Janelyne Ho is a financial advisor at Transamerica Financial Advisors with nine years of industry experience. She holds Series 63 and Series 65 licenses and has worked with multiple firms, including roles focused on estate planning and student loan repayment services. Outside of her advisory work, she is involved in various referral roles related to estate planning and student loan assistance through several affiliated organizations. Transamerica Financial Advisors serves a diverse client base ranging from individual investors to charitable organizations, offering both advisory and broker-dealer services. The firm provides a range of investment programs, including proprietary and third-party model portfolios, with discretionary and non-discretionary management options.

Mark Mankbadi is a financial advisor at Truist Advisory Services with Series 65 and Series 63 licenses. He has transitioned into advisory services following roles at several banks, including Fifth Third Bank, Seaside Bank & Trust, Synovus Bank, and PNC Bank, accumulating industry experience over recent years. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation analysis, fiduciary support, and a manager-selection program that integrates discretionary and non-discretionary investment approaches supported by third-party platforms and AI-enabled research tools.

Ana Mason is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and 10 years of industry experience. Her prior experience includes roles at Fidelity Investments and TD Ameritrade. She is based in Orlando, FL. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, using standard asset allocation models and Schwab research tools to guide client decisions.

Juan Delgadillo is a financial advisor at Schwab Wealth Advisory with 13 years of industry experience. He holds a Series 66 designation and has been with Charles Schwab and its affiliated entities since 2014. Based in Orlando, FL, he joined Schwab Wealth Advisory in 2024. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice through standard asset allocation models and Schwab research tools without exercising discretionary trading authority.

Angelina Ramos is a financial advisor with Schwab Wealth Advisory in Orlando, FL. She holds a Series 66 designation and has one year of industry experience. Prior to her current role, her background includes positions at Morgan Stanley, BankUnited, and various non-financial organizations. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients annual financial reviews and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees.

David Garland is a Series 66-credentialed financial advisor with seven years of industry experience. He has worked at Fifth Third Securities and Fifth Third Bank since 2019 and previously held roles at Edward Jones, DHR Mechanical Services, and Kentuckiana Comfort Center. Fifth Third Securities, Inc. serves a diverse client base including high-net-worth individuals, institutions, corporations, and trusts through both advisory and brokerage services. The firm offers investment programs via the Passageway Managed Account platform, combining third-party portfolio managers with advisor-directed strategies across multiple asset types.

James Luther is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 designations and bringing 27 years of industry experience. He has been with Schwab in various roles since 1999, including 14 years at Schwab Wealth Advisory. Outside of his advisory work, he serves on the board of the Animal Safehouse of Brevard, a nonprofit organization. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in its Schwab Wealth Advisory program. The firm offers annual financial reviews and investment recommendations through Schwab’s research tools, with advice delivered within a structured, client-directed investment model.

Sanne Jensen is a financial advisor at Principal Financial Services with eight years of industry experience. She holds Series 63 and Series 65 licenses and has worked at several Principal affiliates since 2019, as well as Foresters Financial Services and Polo Ralph Lauren. Jensen also maintains a licensed insurance agent role focused on fixed insurance products. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel residing abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

David Klein is a financial advisor at Schwab Wealth Advisory with 10 years of industry experience. He holds a Series 66 designation and has been with Schwab Wealth Advisory since 2017, working within the Charles Schwab organization since 2014. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering comprehensive financial reviews and investment recommendations while leaving final trading decisions to clients. The firm operates as an internal advisory unit within the Schwab ecosystem, distinguishing itself by its unique fee arrangement and limited use of discretionary management.

Richard Velazquez is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding the CFP® and ChFC® designations with 25 years of industry experience. He has worked at Charles Schwab since 2000 and with Schwab Wealth Advisory since 2012. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement and planning discussions, and investment recommendations. The firm utilizes Schwab’s asset allocation models and research tools, with advisors recommending allocations while clients retain final trading decisions.

Shawn Conboy II is a financial advisor with Schwab Wealth Advisory, holding Series 66 and Series 63 licenses and bringing three years of industry experience. He previously worked at Charles Schwab & Co., Inc. and has experience in roles outside finance, including at American Campus Communities and Planet Smoothies. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s proprietary research and asset allocation models. The firm operates within the Charles Schwab ecosystem and focuses on client-directed investment decisions without discretionary trading authority.

David Melnyk is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at OSAIC Institutions, Inc. since 2025. He previously worked at Ameriprise for five years and has held roles with several other advisory firms. He is also the president and sole member of Grotto Consulting, LLC, a consulting business. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating through a hybrid adviser and broker-dealer structure.

Todd Walters is a financial advisor at Rockefeller Financial LLC with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has held various roles within Rockefeller Financial and Rockefeller Capital Management since 2022. Walters is also involved in several investment-related business activities, including managing and consulting for New Vernon Financial, LLC, and serving as a board member of Erudite Cria Inc. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers discretionary and non-discretionary portfolio management, financial planning, and consulting services, and operates as a registered broker-dealer providing securities transactions, variable insurance products, and placement and investment banking services.

Manuel Bello is a financial advisor at Fifth Third Securities, Inc. with nine years of industry experience. He holds Series 65 and Series 66 licenses and has worked at firms including Bank of America, Merrill, AlfaOmega Financial Group, and Home Depot. Fifth Third Securities, Inc. serves a diverse range of individual and institutional clients through investment advisory and brokerage channels. The firm offers various managed account programs on the Passageway platform, with services including mutual fund and ETF models, separately managed accounts, and tax-overlay strategies.

Erin Soliven is a financial advisor at Transamerica Financial Advisors with one year of industry experience. She holds a Series 65 designation and has prior work experience including roles at AdventHealth and Wfgia. Soliven also engages in sales of insurance and non-insurance products affiliated with her firm. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and corporations. The firm provides both advisory and broker-dealer services through proprietary and third-party model portfolios and offers a range of investment and insurance products.

Yongze Shao is a CFP® with three years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. in Orlando, FL. Prior to this role, he worked at Charles Schwab & Co., Inc. and has additional experience in education and business at Santa Fe College, Broward College, and Stenix LLC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations utilizing Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for its services.

Paige Goll is a financial advisor with Beacon Pointe Advisors, LLC, holding Series 65 and Series 66 licenses and bringing 13 years of industry experience. She has worked at Beacon Pointe Advisors since 2020 and previously spent four years at Ferrell Wealth Management, Inc. Beacon Pointe Advisors provides wealth advisory, consulting, financial planning, retirement-plan services, and outsourced chief investment officer (OCIO) solutions to a diverse client base including individual investors, corporations, and institutional clients. The firm employs both active and passive investment strategies across public and private asset classes and manages proprietary private funds alongside third-party independent managers.

Nathaniel Beardslee is a financial advisor with Truist Advisory Services in Orlando, FL. He holds the Series 66 designation and has been in the industry since 2025. Prior to his current role, he held positions at Truist Financial Corp and has experience working in the food service industry, including at Dixie Cream Cafe and Yard House Darden Restaurants. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm offers asset allocation and investment policy analysis, plan sponsor fiduciary support, and a manager-selection program, utilizing a combination of discretionary and non-discretionary approaches supported by third-party platforms and AI-enabled research tools.

Megan Polito is a financial advisor with Truist Advisory Services in Orlando, FL, holding a Series 66 designation and two years of industry experience. Her professional background includes roles at Truist Investment Services and Truist Advisory Services since 2023, as well as prior experience outside finance at Nothing Bundt Cakes. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, employing a combination of discretionary manager relationships and non-discretionary consulting supported by AI-enabled research tools and a structured inter-affiliate operating model.

Mina Yousif is a financial advisor with Truist Advisory Services, holding Series 65 and Series 63 licenses and three years of industry experience. She previously worked at Charles Schwab and Regions Bank, among other firms. Outside of her advisory role, she also works as an Uber driver in Orlando, FL. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm utilizes a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platforms and AI-enabled research tools.