Vincent Padilla is a financial advisor at Raymond James Financial with 21 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at LPL Financial and INVEST Financial Corp. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary advisory services supported by analytical tools and maintains specialized programs in municipal finance and SIMPLE IRA employer consulting.

Daniel Mccombs is a financial advisor with Wells Fargo Advisors in Woodland Hills, CA, holding a Series 63 designation and bringing 34 years of industry experience. He previously worked at Morgan Stanley Private Bank from 2015 to 2017. Outside of his advisory role, Mccombs serves as secretary for the Northridge Heights Homeowner Association. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including specialized areas such as business-owner transition and sports and entertainment planning, using proprietary research and planning tools.

A Hudson is a CFP® with 37 years of industry experience, currently affiliated with LPL Financial. He has worked at LPL Financial since 2012, with a brief tenure at NEXT Financial Group from 2021. Outside of advisory services, he is involved in non-variable insurance related activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a wide range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by model portfolios and research services.

Guillermo Gutierrez Jr. is a CFP® professional with six years of industry experience, currently serving as a financial advisor at OSAIC since 2023. His previous roles include positions at One Capital Management, FSC Securities Corporation, and Zephyr Investment Management. Outside of financial services, he has coached sports through the City of Los Angeles Department of Recreation and Parks since 2006. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing various asset-allocation tools and third-party platforms to construct portfolios that include a broad range of investment products.

Stephen Colato is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management serves a broad client base including individuals and institutions, offering tailored financial planning and a wide range of advisory programs. The firm utilizes structured planning tools and its Global Investment Committee’s research to support clients’ financial goals.

Nicole Cardenas is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and one year of industry experience. She previously worked at NEXT Financial Group for 17 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers various advisory programs, financial planning, retirement consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Alan Santisteban is a financial advisor at Edward Jones with two years of industry experience. He holds the Series 66 designation and has previous work experience at Premier America Credit Union and Wells Fargo. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Randi Dennen is a financial advisor with Ameriprise in Thousand Oaks, CA, holding a Series 66 designation and 15 years of industry experience. She has been with Ameriprise and its affiliated entities since 2011. In addition to her advisory role, Dennen is involved in tax preparation through Foster, Griffith, & Allen, Inc. Ameriprise offers retirement-income planning services targeted at clients approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. The firm serves a large client base with a broad range of advisory, brokerage, and insurance solutions.

Peter Gould is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with Wells Fargo and its affiliates prior to joining J.P. Morgan in 2021. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, which combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its recommendations.

Gregory Lewandowski is a financial advisor at Ameriprise with 13 years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones and AIG in various roles. Lewandowski serves on the Board of Directors for the Simi Valley Samaritan Center and is a member of the Simi Valley Chamber of Commerce. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to create tailored recommendation reports. The firm also offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Ronald Goldman is a financial advisor with Raymond James & Associates in Westlake Village, CA, holding Series 63 and Series 65 licenses and bringing 53 years of industry experience. He has been with Raymond James & Associates since 2008 and has 17 years of experience registered with FINRA. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Alice Rieckmann is a financial advisor at J.P. Morgan Securities with nine years of industry experience. She holds a Series 66 designation and has worked at J.P. Morgan Securities LLC and J.P. Morgan Chase Bank NA since 2023, following nine years at Bank of America NA and Merrill. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Tatiana Bustamante Rodriguez is a Financial Advisor at Merrill Lynch Wealth Management. She focuses on building meaningful client relationships by understanding their financial goals and providing guidance on strategies related to general investing, retirement planning, and saving for unforeseen events. Tatiana's approach includes offering access to Bank of America specialists for banking, credit, home financing, and small business solutions, ensuring comprehensive financial support for her clients. Her areas of expertise include education planning, family wealth management strategies, investment consulting for defined contribution plans, employee financial health, legacy planning, liquidity management, personal retirement planning, portfolio management services, tax minimization, and retirement income. Tatiana holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) professional designations. She earned a Master's Degree from the University of Redlands and a Bachelor's Degree from the University of California System. Tatiana is bilingual in English and Spanish and is a member of the professional organization HOLA. She is involved in community activities through Habitat for Humanity. Outside of her professional work, her personal interests include biking, cooking, hiking, music, running, soccer, spending time with family, tennis, watching movies, and yoga.

Victoria Forgerson is a financial advisor with UBS Financial Services in Westlake Village, CA, holding a Series 66 designation and 17 years of industry experience. She has been with UBS since 2016. Outside of her advisory role, she is a vice president and co-owner of a family fire protection business and also distributes Avon beauty products on a limited basis. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and advisory services, leveraging proprietary research and model-based asset allocations to tailor investment plans. The firm integrates institutional trading capabilities with wealth management, offering a broad range of services including financial planning, portfolio management, and capital markets activities.

Joe Aguirre is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. Prior to joining LPL Financial in 2025, he spent 17 years with SCF Investment Advisors, Inc. and SCF Securities, Inc., and he has operated Aguirre Financial & Insurance Services since 1990. Outside of his advisory work, he is also active as an artist and musician. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs and provides access to diversified investment strategies supported by internal and third-party research.

Jennifer Alewel is a financial advisor at Morgan Stanley in Westlake Village, CA, holding Series 63 and Series 65 licenses with 16 years of industry experience. She has worked at Morgan Stanley since 2020 and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering a variety of advisory programs and tailored financial planning services supported by firm-approved tools and research.

James Kaing is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 12 years of industry experience. He previously worked at HSBC Bank USA, N.A. from 2015 to 2020 before joining Wells Fargo Clearing in 2020. Outside of his advisory role, Kaing owns and operates a business focused on sports and hobby trading collectible cards. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and includes a broader set of financial product offerings than many peers, including insurance-related vehicles and bank deposit sweep options.

Dane Johnson serves as a Senior Financial Advisor with Merrill Lynch Wealth Management. He brings extensive experience in wealth management and investing, having begun his financial services career in 1987 with Shearson Lehman Brothers. Mr. Johnson joined Merrill in 1991 and has since developed personalized strategies to help clients pursue long-term financial goals. His approach incorporates the investment insights of Merrill alongside the banking and lending solutions provided by Bank of America to address his clients’ holistic wealth management needs. Mr. Johnson’s expertise includes security-based investments, life insurance, long-term care, annuities, mortgage and consumer lending, estate planning, and business banking. He holds the professional designations Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). His educational background includes studies in finance with an option in investments across multiple universities such as Tulane University, University of New Orleans, CSU Long Beach, UCSB, and Ventura College. He is also a member of the Beta Gamma Sigma National Business Honors Society. A native of Ventura, California, Mr. Johnson graduated from Buena High School and served in the United States Marine Corps before beginning his financial career. He is committed to staying well informed through ongoing education and frequently participates in industry research and conference calls. Reflecting Merrill’s tradition of community involvement, he volunteers with local organizations to contribute to the community he serves.

Kelly Karren is a financial advisor with Raymond James Financial, holding a Series 66 designation and 25 years of industry experience. She previously worked at Premier America Credit Union and LPL Financial for 19 years. Outside of her advisory role, she is a sponsored athlete as a US Masters swimmer. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary advisory services and supports its clients through advanced analytical tools and a broad network of affiliated advisory firms.

Giancarlo Hamner is a CFP® and Series 66-licensed financial advisor with 10 years of industry experience, currently working at Edward Jones since 2016. He is based in Newbury Park, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including managed solutions and separately managed accounts, and operates under a fiduciary standard with approximately $1.01 trillion in assets under management.