Jhoanny Garcia Cardenas is a financial advisor at Truist Advisory Services with 21 years of industry experience. She holds a Series 66 designation and has worked within various Truist entities since 2018, including Truist Investment Services and SunTrust Bank. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm utilizes a combination of discretionary and non-discretionary manager relationships, supported by third-party platforms and AI-enabled research tools.

John Hoffman is a financial advisor with Truist Advisory Services, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. Since 2013, he has worked within SunTrust-affiliated firms, including SunTrust Investment Services Inc. and SunTrust Advisory Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors and participants, and charitable organizations. The firm uses a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platforms and AI-enabled research tools, to manage client assets and implement investment strategies.

Liza Bonet is a financial advisor with Truist Advisory Services in Winter Park, FL, holding Series 63 and Series 66 licenses and 19 years of industry experience. She has worked with SunTrust Advisory Services and related SunTrust entities since 2014. Outside of advisory work, she manages residential rental properties. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary and non-discretionary manager arrangements supported by AI-enhanced research and inter-affiliate integration.

Nathan Male is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 63 and Series 66 credentials and 24 years of industry experience. He has worked with Charles Schwab since 2008 and has been with Schwab Wealth Advisory since 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations. The firm delivers advice through Schwab's asset allocation models and research tools, with associates recommending allocations while clients retain final trading decisions.

Kenneth Spafford is a financial advisor at Schwab Wealth Advisory with seven years of industry experience. He holds the Series 66 designation and has previously worked at MassMutual Investors Services, MassMutual, and MassMutual Trust Company, FSB. He is based in Orlando, FL. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and standard asset allocation models. The firm does not exercise discretionary trading authority and is structured as an internal advisory unit within the Schwab ecosystem.

Bradley Skipper is a CFA® charterholder and Series 66 licensee with seven years of industry experience. He is currently with RBC Rochdale, LLC and has previously worked at CNR Securities, LLC, Fidelity Investments, and City National Rochdale. RBC Rochdale serves a diverse client base including high net worth individuals, investment companies, corporations, charitable organizations, and government entities. The firm employs an active, multi-strategy investment process combining quantitative and fundamental analysis, managing portfolios across various asset classes through proprietary tools and third-party sub-advisors.

Steven Finnegan is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 65 designations and bringing 32 years of industry experience. He has been with Schwab Wealth Advisory since 2012 and has worked at Charles Schwab since 1999. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering financial reviews, retirement and planning discussions, and investment recommendations that include stocks, bonds, mutual funds, ETFs, and separately managed accounts. The firm’s advice is delivered through Schwab’s asset allocation models and research tools, with final trading decisions made by clients, and it operates as an internal advisory unit within the Schwab ecosystem.

Logan Harclerode is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 licenses and three years of industry experience. His background includes roles at Charles Schwab and Truist Investment Services, and he serves in the United States Marine Corps, where he operates an amphibious assault vehicle. Truist Advisory Services provides investment consulting and advisory services to a range of clients including individuals, businesses, and charitable organizations, utilizing a combination of discretionary manager relationships and non-discretionary consulting supported by third-party platforms and AI-enabled research tools.

Michael Henderson is a Certified Financial Planner® (CFP®) with 27 years of industry experience. He is currently with Independent Advisor Alliance, LLC and has prior experience at LPL Financial and Collaborative Wealth. He is also working on writing a book. Independent Advisor Alliance serves a diverse client base, including high-net-worth individuals, small businesses, charitable organizations, and retirement plans. The firm provides asset management, financial planning, and retirement consulting, leveraging technology and a network model that incorporates discretionary and non-discretionary portfolio management alongside third-party managers and estate-planning resources.

Elkin Castillo is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He has worked with Charles Schwab since 2010 and joined Schwab Wealth Advisory in 2021. Outside of his advisory work, Castillo has experience managing a single-family rental property. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab ecosystem, offering services such as annual financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm’s advice is delivered without discretionary trading authority, with account management and fee structures that differ from many traditional enterprise wealth managers.

Joshua Neuville is a financial advisor with Fifth Third Securities, Inc. in Apopka, Florida. He holds Series 63 and Series 65 credentials and has two years of industry experience. Prior to his current roles, he worked in real estate with Jeff Cook Real Estate and has experience in the restaurant industry, including positions at La Tela Pizzeria and Fat Hen. Fifth Third Securities, Inc. provides brokerage and investment advisory services to individuals, charitable organizations, corporate clients, and institutional investors. The firm offers multiple discretionary managed-account programs through its Passageway platform, combining third-party portfolio managers, strategist portfolios, and advisor-managed options, with distinctive features such as direct indexing and tax-overlay services.

Bradley Baltman is a CFP® and holds a Series 66 license with two years of industry experience. He has worked at Schwab Wealth Advisory, Inc. since 2024 and has prior experience at Charles Schwab & Co., Inc., CAPTrust, and several other firms. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, delivering guidance through standardized asset allocation models and Schwab research tools while leaving final trading decisions to clients.

Juan Remacha is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and 10 years of industry experience. He has worked at Schwab Wealth Advisory Inc. since 2016 and has been affiliated with Charles Schwab since 2014. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm uses standard asset allocation models and Schwab research tools to recommend investments, focusing on annual portfolio reviews without discretionary trading authority.

Tobie Floyd is a financial advisor with PlanMember Securities Corporation, holding the ChFC® designation and Series 63 license, with over four years of industry experience. Floyd has been self-employed since 1994 and is involved with Virginia Lind & Associates and Retirement Planning Associates in addition to PlanMember. Outside of financial services, Floyd is Vice President and Counsel for Holy Trinity Lutheran Church. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm uses a top-down strategic asset allocation approach with risk-based mutual fund portfolios and offers education, support, and personalized retirement planning to plan sponsors and participants.

Caitlyn Brophy is a Series 66-licensed financial advisor with Schwab Wealth Advisory in Orlando, FL, and has seven years of industry experience. She has held positions within Charles Schwab & Co., Inc. since 2018, including roles at Charles Schwab Bank and Schwab Wealth Advisory. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for advisory services.

Keithia D Great is a financial advisor at Empower Advisory Group with Series 63 and Series 65 licenses and seven years of industry experience. Her career includes roles at Coast2Coast Mortgage, Stirlingshire Investments, and PFS Investments Inc., along with experience as a marketing consultant. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering integrated services through Empower’s recordkeeping and administrative platforms. The firm’s approach emphasizes long-term portfolio returns, annual rebalancing, and savings rates within plan lineups selected by plan sponsors.

Cuthbert Mbewe is a financial advisor at Schwab Wealth Advisory with 12 years of industry experience. He holds a Series 66 credential and has worked at Charles Schwab and its Schwab Wealth Advisory division since 2017, following prior roles at SunTrust Investment Services. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using standardized asset allocation models and Schwab research tools to recommend investments across various asset classes. The firm operates as an internal advisory unit within Charles Schwab and does not exercise discretionary trading authority, distinguishing its approach from many enterprise wealth managers.

Evon Harris is a financial advisor at Schwab Wealth Advisory with 21 years of industry experience. He holds a Series 66 designation and has worked at Schwab Wealth Advisory and Charles Schwab & Co., Inc. since 2021, and previously at TD Ameritrade from 2016 to 2024. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations across a variety of asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its model from many other enterprise wealth managers.

Gerrard Raymond is a financial advisor at Schwab Wealth Advisory with 10 years of industry experience. He holds the Series 63 and Series 66 designations and has worked with Charles Schwab since 2013. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm offers annual financial reviews, retirement and planning discussions, and investment recommendations using Charles Schwab’s asset allocation models and research tools, with final trading decisions made by clients.

Jennifer Anderson is a financial advisor at Rockefeller Financial LLC with 11 years of industry experience. She holds the Series 66 designation and previously worked at Bank of America and Merrill from 2015 to 2023. Outside of her advisory role, she serves on the Alumni Board of Directors for the Rollins Crumme Graduate School of Business and is an Alumni Advisory Board Member and Recruitment Advisor for the Delta Zeta Sorority at Rollins College. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers a range of portfolio management and consulting services through a Private Advisor model and a consolidated investment platform.