including estate planning and corporate financial planning agreements.

Patricia Grazioso is a financial advisor with Ameriprise who holds Series 63 and Series 65 licenses and has 44 years of industry experience. She has been with Ameriprise and its related entities since 2009. Grazioso serves as a director on the board of Delrado Inc., a non-investment-related role. Ameriprise is an institutional firm that offers a retirement-income planning service targeting individuals with significant investable assets. The firm provides comprehensive advisory, brokerage, and insurance solutions, utilizing a centralized consulting team and algorithmic tools to deliver tailored, tax-efficient retirement recommendations.

Adam Weiner is the Vice President and Branch Leader at Fidelity Investments, where he has served since 1996. In his role, he leads, coaches, and inspires a team of financial services professionals who work with clients and their families to support their long-term financial goals. Adam's financial advisory career began in 1992, with positions at Robert Todd Financial Corp, Russo Securities, Ladenburg, Thalmann Inc, and National Discount Brokers before joining Fidelity Investments. His extensive experience spans over three decades in the financial services industry. Outside of his professional work, Adam has personal interests in cars, movies, and pets.

Jamal Scott is a financial advisor at Merrill with 13 years of industry experience. He holds a Series 66 designation and has worked at Bank of America N.A., Merrill, J.P. Morgan Securities, and JPMorgan Chase Bank. Outside of his advisory role, he operates a sole proprietorship related to property rental in Miami, Florida. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Melissa Wagner is a financial advisor at Morgan Stanley with 27 years of industry experience. She has been with Morgan Stanley and its affiliates since 2013. Wagner holds a Series 63 designation and is based in Fort Lauderdale, FL. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by the Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations.

Glynis Banhan is a CFP® professional with 12 years of experience in the financial advisory industry. She is currently with Edelman Financial Engines, having previously worked at affiliated firms including Financial Engines Advisors L.L.C. and EF Legacy Securities, LLC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm offers diversified portfolios, planner-led wealth management, and online tools, managing approximately $326 billion for around 477,000 clients.

Doreen Gest is a financial advisor with Raymond James Financial in Fort Lauderdale, FL, holding Series 66 and Series 63 licenses and having 33 years of industry experience. She previously worked at Ameriprise Financial Services, Inc. for eight years. Gest is also associated with Leeward Financial Group in a non-investment administrative role. Raymond James Financial Services Advisors provides financial planning and investment consulting to individual and institutional clients, including high-net-worth investors, pension plans, charitable organizations, and government entities. The firm offers tailored advisory services with a focus on risk-based reviews and municipal and public finance solutions.

Nze Ahanotu is a financial advisor with Merrill, holding Series 63, Series 65, and Series 66 designations and bringing 17 years of industry experience. He has worked at Bank of America and Merrill since 2010. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates investment management with Bank of America’s broader financial services platform.

Brian Trechok is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2015. He has been with Fidelity since 2007, progressing through roles including Financial Consultant, Investments Consultant, Financial Representative, and Premium Services Representative. With 18 years of experience at Fidelity, Brian is a Certified Financial Planner™ dedicated to providing personalized service and comprehensive financial planning. Brian leads a Wealth Management team composed of specialized professionals focused on key areas of financial planning. Together, they collaborate to support clients' unique needs and help them pursue their financial goals with confidence. He holds a California Insurance License, which complements his expertise in financial consulting. Outside of his professional work, Brian enjoys beach activities, spending time with family, fitness, social events with friends, golf, and traveling.

Michael Zislin is a Series 66-licensed financial advisor at Morgan Stanley in Boca Raton, Florida, with seven years of industry experience. He has worked at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. since 2018. Outside of financial services, he is the owner and CEO of First In Line Enterprises, Inc., a company involved in fishing activities. Morgan Stanley Wealth Management provides a wide range of advisory programs and financial planning services to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm uses a structured planning process supported by various analytical tools and offers both direct and employer-based financial plans.

David Berdon is a financial advisor with Morgan Stanley in Boca Raton, FL, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has been with Morgan Stanley and its affiliates since 2013. Outside of his advisory role, he serves on advisory boards for Nasdaq and is the owner of Cavaleo LLC. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services through a combination of financial advisors and estate planning strategies.

Michael Higgins is a financial advisor with Morgan Stanley in Boca Raton, FL, holding Series 63 and Series 66 licenses and bringing 36 years of industry experience. He has worked at Morgan Stanley since 2009. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs, including tailored financial planning that incorporates firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers a range of investment and planning services.

Annette Claudio is a financial advisor at Ameriprise with 14 years of industry experience. She has worked with Ameriprise and its affiliated entities since 1996. Outside of her advisory role, she serves on the Board of Directors for Honor Flight South Florida, Inc., where she is the Director of Media and Communications. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet certain asset thresholds, combining research and modeling with tax-efficient strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Stephanie Levin is a financial advisor at Morgan Stanley with 13 years of industry experience. She holds a Series 66 designation and previously worked at Bank of America and Merrill. Outside of her advisory role, Levin is a proprietor of a travel agency in Delray Beach, Florida. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and advisory programs backed by extensive resources and a structured planning process.

Sandra Marino is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and methodologies such as Monte Carlo simulations to support its advisory services.

Ioulia Nikiforova is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding a Series 66 designation and bringing 12 years of industry experience. She has worked at Morgan Stanley and its affiliated Private Bank since 2013. Nikiforova serves as a board member for the Northern Arkansas Telecommunication Company. Morgan Stanley Wealth Management offers advisory programs and financial planning services to both individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s approach includes structured financial planning using firm-approved tools and modeling techniques, with a focus on advisory services rather than individual security recommendations.

Linda Miller Cahill is a Wealth Management Advisor with Merrill Lynch Wealth Management. She began her career with Merrill Lynch in 1987 and transitioned into the Financial Advisor role in 2014. As a member of The Cahill Group, she works with families, business owners, and retirees to improve their financial lives and collaborates with clients' accountants and attorneys to become a valued part of their advisory teams. Her expertise includes education planning, employee benefits planning, personal retirement planning, women and wealth, and retirement income. Linda holds professional designations such as Chartered Financial Consultant (ChFC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned an Associate's Degree from the State University of New York System and a High School Diploma from Whitney Point High School. Linda is committed to personalized wealth management strategies tailored to clients' long-term goals. She follows Merrill's tradition of community involvement and volunteers locally. In her personal time, she enjoys gardening, traveling, and spending time with her family.

Harvey Lam is a financial advisor at OSAIC with 31 years of industry experience. He holds a Series 63 designation and has worked at OSAIC since 2023, following seven years at Sagepoint Financial, Inc. Outside of his advisory role, he serves as an insurance agent for fixed insurance products and is vice president of a condominium homeowners association. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering brokerage and investment advisory services, financial planning, retirement consulting, and access to various third-party investment platforms. The firm employs asset-allocation tools and automated rebalancing to manage portfolios that include a range of securities, supporting both discretionary and non-discretionary accounts.