Joseph Carretta is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and modeling techniques.

Sarah Lodge is a financial advisor with RBC Capital Markets in Sarasota, FL, holding a Series 66 designation and bringing 20 years of industry experience. Her career includes roles at Morgan Stanley and City National Bank. She serves on the board of directors for the Sarasota County Public Hospital, participating in governance and educational activities. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers tailored advisory programs that combine portfolio management, financial planning, and custody services using both in-house and third-party investment managers.

John Denton is a financial advisor with Morgan Stanley in Bradenton, FL, holding a Series 66 designation and 22 years of industry experience. He has been associated with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory role, he is a passive partner in Cadenza Capital LLC, a real estate-related business in Palmetto, FL. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm provides tailored financial planning and a range of advisory programs supported by structured discovery processes and proprietary planning tools.

Wilber Geiger is a financial advisor at Stifel with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at major firms including Wells Fargo Clearing, Morgan Stanley, and Merrill. He is a 50% owner of JWGEIGER LLC, an investment-related business based in Bradenton, FL. Stifel serves a broad range of clients including individuals, institutions, and nonprofit organizations, offering both brokerage and investment advisory services. The firm employs a proprietary investment methodology through its Investment Strategy Group to provide asset allocation and planning analyses.

Michael Piccione is a financial advisor with LPL Financial in Ellenton, Florida, holding a Series 66 designation and possessing 26 years of industry experience. He previously worked at Ameriprise Financial Services, Inc., OSAIC Services, Inc., and several other firms. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Susan Knight is a financial advisor with Morgan Stanley in Sarasota, FL, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients, offering a variety of advisory programs and financial planning services supported by structured discovery conversations and firm-approved planning tools.

Brian Hensley is Vice President and Wealth Planner at Fidelity Investments, a role he has held since 2020. In this capacity, he works with clients and their families to grow and protect their wealth, assist with investment decisions, and simplify financial lives through customized financial planning. Prior to joining Fidelity Investments, Brian served as a Financial Advisor at Intellicents Advisory Services from 2017 to 2019 and at Intego Financial Group, LLC from 2013 to 2017. He began his career as a Legacy Advisor at Water Street Solutions, where he worked from 2011 to 2013. His professional experience spans over a decade in wealth planning and financial advisory. Outside of his professional work, Brian has personal interests in boating, concerts, football, and scuba diving.

Aaron Chao is a Financial Consultant currently working at Fidelity Investments since 2022. He has held various roles in the financial services industry, including Financial Consultant Partner and High Net Worth Broker Specialist at Charles Schwab from 2018 to 2022, and Financial Representative at Northwestern Mutual from 2017 to 2018. Aaron focuses on helping individuals and families develop and understand their retirement plans, aiming to provide a clear roadmap for clients to achieve their financial goals. He values open and honest communication as a foundation for building lifelong relationships with clients and their families. Outside of his professional work, Aaron has interests in camping, cooking and baking, food, music, pets, and skiing.

Julie Veltus is a financial advisor with Mass Mutual Investors Services in Palmetto, Florida, holding Series 63 and Series 65 licenses and has 22 years of industry experience. She has been with Mass Mutual Investors Services and MassMutual Life Insurance Co. since 2003. Outside of her advisory role, she operates Veltus Financial Services LLC, providing insurance consulting for individual and group employee benefits. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning using firm-approved software to analyze client goals and provides asset management, wrap and money-manager programs, and educational seminars.

Shane Yoest is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has been associated with Cetera Wealth Services, LLC since 2013 and is the owner of Yoest Premier Wealth Management LLC. Outside of his advisory work, he is involved in fundraising for Toys for Tots, supporting a seasonal bike drive. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

David Dalton is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with LPL Financial since 2002. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Richard Pinkham is a financial advisor with Wells Fargo Advisors in Sarasota, FL, holding a Series 66 credential and 16 years of industry experience. He previously worked at Wells Fargo Clearing for 13 years before joining Wells Fargo Advisors in 2022. Outside of his advisory role, Pinkham owns MRP Investment Co, LLC and serves as an agent for Capstan Insurance Consulting LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including niche areas such as business-owner transition and special-needs analysis, utilizing Wells Fargo research and tools to develop tailored client recommendations.

Elizabeth LaBoone is a Wealth Management Advisor at Merrill Lynch Wealth Management, bringing over thirty years of experience to her role. She started her career at Barnett Bank and has been with Merrill Lynch since 1992. Elizabeth focuses on client-centered wealth management, emphasizing consistent communication, goal-based strategies, and customized portfolio management. Her areas of expertise include family wealth management strategies, personal retirement planning, socially responsible and ESG investing, as well as women and wealth. Elizabeth holds a Bachelor's degree from Stetson University and a Master's degree from the University of North Florida. She has earned several professional designations including Certified Investment Management Analyst (CIMA®), Chartered Retirement Planning Counselor (CRPC®), Accredited Domestic Partnership Advisor (ADPA®), and Personal Investment Advisor (PIA). Outside of her professional duties, Elizabeth enjoys biking, cooking, reading, and running. She has been involved with community organizations such as The Haven of Sarasota, where she served on the board of directors, contributing to programs supporting adults and children with disabilities. She lives in Lakewood Ranch with her husband Perry.

Joel Sims is a financial advisor at Cambridge Investment Research Advisors with four years of industry experience. He holds a Series 66 designation and previously worked at Truist Investment Services, Truist Advisory Services, and Truist Bank. Sims is based in Bradenton, Florida. Cambridge Investment Research Advisors is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, charitable organizations, trusts, and estates. The firm offers financial planning, investment management, and retirement advisory services through independent Financial Professionals using various portfolio strategies and custody platforms.

George Famiglio Jr. is a CFP® with 38 years of experience in the financial industry, currently serving at Cetera. He has a long career history primarily with Avantax entities, spanning from 1987 to 2025, and has been operating his own CPA firm since 1971. His outside activities include serving as a fiduciary trustee and providing tax preparation services through his accounting practice. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers various portfolio management and financial planning services, operating as a multi-manager platform with access to affiliated and third-party managers and multiple program structures.

Jared Hermann is a financial advisor with Morgan Stanley in Sarasota, FL, holding a Series 66 license and bringing 24 years of industry experience. He has been associated with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management offers a range of advisory programs and financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools combined with broad investment offerings.

Stephen Mcdonald is a financial advisor with UBS Financial Services in Sarasota, FL, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with UBS Financial Services since 2010. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary capital market assumptions and research to tailor investment plans aligned with clients’ goals and risk tolerances.

Austin Villodas is a financial advisor at LPL Financial with 11 years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at firms including Wells Fargo Advisors, Merrill, J.P. Morgan Securities, and Empower Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by technology and oversight of significant discretionary assets.

Terry Rehfeldt is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has been with Cetera since 2005 and also operates Rehfeldt Wealth Management and The Rehfeldt Group, where he provides tax and accounting services as a CPA. Rehfeldt serves as a board member of First Southern Bank and volunteers with the Manatee County Hundred Club, a nonprofit supporting law enforcement. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts, offering a range of portfolio management and financial planning services. The firm operates a multi-manager platform with various program structures and custodial relationships, overseeing more than $256 billion in assets managed by over 10,000 advisors.

Jean Marc Ulysse is a Financial Advisor with Merrill Lynch Wealth Management in Sarasota, Florida. He guides retirees, business owners, and multi-generational families toward financial security by employing personalized wealth management strategies. Ulysse focuses on assessing clients' full financial pictures to craft flexible strategies that align with their evolving goals and market conditions. He provides access to the investment insights of Merrill and banking solutions of Bank of America. With five years of experience in the financial services industry, Ulysse joined Merrill Lynch Wealth Management in 2023 and concentrates on serving multi-generational families. He holds a Chartered Retirement Planning Counselor (CRPC) designation and a bachelor's degree in Accounting from the University of South Florida. His disciplined approach begins with understanding clients' financial situations and priorities. Outside of his professional responsibilities, Jean Marc Ulysse is involved with the Education Foundation of Sarasota and Second Heart Homes. He balances his career with personal interests including basketball, billiards, chess, golfing, ice hockey, reading, spending time with his family, table tennis, tennis, and watching movies.