Carol Bowe is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 63 and Series 66 credentials and bringing 14 years of industry experience. Her prior roles include positions at Morgan Stanley, E*TRADE Capital Management, Janney Montgomery Scott, and Transamerica. She is based in Winter Springs, Florida. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting to individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and utilizes a diversified investment approach that combines passive and active managers, quantitative, momentum, and fundamental analysis, supported by an internal Investment Committee.

Janelyne Ho is a financial advisor with Transamerica Financial Advisors holding Series 63 and Series 65 licenses, and she has nine years of industry experience. Her background includes roles in multiple financial and estate planning-related businesses, such as InheritGuard, LLC and Bali Computing LTD, where she focuses on client referrals and educational services related to student loan repayment and estate planning. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, and charitable organizations, offering both advisory and broker-dealer services through proprietary and third-party investment models.

Mark Mankbadi is a financial advisor with Truist Advisory Services in Winter Park, FL. He holds Series 63 and Series 65 licenses and began his advisory career in 2026. His prior work experience includes positions at Truist Investment Services, Fifth Third Bank, Seaside Bank & Trust, Synovus Bank, and PNC Bank. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, investment policy analysis, fiduciary support, and a manager-selection program, using a combination of discretionary and non-discretionary management supported by AI-enabled research and inter-affiliate integration.

Juan Delgadillo is a Series 66 licensed financial advisor with Schwab Wealth Advisory in Orlando, FL, bringing 13 years of industry experience. He has been with Charles Schwab since 2014 and joined Schwab Wealth Advisory in 2024. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance focuses on asset allocation and investment selection, using Schwab’s proprietary models and research, with recommendations tailored to client goals and risk tolerance.

Jaxson Brandhorst is a financial advisor at Empower Advisory Group based in Orlando, FL. He holds a Series 66 designation and has been in the industry for one year. His prior work experience includes roles at South Suburban Parks and Recreation and Arcis Golf. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain retail brokerage clients. The firm’s integrated model emphasizes long-term portfolio returns and annual rebalancing, delivering both point-in-time financial plans and optional managed account solutions.

Angelina Ramos is a financial advisor at Schwab Wealth Advisory with a Series 66 designation and one year of industry experience. Her prior work includes roles at Morgan Stanley and BankUnited, as well as experience in education and retail. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on proprietary asset-allocation models and internal research tools.

David Garland is a Series 66-credentialed financial advisor with seven years of industry experience. He has worked at Fifth Third Securities and Fifth Third Bank since 2019 and previously held roles at Edward Jones, DHR Mechanical Services, and Kentuckiana Comfort Center. Fifth Third Securities, Inc. serves a diverse client base including high-net-worth individuals, institutions, corporations, and trusts through both advisory and brokerage services. The firm offers investment programs via the Passageway Managed Account platform, combining third-party portfolio managers with advisor-directed strategies across multiple asset types.

James Luther is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 certifications and bringing 27 years of industry experience. He has been with Charles Schwab in various capacities since 1999. Outside of his advisory role, he serves as a board member for Animal Safehouse of Brevard, a nonprofit organization. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm’s approach is based on Charles Schwab & Co.’s asset-allocation models and internal research, with recommendations tailored to individual goals and risk tolerance.

Sanne Jensen is a financial advisor at Principal Financial Services with eight years of industry experience. She holds Series 63 and Series 65 licenses and has worked at several Principal affiliates since 2019, as well as Foresters Financial Services and Polo Ralph Lauren. Jensen also maintains a licensed insurance agent role focused on fixed insurance products. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel residing abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

David Klein is a financial advisor at Schwab Wealth Advisory with 11 years of industry experience. He holds a Series 66 designation and has been with Charles Schwab and its affiliated firms since 2014. Klein is based in Orlando, FL. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s approach uses Charles Schwab’s asset-allocation models and internal research, offering tailored recommendations with at-least-annual reviews while trades require client authorization.

Richard Velazquez is a financial advisor at Schwab Wealth Advisory with 26 years of industry experience. He holds the CFP® and ChFC® designations and has been with Charles Schwab and its affiliated firms since 2000. He is based in Orlando, FL. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and internal research, with recommendations tailored to clients’ goals and risk tolerance.

Shawn Conboy II is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 designations and three years of industry experience. He has held roles at Schwab Wealth Advisory and Charles Schwab & Co., Inc., as well as prior positions at American Campus Communities and Planet Smoothies. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm’s investment approach relies on standard asset-allocation models and internal research tools, offering guidance on asset allocation and investment selection with at-least-annual reviews tailored to clients’ goals and risk tolerance.

David Melnyk is a CFP® professional with 11 years of industry experience, currently with OSAIC Institutions, Inc. He has worked at Ameriprise, Grotto Ventures, and several other firms prior to joining OSAIC Institutions. Melnyk is also president and sole member of Grotto Consulting, LLC. OSAIC Institutions, Inc. serves a diverse client base including high-net-worth individuals, retirement plans, trusts, and corporate clients through a large network of investment adviser representatives. The firm combines advisory and broker-dealer registrations, offering customized financial planning, ERISA services, and access to alternative investments within a hybrid supervisory model.

Todd Walters is a financial advisor at Rockefeller Financial LLC with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has held leadership roles at Spearhead Capital Advisors and related entities, in addition to managing multiple investment-related businesses. Walters serves as an owner and managing member of several investment and business consulting firms and sits on the board of Erudite Cria Inc., which oversees private business investments. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, as well as institutional clients and corporations. The firm provides discretionary and non-discretionary portfolio management, financial planning, and consulting services, and operates as a registered broker-dealer offering a range of investment and placement services through a consolidated platform.

Manuel Bello is a financial advisor at Fifth Third Securities, Inc. with nine years of industry experience. He holds Series 65 and Series 66 licenses and has worked at firms including Bank of America, Merrill, AlfaOmega Financial Group, and Home Depot. Fifth Third Securities, Inc. serves a diverse range of individual and institutional clients through investment advisory and brokerage channels. The firm offers various managed account programs on the Passageway platform, with services including mutual fund and ETF models, separately managed accounts, and tax-overlay strategies.

Erin Soliven is a financial advisor at Transamerica Financial Advisors with one year of industry experience. She holds a Series 65 designation and has prior work experience including roles at AdventHealth and Wfgia. Soliven also engages in sales of insurance and non-insurance products affiliated with her firm. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and corporations. The firm provides both advisory and broker-dealer services through proprietary and third-party model portfolios and offers a range of investment and insurance products.

Yongze Shao is a CFP® professional with three years of industry experience, currently serving as an advisor at Schwab Wealth Advisory in Orlando, FL. His career includes roles at Charles Schwab & Co., Inc. and prior experience in education and business. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program, utilizing firm-developed asset allocation models and conducting at-least-annual reviews tailored to client goals and risk tolerance.

Paige Goll is a financial advisor with Beacon Pointe Advisors, LLC, holding Series 65 and Series 66 licenses and bringing 13 years of industry experience. She has worked at Beacon Pointe since 2020, with prior roles at Ferrell Wealth Management, Inc. and Ladenburg Thalmann Asset Management Inc. Beacon Pointe Advisors provides wealth advisory, consulting, financial planning, and retirement-plan services to a wide range of clients, combining proprietary asset-allocation modeling with third-party independent managers across multiple asset classes.

Nathaniel Beardslee is a financial advisor with Truist Advisory Services in Orlando, FL. He holds the Series 66 designation and has been in the industry since 2025. Prior to his current role, he held positions at Truist Financial Corp and has experience working in the food service industry, including at Dixie Cream Cafe and Yard House Darden Restaurants. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm offers asset allocation and investment policy analysis, plan sponsor fiduciary support, and a manager-selection program, utilizing a combination of discretionary and non-discretionary approaches supported by third-party platforms and AI-enabled research tools.

Megan Polito is a financial advisor at Truist Advisory Services with three years of industry experience. She holds the Series 66 designation and worked previously at Nothing Bundt Cakes and Scribe America. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm employs a mix of discretionary and non-discretionary approaches, utilizing third-party platforms and AI-enabled research tools to support manager selection and oversight.