Matthew Offen is a financial advisor with Morgan Stanley in Washington, DC, holding a Series 66 designation and 23 years of industry experience. He has worked with various Morgan Stanley entities since 2007, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. Its financial planning approach involves structured discovery conversations and firm-approved tools, offering tailored plans without individual security recommendations as part of standalone planning.

Rebecca Luft is a Series 66-licensed financial advisor at Merrill with four years of industry experience. Her work history includes roles at Merrill, Rockefeller Financial LLC, Bank of America, N.A., and PNC Wealth Management. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ted Rynn is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2023. He has been with Fidelity Investments since 2014, progressing through roles including Financial Consultant, Investment Consultant, Relationship Manager, and Financial Representative. Prior to joining Fidelity, he worked as a Paraplanner at WealthCrest Financial Services and Lifetime Wealth Planning and Management. With over a decade of experience in financial planning, Ted focuses on providing clients and their families with opportunities for greater peace of mind through his work. His professional journey reflects a consistent commitment to the financial services industry and client support. No information on education, credentials, personal interests, or community involvement was provided.

Courtney Babcock is a financial advisor at UBS Financial Services with 1 year of industry experience. She previously worked at Morgan Stanley for 4 years and AMN Healthcare for 2 years. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm offers fee-based financial planning, portfolio management, and access to proprietary research to tailor investment strategies to client goals and risk tolerances.

Courtney Wallen is a financial advisor at Raymond James & Associates with 20 years of industry experience. She holds Series 63 and Series 65 designations and has worked at several firms, including Financial Engines Advisors LLC, Edelman Financial Services, and Capital Impact Partners. From 2015 to 2017, she was involved in volunteer and philanthropic activities. Raymond James & Associates is a large, dually registered broker-dealer and investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, and offers a range of financial planning and consulting services with a focus on non-discretionary advisory relationships.

Terrence Frederick is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been active in the financial services industry since 1996 and joined Merrill Lynch in 2009. In his role, Terrence focuses on developing tailored strategies for high-net-worth individuals, their families, and businesses to help them achieve both short- and long-term financial goals. Terrence serves as a qualified Portfolio Manager, offering clients personalized or defined investment strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party investment options. He manages these strategies on a discretionary basis within the Firm's Investment Advisory Program. The Frederick Group follows a disciplined process aimed at delivering customized wealth management solutions that address clients’ risk tolerance, time horizon, liquidity needs, investment goals, and associated costs. He holds a Bachelor of Science degree in Business Management with an emphasis in marketing from the University of Maryland, earned in 1987. Terrence also holds the Chartered Retirement Planning Counselor™ (CRPC) certification awarded by the College for Financial Planning and is designated as a Personal Investment Advisor (PIA).

John Marshall is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. He holds a Series 66 designation and has worked previously at Morgan Stanley and Morgan Stanley Private Bank. Outside of his advisory role, he serves as Treasurer for Friends of Ballou, a nonprofit organization that raises funds for college scholarships for graduates of Ballou High School in Washington, D.C. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Colin Mckay is a financial advisor at UBS Financial Services with 21 years of industry experience. He previously worked at Goldman, Sachs & Co for 10 years before joining UBS in 2020. He holds Series 63 and Series 66 designations and serves on the local regional board of Woodberry Forest School. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings. The firm provides tailored financial planning and portfolio management supported by proprietary research and operates as a broker-dealer, investment adviser, and futures commission merchant.

Madelyn Simmons is a financial advisor at RBC Capital Markets with Series 63 and Series 65 designations and one year of industry experience. She has previously worked at Rothschild Capital Partners, GGM Wealth Advisors (now Waverly Advisors), and MAI Capital Management. Outside of finance, she has experience with Fresh Prints and spent several years involved with Maryvale Preparatory School. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services, tailoring strategies to each client’s risk profile using a combination of in-house and third-party investment managers.

Maria Vitullo is a financial advisor at UBS Financial Services with a Series 66 designation and one year of industry experience. Before joining UBS in 2026, she had roles at Reunion Brewery and Bread Garden Market, as well as eight years at Butterfield Country Club. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services tailored to clients' goals and risk tolerances.

Nicholas Burda is a financial advisor with Morgan Stanley in Washington, DC, holding Series 63 and Series 65 credentials and bringing 13 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, E*TRADE Capital Management, and The Vanguard Group. Morgan Stanley Wealth Management serves both individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services that integrate both retail and institutional investment solutions.

Michele Bryceland is a Wealth Management Senior Relationship Manager at Fidelity Investments, a position she has held since 2024. In this role, she serves as the primary contact for clients, supporting families as they work toward their financial goals. She emphasizes providing superior customer service and keeping clients informed about available resources, new products, and innovations to enhance their experience. Prior to her current role, Michele has held various positions within the financial services industry, including Planning Consultant at Fidelity Investments from 2022 to 2024, Paraplanner at Bogart Wealth in 2021, and roles at Morgan Stanley and Raymond James spanning from 2017 to 2021. Her experience encompasses client service and financial planning support, contributing to her expertise in wealth management. Outside of her professional career, Michele has personal interests that include museums, outdoor adventures, pets, photography, running, and traveling.

Christopher Pifer is a financial advisor at RBC Capital Markets with Series 66 and Series 63 credentials and two years of industry experience. Prior to joining RBC, he worked at T. Rowe Price and has held roles outside finance, including at Baltimore Tent Company and Dulaney Swim Club. RBC Wealth Management serves a diverse client base including individual investors, institutions, and charitable organizations, offering customized investment strategies through various advisory programs and a combination of in-house and third-party managers.

Collin Doyle is an Investment Consultant at Fidelity Investments. In his current role, he collaborates with clients to support their financial planning journeys, focusing on retirement and other life goals. He works closely with his team to assist clients in achieving their objectives. Collin has been with Fidelity Investments since 2016, progressing through various positions. Prior to his current role, he served as a Planning Consultant from 2021 to 2026, a Relationship Manager from 2020 to 2021, and as a High Net Worth Representative from 2016 to 2020.

Thomas Perna Jr. is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and 19 years of industry experience. He has been with JPMorgan Securities LLC and JPMorgan Chase Bank NA since 2017 and previously worked at CPT Capital LLC from 2014 to 2017. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Xiaoxiao Lou is a CFA charterholder and holds Series 63 and Series 66 licenses, with six years of industry experience. She has worked at Edward Jones since 2011, with a four-year period at NISA Investment Advisors from 2017 to 2021 before returning to Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Taylor Ayers is a financial advisor with J.P. Morgan Securities who holds a Series 66 credential and has five years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2024, Ayers worked at Bank of America and Merrill from 2021 to 2024, and has experience in both financial services and hospitality sectors. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Edward Sturtevant is a financial advisor with RBC Capital Markets in Washington, DC, holding a Series 66 designation and six years of industry experience. His work history includes roles at City National Bank and Super A-OK Inc. from 2016 to 2020. RBC Wealth Management, a division of RBC Capital Markets, serves a broad client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs with discretionary and non-discretionary portfolio management, tailored to clients’ advisory risk profiles using in-house and third-party investment managers.

Leif Springer is a financial advisor at UBS Financial Services with 23 years of industry experience. He holds the Series 66 designation and has worked at UBS since 2018. His prior experience includes roles at Transamerica Capital, Inc., Transamerica Investors Securities Corporation, and Transamerica Retirement Solutions. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings. Advisors at UBS use proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Mario Gabalda is a financial advisor with Ameriprise in Alexandria, VA, holding a Series 66 designation and 22 years of industry experience. He has been with Ameriprise and its affiliated entities since 2010. Outside of advising, he owns a small business related to managing his Ameriprise practice. Ameriprise provides retirement-income planning services focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficient strategies to deliver tailored, non-discretionary recommendations through a centralized consulting team.