Cordelia Lo is a financial advisor at Citigroup Global Markets with 24 years of industry experience. She holds the Series 66 designation and has been with Citigroup since 2007. Outside of her advisory role, she serves as Chief Marketing Officer for Moscato Software LLC, where she develops branding and marketing strategies. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs along with broker-dealer execution and custody services. The firm combines large institutional scale with specialized market roles, including in-house research and acting as a swap dealer and futures commission merchant.

Timothy Higgins is a CFP® and PFS™ credentialed financial advisor with 13 years of industry experience. He is currently with Money Concepts Capital Corp and has held roles at Blue Palm Consulting and NorthPoint Tax, Wealth & Business Advisory, LLP, where he provides tax preparation and consultation. Outside of advisory work, he is involved in consulting through Blue Palm Consulting and participates in an investment club as an owner. Money Concepts Capital Corp is an enterprise firm with approximately 431 advisors managing $3.33 billion across about 14,700 clients. The firm serves individuals, pension and profit-sharing plans, trusts, charitable organizations, and corporations, offering a range of managed programs that include model portfolios, third-party sub-advisers, and both discretionary and non-discretionary account structures.

Nicolas Walter is a financial advisor with EP Wealth Advisors, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Morgan Stanley and RBC Capital Markets, as well as work in consulting at Keystone Strategy. Walter's background also includes involvement in nonprofit and entrepreneurial ventures such as Cal Poly ASI, Chronic Cellars, and Nautical Bean Coffee. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm provides customized wealth management, portfolio management, and financial planning services, utilizing a combination of fundamental, technical, and cyclical analysis alongside access to alternative investments and private funds.

Samir Thakkar is a CFP® professional with 37 years of experience in financial advising. He is currently with Prime Capital Financial and has held prior roles at Ameritas Investment Corp. and 20/20 Capital Management, among others. Outside of advisory work, he serves as CFO for a local nonprofit focused on social interaction and is on the advisory board of a software and technology company. Prime Capital Financial is an SEC-registered enterprise firm serving individuals, trusts, corporations, and retirement plans with services including asset management, financial planning, and family office offerings. The firm utilizes a range of investment strategies and platforms, along with affiliated tax advisory services and consolidated reporting for private investments and real estate.

Austin Beard is a financial advisor at EP Wealth Advisors in Torrance, CA, holding a Series 65 designation with four years of industry experience. His career includes roles at EP Wealth Advisors since 2021 and prior experience at Cook Martin Poulson and various companies in different sectors. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, and financial planning, utilizing customized model portfolios and a combination of fundamental, technical, and cyclical analysis, along with access to alternative investments and private fund recommendations.

Linda Stanton is a financial advisor at Osaic Advisory Services, LLC with 18 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at PFS Investments Inc and Primerica Financial Services prior to joining Osaic in 2025. Osaic Advisory Services is an SEC-registered investment adviser that serves a diverse client base including individuals, pension plans, corporations, and charitable organizations. The firm provides investment management, financial planning, retirement plan consulting, and related services through various program models, utilizing both proprietary and third-party platforms.

Ian Clemens is a CFP® and CFA® with four years of industry experience. He is currently with EP Wealth Advisors and has previously worked at CornerCap Investment Counsel, Jon Baker Financial Group, CWM, LLC, and Brightworth. EP Wealth Advisors is a registered investment adviser serving individuals, corporate and business clients, and retirement plans. The firm provides wealth management, discretionary portfolio management, and financial planning services, utilizing customized model portfolios and a mix of fundamental, technical, and cyclical analysis.

Tammera Prouty is a Certified Financial Planner (CFP®) with 19 years of experience in the financial advisory industry. She has worked at EP Wealth Advisors since 2021 and previously spent 21 years at Sound Financial Planning, Inc. EP Wealth Advisors is a registered investment adviser that serves individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm provides wealth management, discretionary portfolio management, and financial planning services, utilizing customized model portfolios and a variety of investment strategies to meet client needs.

Stephen Kovach is a CFP® professional with 23 years of industry experience. He is currently with EP Wealth Advisors and previously worked at Buffington Mohr McNeal and Charles Schwab. EP Wealth Advisors serves individuals, corporate and business clients, and retirement plans with wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation. The firm uses a mix of fundamental, technical, and cyclical analysis to construct customized portfolios and provides ongoing monitoring, rebalancing, and fiduciary services for retirement plans.

Armando Herrera is a financial advisor at EP Wealth Advisors with three years of industry experience. He holds a Series 65 credential and previously worked at Harris Financial Advisors, Inc. for seven years. EP Wealth Advisors is a registered investment adviser serving individuals, including high-net-worth clients, corporations, businesses, and retirement plans. The firm offers wealth management, discretionary portfolio management, and financial planning along with ancillary services such as tax preparation and estate-document preparation for qualifying clients. Their investment approach includes customized model portfolios with ongoing monitoring, using fundamental, technical, and cyclical analysis, and incorporates third-party managers and ERISA plan services.

Jeffrey White is a financial advisor with Private Advisor Group, LLC, holding a Series 63 designation and over 38 years of industry experience. He has worked at LPL Financial since 1994 and has been with Private Advisor Group since 2016. Outside of his advisory role, he plays guitar in a small orchestra and occasionally teaches guitar music lessons. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, retirement plan consulting, and access to various advisory programs. The firm employs a fiduciary-based model utilizing technology platforms and a range of investment strategies, often implementing advice through third-party managers and TAMPs.

Laura Danlasky Daigle is a financial advisor at Cetera Planning Partners with 26 years of industry experience. She holds Series 63 and Series 66 credentials. In addition to her work in finance, she is an independent vocalist and owns a small handmade jewelry business. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees, and offers investment management alongside comprehensive financial planning and retirement-related advice. The firm integrates a formal planning process with diversified allocations and provides additional services such as tax planning, bookkeeping, and estate planning through third-party providers.

Sheila Hoopes is a CFP® professional with three years of industry experience currently advising at EP Wealth Advisors. Her prior roles include positions at Reyes Financial Architecture, Creative Capital Management Investments LLC, and LPL Financial. EP Wealth Advisors is a registered investment adviser serving individual, corporate, and retirement plan clients with wealth management, discretionary portfolio management, and financial planning services. The firm uses customized model portfolios incorporating fundamental, technical, and cyclical analysis, and offers ancillary services such as tax preparation and estate-document facilitation for qualified clients.

Michael Goldman is a CFP® with 16 years of industry experience, currently serving as a financial advisor at EP Wealth Advisors. His prior experience includes roles at Gather Financial Planning and Wealth Gathering, LLC. He also serves as Treasurer and Financial Officer for the Leo & Rhea Fay Fruhman Foundation, a private charitable foundation. EP Wealth Advisors is a registered investment adviser that serves individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm provides wealth management, discretionary portfolio management, and financial planning, using customized model portfolios and a variety of analytical approaches.

Ryan Dalit is a financial advisor at Brookstone Capital Management LLC with one year of industry experience. He holds a Series 65 designation and has prior work experience in real estate-related roles at firms including Prophet Homes, Fair Trade Real Estate, and New Western Acquisitions. Brookstone Capital Management provides fee-based asset management and financial planning to individuals, retirement plans, corporations, trusts, and other business entities. The firm offers discretionary portfolio management through a turnkey asset management platform, employing strategic and dynamic asset-allocation models and a range of investment strategies including ETFs, mutual funds, options-enhanced strategies, and proprietary funds.

Nicole Simpson is a CFP® and holds a Series 66 license with 16 years of industry experience. She has been with EP Wealth Advisors since 2020 and previously worked at Creative Planning. Simpson also operated Four Sublime Attitudes LLC, known as The Financial Healer, for one year. EP Wealth Advisors serves individuals, corporate clients, and retirement plans by providing wealth management, financial planning, and ancillary services such as tax preparation and estate-document preparation. The firm uses customized model portfolios and a variety of investment strategies, including fundamental, technical, and cyclical analysis, along with access to alternative investments and private funds.

Jocelyn Black is a financial advisor with EP Wealth Advisors in Torrance, CA, holding Series 63, 65, and 66 licenses and has 13 years of industry experience. Prior to joining EP Wealth Advisors in 2025, she worked at Better Money Decisions, Strategy Financial Group, ClariFinancial LLC, and Nationwide Insurance Company, among others. EP Wealth Advisors serves individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, and comprehensive financial planning services, utilizing customized model portfolios and a blend of fundamental, technical, and cyclical analysis.

Gilbert Hess is a financial advisor at Citigroup Global Markets with 31 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Citigroup Global Markets since 2006, with additional experience at Morgan Stanley, Wealth 4 Purpose, and Concordia University. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs alongside broker-dealer execution and custody services. The firm utilizes multi-asset, multi-manager strategies with both discretionary and non-discretionary programs and maintains significant institutional scale and specialized market roles.

Diane Kimbro is a financial advisor with Independent Financial Group, LLC in Costa Mesa, CA, holding Series 63 and Series 65 licenses with 30 years of industry experience. Her prior roles include positions at StoneKimbro and STONE Insurance Services, where she continues as a California insurance agent. She is also president and part owner of FinanScape, a firm providing pension plan consulting and financial planning services. Independent Financial Group, LLC offers investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trust entities, and retirement plans. The firm employs a combination of strategic asset allocation, multi-manager portfolios, and both active and passive investment exposures across various risk profiles.

Grace Chen is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. She has worked at Transamerica Financial Advisors since 2012 and has held roles in health insurance sales since 2019, including efforts to enroll Chinese clients in health insurance plans during the annual open enrollment period. Transamerica Financial Advisors serves a diverse range of clients, including individual investors, pension plans, trusts, and corporations, offering both advisory and broker-dealer services through proprietary and third-party model portfolios. The firm manages both discretionary and non-discretionary assets and operates as both a registered investment adviser and broker-dealer, with additional affiliated retirement and recordkeeping services.