Tafari Surgeon is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in helping business owners, employees, families, and friends achieve their financial objectives. His expertise encompasses a range of areas including college education planning, corporate benefits, family wealth management strategies, personal retirement planning, socially responsible and values-based investing, tax minimization, and small business strategies. Tafari employs a disciplined wealth management approach grounded in transparent and consistent communication, acting in a fiduciary capacity to provide clients with reliable stewardship as they pursue their long-term goals. Tafari holds a Personal Investment Advisor (PIA) designation and completed his studies in Computer Science and Information Security at John Jay College of Criminal Justice. He earned his high school diploma from John Jay High School. Raised in New York City and later relocating to Maryland, Tafari balances his professional role with active community involvement, volunteering with organizations such as Helping Up Mission and Junior Achievement. In his free time, he engages in a variety of personal interests including coaching and training in sports like basketball, boxing, and soccer, as well as music, painting, reading, running, and traveling. Family plays a central role in his life, and he stays informed on history and current events to remain solutions-driven during periods of market volatility.

Ashley Rowett is a financial advisor with Merrill in Towson, MD, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. She worked at T. Rowe Price from 2015 to 2017 before joining Merrill in 2017. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Brian Lutz is a financial advisor with Cetera in Baltimore, MD, holding Series 63 and Series 66 designations and 25 years of industry experience. His prior roles include positions at Wells Fargo Advisors and Wells Fargo Clearing. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base, including individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with access to various portfolio management strategies, third-party managers, and program structures, managing over $256 billion in assets.

Scott Svensen is a financial advisor at LPL Enterprise with four years of industry experience. He holds the Series 66 and Series 63 designations. Prior to joining LPL Enterprise, Svensen worked at T. Rowe Price for two years and held positions at Alps Fund Services/SS&C Technologies, Oppenheimerfunds Distributor Inc., and Janus Management Holdings Corp. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products, supported by an integrated platform that combines adviser programs with active financial product sales.

Eric Walker is a financial advisor with Morgan Stanley in Baltimore, MD. He holds Series 63 and Series 65 licenses and has 33 years of industry experience. He has been with Morgan Stanley since 2009, including time at Morgan Stanley Private Bank, N.A. Most recently, he has worked in a private banking capacity since 2026. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery conversations and firm-approved tools, offering comprehensive planning without individual security recommendations as part of standalone plans.

Amanda Jean Thomas is a financial advisor with Raymond James Financial, holding a Series 66 designation and beginning her advisory career in 2025. Prior to joining Raymond James, she held various roles in hospitality and nonprofit organizations, including positions at Hilton Hotels, Delta Hotels by Marriott, and the National Aquarium. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a broad client base, including individuals, pension plans, charitable organizations, and government entities. The firm offers tailored, non-discretionary advisory services and specialized programs for small businesses, supported by a network of institutional and public finance resources.

Adrian Albidress II is a financial advisor with LPL Financial in Bel Air, MD, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. His prior work includes roles at Nationwide Securities LLC and longstanding involvement with Albidress-Sanderson Agency, Inc. He also works as a CPA tax preparer and is an author. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a wide range of advisory programs, financial planning, and brokerage services supported by proprietary and third-party research.

Jizi Dai is a financial advisor at Edward Jones with eight years of industry experience and holds a Series 66 designation. Prior to joining Edward Jones in 2019, Dai worked at Pruco Securities, LLC and The Prudential Insurance Company of America between 2016 and 2019. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs including discretionary and non-discretionary wrap fee strategies, access to separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

William Dennin is a financial advisor with Morgan Stanley in Baltimore, MD, holding a Series 63 designation and bringing 42 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Morgan Stanley Wealth Management serves individual and institutional clients by providing a broad range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes utilizing firm-approved tools and modeling techniques.

Ryan Williams is a financial advisor with LPL Enterprise, holding a Series 66 designation and one year of industry experience. Prior to joining LPL Enterprise, he worked at Centaurus Financial INC and Cola Wealth Advisors. Outside of his advisory role, he has been involved with Maryland Youth Sports Officials as a coach since 2022. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers a range of services such as financial planning, access to model wealth portfolios, third-party asset management, and brokerage and insurance products, operating through an integrated platform that combines adviser programs with active sales of financial products.

Robert Declement is a financial advisor with Merrill in Baltimore, MD, holding a Series 66 designation and 10 years of industry experience. He has been with Merrill since 2003. Declement serves as an advisory board member for Junior Achievement-Central Maryland, a nonprofit organization focused on preparing young people for economic success. Merrill provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Timothy Dupont is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 14 years of industry experience. He has been with MML Investor Services LLC and MassMutual Life Insurance Company since 2011. He is also the owner of Bay Country Consulting, a business process consulting firm. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides collaborative, annual financial planning engagements and offers specialized planning services, including estate settlement and employer-sponsored programs.

David Wassel is a CFP® professional with 28 years of industry experience. He is currently with OSAIC and has previously worked at Woodbury Financial Services Inc., H. Beck, Inc., and Guardian Life Insurance Co. of America. Outside of his advisory role, he is the owner of Summer Financial, Inc., a firm engaged in life, disability, and health insurance sales. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a broad network of affiliated advisers. The firm offers integrated brokerage and advisory services with access to various investment platforms, using tools like asset-allocation models and risk assessments to construct portfolios.

Zach Taylor is a financial advisor at Morgan Stanley in Baltimore, MD, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley, he worked at Baltimore Washington Financial Advisors and has a background that includes educational roles at Virginia Tech and DeMatha Catholic High School. Outside of finance, he was involved with The Big Bean for two years. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools to model financial outcomes, serving clients primarily in an advisory capacity.

Edward Wight Jr. is a financial advisor with Mass Mutual Investors Services in Hunt Valley, MD. He holds CFP® and ChFC® designations and has 26 years of industry experience. Since 1999, he has been affiliated with MML Investors Services, Inc. and Massachusetts Mutual Life Insurance Company. Outside of his advisory role, he is also an agent with Lenox Advisors, Inc., where he brokers various insurance products including life, health, fixed annuities, disability income, and long-term care insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars with an emphasis on collaborative, goal-based planning using firm-approved analytical software.

Amy Mc Elhose is a financial advisor with Merrill in Towson, MD, holding a Series 66 designation and 4 years of industry experience. She has worked at Merrill since 2005, totaling over 21 years with the firm. Outside of her advisory role, she is the author of the book *Didi—The Life and Death of a Hidden Artist*. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension plans, and charitable organizations.

Avi Greenlinger is a financial advisor at RBC Capital Markets with 22 years of industry experience. He holds a Series 66 credential and has worked at City National Bank, Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Greenlinger serves on the boards of several Baltimore-based nonprofit organizations, including Jewish Educational Services and the Jewish Community Federation of Baltimore. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base ranging from individual investors to institutions and charitable organizations. The firm offers tailored investment strategies supported by a combination of in-house and third-party managers, with services that include portfolio management, financial planning, and custody.

Merri Toulas is a financial advisor with Morgan Stanley in Hunt Valley, MD, holding Series 63 and Series 66 licenses and totaling 31 years of industry experience. She previously worked at SunTrust Advisory Services and SunTrust Investment Services, Inc. Outside her advisory role, she operates a sole proprietorship involved in art and culture investment activities. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and advisory programs supported by firm-approved tools and methodologies, including Monte Carlo simulations and secular return estimates.

Daniel Taylor is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 credential and having 22 years of industry experience. He has been with Cambridge since 2006. Outside of his advisory role, Taylor serves as president of the Stake Club Charitable Foundation Corporation and is a board member of the Vanguard School Foundation. He is also involved in community and charitable organizations including Trellis Services and The Generous Game Foundation. Cambridge Investment Research Advisors is an SEC-registered adviser serving a diverse client base that includes individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent professionals, employing a range of portfolio management strategies and access to both proprietary and third-party investment models.

John Bradley is a financial advisor at OSAIC with two years of industry experience. He previously worked at Lincoln Financial Advisors Corporation and The Bradley Company. Outside of his advisory role, he serves as a patrolman with the Edwardsville Borough Police Department. OSAIC Wealth, Inc. serves a diverse range of clients including individuals, high-net-worth investors, and institutions through a large network of affiliated advisers and multiple advisory platforms. The firm combines brokerage and investment advisory services with financial planning and access to third-party money managers, employing asset-allocation tools and automated rebalancing to manage portfolios across various asset classes.