Phillip Schmidt is a financial advisor at Merrill with 24 years of industry experience. He holds Series 63 and Series 66 designations and has been with Merrill since 2002. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a variety of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm’s integration with Bank of America enables access to a broad array of products and services beyond typical investment management.

David Reff is a financial advisor at Fidelity with two years of industry experience. He holds Series 66 and Series 63 licenses. Prior to joining Fidelity, he worked at General Assembly and International Education Corporation. He is also a Florida-registered notary public. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies, using a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction.

Griffin Van Winkle is a Financial Solutions Advisor with Merrill Lynch Wealth Management. In this role, he works closely with clients to understand their priorities and develop personalized investment strategies aimed at pursuing their financial goals. Griffin provides advice on a range of matters, including general investing, retirement planning, and saving for unexpected expenses. He also offers access to Bank of America for banking and lending needs. Griffin holds the CERTIFIED FINANCIAL PLANNER® (CFP®) designation as well as the Personal Investment Advisor (PIA) designation. He earned a Bachelor's Degree from The Ohio State University. Griffin's professional approach centers on getting to know clients personally to help create strategies tailored to what matters most to them and their families.

Jessica Dreicer is a financial advisor at Fidelity with 13 years of industry experience. She holds Series 63 and Series 65 licenses, and her prior roles include positions at Lincoln Investment, Capital Analysts, Bank of America, and Merrill. She works within Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm combines fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services, including oversight of affiliated sub-advisers and management of registered investment companies.

Eric Terwilliger is a Financial Consultant at Fidelity Investments, a position he has held since 2023. He has held various roles at Fidelity Investments since 2019, including Regional Center Planning Consultant, Investment Solutions Representative III, Investment Consultant, Investment Solutions Representative, Premium Client Service Representative, and Client Relationship Advocate. Prior to joining Fidelity, he worked as a Personal Banker at BB&T from 2018 to 2019. Eric collaborates with clients in holistic financial planning, focusing on helping them reach their aspirations through strategies that cover saving for the future, retirement, and wealth growth. He aims to validate client concerns, celebrate accomplishments, and expand goals to co-create and implement financial plans and investment strategies. He holds insurance licenses in Arkansas and California.

Thomas Isaacs is a financial advisor with Raymond James Financial Services, Inc. in Jacksonville, FL, holding a Series 66 designation and 12 years of industry experience. His prior work includes roles at LORD ABBETT & CO. LLC, Intrepid Capital Management Inc., and Quasar Distributors, LLC. He is also an officer and CEO of Coastal Oak Wealth Advisors. Raymond James Financial Services Advisors, Inc. serves a diverse client base, including individuals, high-net-worth clients, pension plans, and institutional entities. The firm provides financial planning and non-discretionary investment consulting, emphasizing tailored financial plans and investment recommendations supported by firm research and modeling tools.

Noah Greco is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. His prior work includes roles at Uber, Progressive Insurance Company, and the University of North Florida. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across a broad investable universe.

Gregg Lunsford is a financial advisor at Fidelity with 18 years of industry experience. He holds Series 63 and Series 66 designations and has been with Fidelity Investments in various roles since 2007. Outside of his advisory work, he owns and operates Lunsford Woodworks, a business focused on manufacturing and selling wood crafts and furniture. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, and it serves as a registered commodity pool operator and advisor to multiple registered investment companies.

Jake Mchugh is a financial advisor with Fidelity in Jacksonville, FL, holding Series 63 and Series 66 designations and seven years of industry experience. His background includes roles at Fidelity Brokerage Services LLC and North Florida Financial Corporation, as well as five years at the University of North Florida. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary advisory services, fund advisory, and model portfolio delivery.

Thomas Debs is a financial advisor with Merrill in Jacksonville, FL, holding Series 65, Series 63, and Series 66 licenses and offering 18 years of industry experience. He has worked at Merrill since 2014 and concurrently at Bank of America, N.A. since 2015. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad range of clients including individuals, high-net-worth clients, and institutional investors.

John W. Grannis is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. He has worked at UBS since 2011. Outside of his advisory role, he serves as Fleet Captain and a member of the Board of Directors at the St. Augustine Yacht Club, where he is involved in sailing program safety and long-term planning. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Kevin Hefner is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. His prior work includes roles at Marriot Hotel, Tax Defence Network, and Cool Stuff Games. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage investments across mutual funds, ETFs, and ETPs.

Linda Forte is a CFP® professional with 40 years of industry experience, currently serving as a financial advisor at Ameriprise in Ponte Vedra, FL. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she has involvement in commercial real estate ownership. Ameriprise is an institutional firm that offers a retirement-income planning service targeting clients with significant investable assets, delivering structured, research-driven recommendations through a centralized consulting team in partnership with financial advisors.

Joseph Jasmin is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Wells Fargo Clearing, he worked at Fidelity Investments and Fidelity Brokerage Services LLC. Outside of his advisory work, he is an independent contractor delivering packages for Amazon Flex. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and offering discretionary investment management options.

Lisa Puttick is a CFP® with 26 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. She previously worked at Ameriprise Financial Services, Inc. for 15 years. Outside of her advisory role, she serves as Treasurer on the Board of Directors for the St. Johns Landing Estates HOA. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations. The firm also offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Brandon Eguchi is a Financial Consultant at Fidelity Investments, where he has held various roles since 2020, including Investment Solutions Representative I and III, and Fixed Income Specialist. Prior to joining Fidelity, he worked as a Workplace Solutions Officer and Financial Sales Advisor at BBVA Bank and as a Loan Specialist at OneMain Financial. Brandon is licensed to provide insurance in Arkansas and California. His professional approach focuses on simplifying complex financial concepts and collaborating with clients to develop strategies aligned with their individual priorities and goals. Outside of his professional work, Brandon has interests in art, biking, cooking and baking, fitness, museums, and pets.

Susan Lemasters is a financial advisor at Morgan Stanley with 27 years of industry experience. She has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. She holds the Series 63 and Series 65 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and research.

Matthew Daugherty is a financial advisor with Fidelity in Jacksonville, FL, holding Series 63 and Series 66 designations and 27 years of industry experience. He has worked with Fidelity Brokerage Services, Strategic Advisers Inc, and Fidelity Personal And Workplace Advisors since 1999. Outside of his advisory role, he delivers food for Doordash. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including advisory for registered investment companies and charitable funds. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across a broad investable universe.

Eric Smith is a financial advisor at Fidelity with 23 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Wells Fargo. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including registered investment companies. The firm utilizes a blend of fundamental research and quantitative analysis to construct model portfolios spanning mutual funds, ETFs, and ETPs, and serves as an adviser to multiple registered funds.

Chelsea Ugarte is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of industry experience. Prior to joining Fidelity, she held positions in various sectors including property management and retail. Outside of her advisory role, she operates Cranberries & Cotton, an online resale business. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary accounts, fund advisory roles, and model portfolios.