Mark Lopez is a CFP® professional with 27 years of industry experience. He is currently with Charles Schwab, where he has worked since 2020. Prior to that, he was employed at USAA Investment Management Company and USAA Financial Advisors Inc. Mark holds Series 63 and Series 65 licenses. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options using multi-asset model portfolios and maintains an integrated operational structure with centralized custody and order-routing.

Diann Montemayor is a Series 66-licensed financial advisor with Merrill in San Antonio, TX, with three years of industry experience. She previously worked for six years at Antonian College Preparatory High School before joining Merrill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Raul Riojas is a Financial Solutions Advisor at Merrill Lynch Wealth Management. In his role, he focuses on assisting clients with personalized wealth management strategies to address a variety of financial goals, including funding education, retirement planning, and managing healthcare costs. Raul works closely with clients to develop and adjust portfolio strategies that align with their evolving financial priorities. With a Professional Investment Advisor (PIA) designation, Raul brings expertise in managing complex financial situations involving multiple competing demands, such as home buying and eldercare. He emphasizes a one-on-one approach to financial planning, offering ongoing advice tailored to each client's unique circumstances. Raul holds a high school diploma from William Taft and attended Baylor University without obtaining a degree.

Thayer Rogers is a financial advisor at Fidelity with 30 years of industry experience. He holds the Series 63 and Series 65 designations and is based in San Antonio, TX. Rogers has been affiliated with various Fidelity entities since 2013. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, as well as registered investment companies and a charitable gift fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, and is noted for its advisory role to multiple registered investment companies and use of algorithmic methods and AI in research.

Lara Tyree is a financial advisor at Morgan Stanley in San Antonio, TX, with 28 years of industry experience. She holds Series 63, 65, and 66 licenses. Her prior experience includes roles at Bank of America, Merrill, and JPMorgan Securities LLC. Outside of advising, she is a partner involved in a real estate business in San Antonio. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs, including tailored financial planning that uses firm-approved tools and economic modeling techniques.

William Freeman is a financial advisor at Equitable Advisors with one year of industry experience. He previously worked at American Century Investment Services, Inc. and has held roles outside the financial sector, including at Chick-Fil-A and Uber Eats. Equitable Advisors serves individual and institutional clients, offering financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives. The firm uses client information and risk assessment to match clients with advisory program models and third-party asset managers.

Michelle Lawson is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 22 years of industry experience. She has worked at Raymond James since 2019 and previously at Modern Capital Advisors, LLC and Liberty Partners Financial Services, LLC from 2014 to 2022. Based in San Antonio, TX, she serves clients through a large institutional firm. Raymond James & Associates is a nationwide dually registered broker-dealer and investment adviser managing approximately $501 billion in assets. The firm provides financial planning, non-discretionary investment consulting, and institutional fiduciary services to a diverse client base, including individuals, institutions, and governmental entities.

Jessica Edmonds is a financial advisor with Ameriprise in San Antonio, TX, holding a Series 66 designation and 16 years of industry experience. She has worked at Ameriprise since 2018 and previously at Investment Professionals Inc. Edmonds is also the owner of J Edmonds Marketing LLC, a small business unrelated to investment advising. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through personalized recommendation reports and ongoing advice.

Marshall Frazier is a financial advisor at Equitable Advisors in San Antonio, TX, holding a Series 66 designation with one year of industry experience. His prior experience includes two years at Harvest Future Financial and over a decade at Sanger & Altgelt, LLC. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives. The firm utilizes third-party advisory programs and models, offering a range of investment options including mutual funds, ETFs, separately managed accounts, and select alternative investments.

James Boynton is a financial advisor at Ameriprise with 45 years of industry experience. He has previously worked at RBC Capital Markets Corporation and Ameriprise Financial Services Inc. Boynton serves on the board of directors for SA Life Academy and is involved with ATCOTX, LLC, an oil and gas royalty business. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered through a centralized consulting team.

Rollins Rubsamen is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and with Morganstanleysmithbarney since 2010. Based in San Antonio, TX, Rubsamen works within one of the largest wealth management firms in the industry. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning services, and manages approximately $2.74 trillion in client assets.

Braden Tate is a financial advisor with Equitable Advisors in San Antonio, TX, holding a Series 66 license and five years of industry experience. Prior to joining Equitable Advisors in 2021, his work history includes positions at Sam’s Club, InstaCart, and Illinois State University. Equitable Advisors serves individual clients across a range of wealth levels, pension and profit-sharing plans, corporations, and nonprofit entities, providing financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives. The firm uses a variety of third-party advisory programs and emphasizes matching clients to investment models based on their risk tolerance and financial goals.

Garret Sladek is a financial advisor with Equitable Advisors in San Antonio, TX, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. He has worked at Equitable Advisors since 2017 and previously served at Axa Advisors, LLC. Before his advisory career, he worked with Boerne ISD from 2013 to 2017. Equitable Advisors serves a wide range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs, utilizing a combination of third-party asset managers and proprietary advisory models.

Denice Benavidez is a financial advisor at Fidelity with 26 years of industry experience. Her career includes roles at USAA Investment Management Company and Charles Schwab & Co. Outside of her advisory work, she operates a business focused on buying and renting residential properties in San Antonio. She is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and serve its clients.

Mason Nelson is a financial advisor with Morgan Stanley in San Antonio, TX, holding Series 63 and Series 66 licenses and three years of industry experience. His prior work history includes roles at Equitable Advisors and The HomeDepot, as well as time spent in educational settings including Texas Tech University and Ingram High School. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutions, including tailored financial planning supported by structured discovery tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Anthony Quintanilla is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in creating personalized wealth management strategies that reflect his clients' financial priorities and adapt to evolving market conditions. Anthony provides access to investment insights through Merrill and banking and lending services through Bank of America, aiming to help clients pursue their long-term financial goals. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from the University of Texas System. Anthony is committed to the Merrill tradition of community involvement and dedicates time to volunteering with local organizations.

Preston Hastings is a financial advisor with Primerica Advisors in San Antonio, TX, holding Series 63 and Series 65 credentials and eight years of industry experience. His career includes work with PFS Investments Inc. and various other firms, along with roles in education and retail sectors. Hastings is also involved in sales referrals for home security and automation products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program that serves individual, corporate, and charitable clients primarily through model-based investment strategies managed by third parties. The firm operates at scale with thousands of advisors and offices, focusing on advisory services rather than institutional portfolio management.

Ian Davis is a financial advisor with Morgan Stanley who holds a Series 66 designation and has 21 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and has worked at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by tools such as Secular Return Estimates and Monte Carlo simulations.

James Clauser is a Series 66-licensed financial advisor with 19 years of industry experience, currently associated with Charles Schwab in San Antonio, TX. His prior roles include positions at USAA Financial Advisors and Usaa Investment Management Company. Outside of his advisory work, he is a co-owner of Clauser LLC, where he manages financial operations. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary and discretionary investment management with integrated custody and brokerage operations.

Ifeoluwa Moyosore is a financial advisor with Fidelity, holding Series 65 and Series 63 licenses and seven years of industry experience. Prior to joining Fidelity, Moyosore worked at J.P. Morgan Securities and Allstate Corporation. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, with distinctive roles such as acting as a commodity pool operator and employing AI-driven research methods.