Scott Dukes is a financial professional with nine years of industry experience, currently affiliated with Cetera. He holds a Series 66 credential and has worked in various roles including positions at Minnesota Life Insurance Co., Securian Financial Services, and North Star Resource Group. Dukes also volunteers with the Houston Livestock Show and Rodeo. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a nationwide network of independent advisors, utilizing a multi-manager platform with discretionary and non-discretionary program options.

Ramiro Dominguez is a financial advisor with J.P. Morgan Securities in Houston, TX, holding a Series 66 designation and seven years of industry experience. His prior experience includes roles at Bank of America, Merrill, PHP Agency, and Aflac. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative screening and qualitative research to build model asset allocations, with recommendations limited to eligible strategies and incorporating ESG criteria where applicable.

Valeriia Quiroz is a Financial Consultant at Fidelity Investments. In her current role, she partners with clients to understand their short- and long-term goals and helps them develop financial plans that are flexible and customizable for each individual and household. She focuses on assisting clients in finding strategies that allow them to concentrate on the things that matter most to them. Valeriia has been with Fidelity Investments since 2022. She began her career there as a Financial Representative, then worked as an Investment Consultant before becoming a Financial Consultant in 2024.

Shahram Babamazid is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 63 and Series 66 designations and has been with J.P. Morgan Securities since 2012. Prior to that, he was involved with JPMorgan Chase Bank, N.A. and had a role at Xtreme Motors. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to build model asset allocations and incorporates a broad range of regulatory registrations and derivatives capabilities.

Joni Abalos is a Wealth Management Advisor at Merrill Lynch Wealth Management. Since joining Merrill in 1992, she has worked with individuals and families to develop customized wealth management and investment strategies. Joni assists clients with areas such as retirement planning, estate planning, wealth transfer, income management, and potential lending solutions through access to Bank of America. She holds the Certified Investment Management Analyst® (CIMA®) designation and is a member of the Investments & Wealth Institute™ and the National Association of Professional Women. Her education includes a high school diploma from East Chambers HS and studies at Lamar University and Alvin Community College. Joni's client focus areas include college education planning, family wealth management strategies, legacy planning, personal retirement planning, portfolio management, women and wealth, tax minimization, and retirement income. Outside of her professional work, Joni enjoys golfing, practicing yoga, and spending time with her family.

Selene Argao is a Series 66-licensed financial advisor with Charles Schwab in Houston, TX, and has 23 years of industry experience. She has worked at Charles Schwab Bank and Charles Schwab & Co., Inc. since 2010. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, supported by multi-asset model portfolios and a formal alternative-investment process.

Carole Zlebis is a financial advisor with OSAIC, holding a Series 66 designation and three years of industry experience. She has worked with Schamerhorn Financial Group since 2012, providing registered assistant and notary services in addition to her advisory role. OSAIC serves a broad range of retail and institutional clients through a multi-advisor platform that offers brokerage and advisory services, including comprehensive financial planning and advisor-managed portfolios. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization, supported by various risk and rebalancing tools.

Heather Hennigh is a CFP® professional with 15 years of industry experience currently practicing at OSAIC. She has worked at firms including Woodbury Financial Services and Cetera. Outside of her advisory role, she provides pro bono financial coaching for widows through the nonprofit Wings for Widows and is a joint owner of a farm managed by her husband. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients. The firm offers a range of brokerage and advisory services with an investment approach that emphasizes model-based asset allocation, portfolio optimization, and a variety of managed account solutions.

Jeffrey Hanshaw is a Series 63-licensed financial advisor at Merrill with over 43 years of industry experience. He has been with Merrill since 1982 and has also worked at Bank of America since 2009. Outside of his advisory role, he is involved in managing family-owned rental properties in Houston, Texas. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Lucinda Bradley is a Series 66-licensed financial advisor with 27 years of industry experience. She has worked at J.P. Morgan Securities since 2012 and has been with JPMorgan Chase Bank, N.A. since 2003. Prior to that, she spent four years at Capital Planning Corp. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory program focuses on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

John Piper is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He previously worked at Prudential Equity Group, LLC from 1998 to 2003. Outside of his advisory role, Piper serves as president on the board of Brazoria City MUD#13, is a board member of the City of Southside Place Planning and Zoning Commission, and acts as treasurer and elder at Watersedge Community Church. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs a large network of advisors and uses research from its own investment institute along with third-party data to support its investment and consulting strategies.

Matthew Hermes is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2017. He has been with Fidelity Investments since 2009, progressing from Financial Representative to Financial Consultant before assuming his current role. Prior to joining Fidelity, Matthew worked as a Financial Advisor at Merrill Lynch from 2007 to 2009. Matthew has over a decade of experience working closely with local individuals, families, and business owners. He emphasizes building solid relationships with clients, beginning with conversations to understand their goals and concerns. Together, he partners with clients to develop and monitor comprehensive financial plans and investment strategies aimed at achieving their objectives. Outside of his professional work, Matthew enjoys family activities, golf, outdoor adventures, parenthood, pets, and traveling.

Michael Fuller Jr. is a financial advisor with Charles Schwab in Houston, TX, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank Ssb since 2014. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a non-discretionary client relationship model with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized supervisory and custody arrangements.

Justin Griffin is a financial advisor with Merrill in Houston, TX, holding Series 63 and Series 65 credentials and 31 years of industry experience. He has been with Merrill since 2008 and concurrently associated with Bank of America, NA since 2009. Merrill serves a broad client base including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, third-party manager selection, discretionary portfolio management, and brokerage execution and custody services. The firm emphasizes manager selection and monitoring through a variety of program strategies and integrates closely with Bank of America affiliates to support trading, lending, and capital-markets activities.

Corey Yarborough is a financial advisor with LPL Financial, holding Series 65 and Series 63 licenses and having six years of industry experience. His prior roles include positions at JPMorgan Securities LLC and Northwestern Mutual Investment Services, LLC. He is also associated with University Federal Credit Union in an investment-related capacity. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with tools such as machine learning for operational and research purposes.

Blaise Guzzetta is a financial advisor with Osaic, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. His prior roles include positions at Sagepoint Financial, Inc. and American General Securities Incorporated. Outside of his advisory work, he provides group benefits and educational services to small and mid-sized companies through his role as a broker at Guzzetta Benefit Services, Inc. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations, offering a range of brokerage and advisory services supported by model-based asset allocation and portfolio optimization tools. The firm is notable for its scale, complex affiliate network, and private-equity ownership.

Scott Tiras is a CFP® professional with 37 years of industry experience, currently with Ameriprise since 2020, following a 32-year tenure at Ameriprise Financial Services, Inc. He is involved in developing a software program with his son and manages a recreational ranch in Texas. Additionally, he owns Tiras Wealth Management LLC and holds business interests in office space management and investment-related activities through SJ Holdings, LLC. Ameriprise provides retirement-income planning services primarily for clients with substantial investable assets, delivering written, non-discretionary recommendations that integrate research, modeling, and tax-efficiency analysis. As a large institutional firm, Ameriprise offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Ollie Harris III is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 65 licenses and having 37 years of industry experience. He previously worked at A. G. Edwards & Sons, Inc. for six years. Harris serves as an administrator for his father’s estate and as a trustee for his grandfather’s trust. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients, managing approximately $671 billion in assets through more than 14,000 financial advisors.

Paula Sutton is a financial advisor at Morgan Stanley with 47 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Morgan Stanley since 2017, following prior roles at Wells Fargo, Stanford Group Company, and Merrill. She serves as Chair of the Advisory Board for Career and Recovery Resources and Chair of the Board for Interfaith Ministries of Greater Houston, where she is involved in strategic planning and finance oversight. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets.

Eduardo Tellez is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021. Prior to joining Morgan Stanley, he spent ten years at VectorGlobal WMG. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools developed by its Global Investment Committee.