Brian Schwartz is a financial advisor at LPL Financial with 24 years of industry experience. He holds a Series 66 designation and has previously worked at Western International Securities, Inc. and Financial West Group. Outside of his advisory role, he is an attorney providing legal services and operates a separate insurance agency. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, advisory programs, and retirement plan consulting through a national network of representatives, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Jeffrey Cordova is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and 16 years of industry experience. He has been with Ameriprise since 2016, currently based in Westlake Village, CA. Cordova serves as President on the Board of Directors for the Valley Circle Estates Homeowners Association. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored planning focused on reliable income and tax-aware withdrawal strategies for clients nearing or in retirement.

Todd Smith is a financial advisor with LPL Financial who holds the ChFC® designation and Series 63 and 65 licenses, and has 41 years of industry experience. He previously worked at National Planning Corporation for eight years before joining LPL Financial in 2017. Outside of financial services, he is also active as a musical DJ. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services with discretionary and non-discretionary management, utilizing model portfolios and research from various sources.

Jeff Selman is a Financial Consultant currently working at Fidelity Investments since 2021. In his role, he focuses on developing personalized financial plans tailored to individual client needs and goals, guiding clients through various stages of their financial lives. Jeff's professional experience includes positions as an Investment Consultant and Relationship Manager at Fidelity Investments, as well as a Financial Consultant at Equitable Advisors from 2016 to 2020. He holds a California Insurance License, supporting his work in financial planning and advisory services.

Koorosh Zartoshty is a financial advisor at LPL Financial with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Centaurus Financial Inc., Cetera Advisor Networks LLC, and Summit Financial Group. In addition to his advisory work, he is involved with Premfin Inc., a business entity for tax and investment purposes. LPL Financial serves a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning and advisory programs with discretionary and non-discretionary management, supported by research and model portfolios.

Tsehay Asfaw is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. Their career includes roles at J.P. Morgan Securities LLC and J.P. Morgan Chase Bank since 2016, alongside a decade of involvement with AK Engraving. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm employs a quantitative asset-allocation process combined with centralized due diligence and incorporates an ESG eligibility framework in its recommendations.

Mitra Katz is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. She has worked at various Wells Fargo entities since 2016, including Wells Fargo Bank, N.A. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions with a focus on research-driven portfolio diversification.

Brandi Schnathorst is a CFP® with 22 years of industry experience, currently serving as a financial advisor at UBS Financial Services since 2014. She is based in Westlake Village, CA, and holds the Series 66 designation. Schnathorst is also an active alumni board member at California Lutheran University. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, utilizing proprietary research and model-based asset allocations to tailor client strategies.

Patrick Meyer is a Financial Consultant at Fidelity Investments, a position he has held since 2022. In this role, he partners with clients to understand their short- and long-term financial goals and helps build customized financial plans tailored to their unique needs. Prior to joining Fidelity Investments, he worked as a Financial Solutions Advisor at Merrill Lynch, Pierce, Fenner & Smith Inc from 2017 to 2022. From 2014 to 2017, he served as a Financial Advisor at McAdam LLC. Patrick holds a California Insurance License, which supports his ability to advise clients on financial strategies involving insurance products. His professional experience spans various financial advisory roles, providing him with a broad understanding of financial planning and client service.

Celeste Diaz is an Investment Consultant at Fidelity Investments, where she has been serving since 2025. She previously held positions at Fidelity as a Relationship Manager from 2024 to 2025 and as a Financial Representative from 2022 to 2024. Prior to her tenure at Fidelity, she worked as an Insurance Representative at State Farm from 2019 to 2022. In her role as an Investment Consultant, Celeste focuses on creating individualized investment strategies tailored to each client's unique goals. She emphasizes understanding the underlying motivations behind clients' objectives to ensure investments align with their priorities. Celeste holds a California Insurance License. Outside of her professional activities, she enjoys outdoor and culinary pursuits including beach activities, camping, cooking and baking, gardening, hiking, and exploring diverse cuisines.

Mickey Yablans is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and possessing 25 years of industry experience. He has been with Wells Fargo entities since 2011, including five years with Wells Fargo Advisors LLC and ten years with Wells Fargo Clearing. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets through a large network of financial advisors and offers brokerage and advisory solutions leveraging research, analytics, and a range of financial products from affiliated banks and insurance companies.

Larry Bernstein is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 26 years of industry experience. He previously worked for Wells Fargo Advisors for 13 years before joining LPL Financial in 2025. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a variety of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management with access to extensive research and model portfolios.

Daniel Shuler is a financial advisor with Morgan Stanley in Westlake Village, CA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and also works with Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by structured discovery conversations and firm‑approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly to individuals and through employer-sponsored agreements.

Sonia Yearian is a Senior Financial Advisor with Merrill Lynch Wealth Management. She has been working in financial services since 1988, initially serving as a Vice President and International Trust Officer in Private Client Services. Since joining Merrill Lynch in 2005, Sonia has held various roles including International Financial Advisor, Assistant Vice President, Financial Solutions Advisor, and Bank Team Financial Advisor before assuming her current position. Sonia’s expertise encompasses family wealth management strategies, personal retirement planning, portfolio management services, small business strategies, women and wealth, as well as individual and corporate investment strategy. She is a Personal Investment Advisor (PIA) and is fluent in both Spanish and English. Sonia earned her High School Diploma/GED from Pima Community College. Residing in Tucson with her husband and two children, Sonia prioritizes giving back to the community through involvement with local schools, charities, and communities. In her spare time, she enjoys outdoor activities such as skiing, traveling, watching movies, and spending time with her family.

James Hawkins is a ChFC® with 32 years of industry experience, currently affiliated with LPL Financial in Agoura Hills, CA. He has been with LPL Financial and its predecessor entities since 2002. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by in-house and third-party research.

Arthur Feld is a financial advisor with J.P. Morgan Securities, holding a Series 63 designation and bringing 46 years of industry experience. He has worked at J.P. Morgan Securities since 2008 and JPMorgan Chase Bank, N.A. since 2010. In addition to his advisory role, he is also an employee of JPMorgan Bank, enabling him to offer certain bank products and services. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities, offering recommendations on a non-discretionary basis while clients retain final decision authority.

Jonathan Rowsey is a CFP®-certified financial advisor with Ameriprise, based in Calabasas, CA, and has 21 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves on the Board of Directors for the Community Association of Saratoga Hills and co-owns two businesses, including a legal entity that supports his financial practice operations. Ameriprise offers specialized retirement-income planning services for clients typically holding at least $1 million in investable assets, combining research, modeling, and tax-efficiency strategies to provide tailored, non-discretionary recommendations through a centralized consulting team.

Richard Smith is a financial advisor at Osaic with 36 years of industry experience. He previously worked for Lincoln Financial Advisors Corporation for 27 years before joining Osaic in 2025. In addition to his advisory work, he is an insurance agent offering disability insurance, fixed and indexed annuities, traditional life insurance, long-term care insurance, life settlements analysis, and premium financing. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, financial planning, and access to third-party money managers, employing firm-provided asset-allocation tools and automated rebalancing to construct portfolios tailored to client needs.

Jacob Kinney is a financial advisor at Thrivent Investment Management with 13 years of industry experience. He holds the Series 66 designation and has worked at Thrivent Financial for Lutherans since 2013. Outside of his advisory role, Kinney serves as a vestry member at St. Aidan's Episcopal Church and assists with fundraising and community outreach for the Malibu Community Labor Exchange. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, offering goal-based analyses and written recommendations on a broad range of financial topics. The firm separates planning from managed-account services and conducts periodic reviews without accepting discretionary trading authority for its planning services.

Shayan Savoji is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo in various capacities since 2008. Outside of his advisory role, he is involved in entrepreneurial ventures including ownership of a specialty exotic car business and co-ownership of a pharmacy company. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory and tailored to plan-specific objectives and risk tolerances.