Belinda Kouche is a financial advisor at J.P. Morgan Securities with 24 years of industry experience and holds a Series 66 designation. She has worked at JPMorgan Chase Bank, N.A. and Wells Fargo in various capacities since 2001. Outside of her advisory role, she is a partner and owner of K & K Charcuterie, a catering business specializing in charcuterie spreads for special events. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering non-discretionary advisory services supported by a centralized due-diligence framework.

Tyler Racanelli is a financial advisor at Merrill with five years of industry experience and holds a Series 66 designation. He previously worked at Bank of America from 2017 to the present and was employed at the University of California, Riverside from 2015 to 2017. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual, high-net-worth, and institutional clients.

Jeffry Johnson is a financial advisor at LPL Financial with 39 years of industry experience. He holds Series 63 and Series 65 designations. His prior work includes roles at Western International Securities, Inc., Mutual Advisors, LLC, and Mutual Securities, Inc. Johnson also operates the Johnson Wealth Group as a separate business entity. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm provides a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by research and third-party subadvisors.

John Vernon is a financial advisor at Stifel with 12 years of industry experience. He holds the Series 66 designation and has been with Stifel Nicolaus & Co Inc since 2016. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm uses a proprietary methodology developed by its Investment Strategy Group for investment analysis and allocation guidance.

Natasha Mcpherson is a financial advisor with LPL Financial in Irvine, CA, holding a Series 66 credential and four years of industry experience. She has been associated with LPL Financial and Hall Wealth Management since 2019. Outside of advisory work, she owns an insurance agency, Mcpherson Insurance, and has marketing business experience through Natasha Mcpherson Marketing. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory and brokerage services, including financial planning, retirement plan consulting, and access to model portfolios and third-party research.

Adrienne Hart is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and 16 years of industry experience. She has worked with J.P. Morgan Securities since 2012 and has been associated with JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Doris Cortes is a financial advisor at Merrill with eight years of industry experience. She holds a Series 66 designation and has worked at Bank of America and Merrill since 2014. Outside of her advisory role, she operates a sole proprietorship focused on supporting a private practice by organizing patient files and managing office tasks. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth individuals, pension plans, corporations, and charitable organizations.

Walter Beddeo is a financial advisor at Morgan Stanley with a Series 66 credential and four years of industry experience. Before joining Morgan Stanley, he worked at UBS Financial Services and spent over a decade in education. He is based in Newport Beach, CA. Morgan Stanley Wealth Management serves both individual and institutional clients, offering advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Monte Carlo simulations to model financial outcomes.

Russel De Remer is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and possessing 11 years of industry experience. His prior roles include positions at Credit Suisse Securities and Foreside Fund Services. He is based in Newport Beach, CA. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these advisory services alongside affiliated brokerage, distribution, and investment management capabilities.

Randal Bressette is a CFP®-designated financial advisor with LPL Financial in Dana Point, CA, bringing 49 years of industry experience. He has been with LPL Financial since 2004. Outside of his advisory role, he is involved in tax preparation and tax audit representation through his business, The Bressette Companies. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm provides a range of advisory programs, financial planning, and brokerage services supported by model portfolios, third-party research, and various portfolio management tools.

Nicki Nie is a financial advisor at Wells Fargo Clearing with 16 years of industry experience. She holds a Series 66 designation and previously worked at Merrill for 10 years. Outside of her advisory role, she is a California notary and has maintained a real estate salesperson license, currently held in non-working status. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Clifford Breeden III is a financial advisor with LPL Financial, holding a Series 66 designation and 10 years of industry experience. He previously worked for Ameriprise Financial Services, Inc. for nine years and has been with LPL Financial and BMO Harris Bank since 2024. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Tony Wang is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 2010. He began his career in the financial services industry in 2003. Tony focuses on developing strategies and providing investment guidance for individuals, families, and businesses by understanding their short and long-term financial objectives. He offers expertise in areas such as college education planning, family wealth management, legacy planning, philanthropic planning, and portfolio management services. Tony holds a bachelor's degree in Biology from the University of California at Irvine. He is also a Personal Investment Advisor (PIA) and serves as a Portfolio Manager, managing personalized investment strategies. He works closely with clients to create plans aligned with their life priorities and financial goals. Residing in Newport Coast with his wife Christine and their three children, Tony is active in supporting children in need within the community. In addition to his professional commitments, he has interests in baseball, basketball, football, softball, surfing, and swimming.

Steven Vasquez is a financial advisor with Primerica Advisors in San Clemente, CA, holding Series 63 and Series 65 credentials and 38 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1987. Outside of advising, he is involved in sales of home security and automation products through affiliated companies and participates in managing a family trust. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and discretionary separately managed account options primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Kenneth West is a financial advisor at Wells Fargo Advisors with a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo Advisors in 2026, he held positions at Cetera Wealth Services and was involved with 19th Hole Golf Productions and Telehealth Consultations. He also has work experience with Major League Baseball's Seattle Mariners and various educational institutions. Wells Fargo Advisors is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm provides a broad range of financial planning and investment services, including specialized planning for business-owner transitions, sports and entertainment, and special-needs analysis.

Kelsey Belsito is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. She holds a Series 66 designation and has been with Wells Fargo Clearing since 2016, following two years at Wells Fargo Advisors, LLC. Outside of her advisory role, she has been involved with Woody's Diner since 2009. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s investment approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its offerings.

Callum Culmer is a financial advisor with Charles Schwab in Newport Beach, CA, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with Charles Schwab since 2000 and Charles Schwab Bank, SSB since 2014. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a formal process for alternative investments.

Lauren Gage is a financial advisor with LPL Financial in Costa Mesa, CA, holding a Series 66 designation and bringing 10 years of industry experience. She previously worked at Boyer Financial Services and was involved with the Fellowship of Christian Athletes for six years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm offers a range of financial planning and advisory services, utilizing research, model portfolios, and various investment strategies to support client needs.

Jeffrey Flaherty is a financial advisor with Merrill in Newport Beach, CA, holding Series 63 and Series 66 licenses and 15 years of industry experience. He has worked at Merrill and Bank of America since 2017, and has involvement in private business ventures including serving as General Partner and Managing Member of an asset protection entity owning an aircraft. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Anthony Bertocchini is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and bringing 25 years of industry experience. He previously worked at Diversified Investment Services, Inc. and Commonwealth Financial Network, each for 14 years. His additional business activities include involvement with Atherton Holdings Inc., a non-investment-related entity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides financial planning, advisory programs, and retirement consulting with both discretionary and non-discretionary management, supported by research and technology-driven tools.