James Gauthier is a CFA® charterholder with 18 years of industry experience. He currently works at Cerity Partners LLC and was previously employed at Maryland Capital Management, LLC. Cerity Partners provides customized wealth management and related services to a broad national client base, including individuals, families, trusts, business entities, charitable organizations, and institutional investors. The firm uses tailored asset allocation, manager selection, and quantitative screening alongside third-party managers and individual securities to build client programs.

Kobe Bolanos is a CFP® professional with four years of industry experience, currently with Kestra Advisory. He has worked at Kestra Advisory and affiliated firms since 2021 and has prior experience at Armstrong Flooring, Under Armour, Stevenson University, Kohl’s, and Ruby Tuesday. Outside of advisory duties, he holds roles involving investment operations and registered representative activities at Kestra-related entities. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a broad mix of institutional and individual clients, offering services such as fiduciary consulting, plan design, and advisor-managed accounts. The firm serves large institutional investors and utilizes multiple management platforms and third-party solutions within a supervisory framework.

Dennis Strittmatter is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has two years of industry experience. His prior work includes roles at Aston Carter, SOBO Strength & Performance, and Merritt Clubs. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households. The firm uses model portfolio allocations invested exclusively in T. Rowe Price mutual funds and ETFs, combining goals-based planning with tax-aware strategies and annual plan reviews.

Bryan Ator is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds a Series 66 designation and has two years of industry experience. His prior roles include positions at T. Rowe Price Investment Services, Inc. and Cowan Systems, as well as employment related to the University of Maryland. T. Rowe Price Advisory Services provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware rebalancing and Monte Carlo simulation-based financial plans.

Marc Shuster is a financial advisor with Eagle Strategies (NY Life) in Timonium, MD, holding the ChFC® and Series 63 designations and bringing 22 years of industry experience. He has worked with Eagle Strategies since 2018 and has been the owner of MJS Financial Group, LLC since 2007. Outside of advisory services, Shuster is involved in brokering non-registered insurance products and property and casualty insurance through appointments with outside carriers, and he is also a personal investor in cryptocurrencies. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm emphasizes tailored recommendations and primarily manages assets on a non-discretionary basis, working extensively with institutional plan sponsors and integrating advisory and insurance solutions within the New York Life affiliate structure.

Ronald Fisher Jr. is a financial advisor at Private Advisor Group, LLC with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Private Advisor Group since 2012 and LPL Financial since 2011. He also operates Fisher Financial Services, which has been active since 1990, providing financial planning, portfolio management, and educational seminars. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model using a variety of investment strategies and technology platforms, often implementing advice through third-party managers and managed account programs.

Christine Lewis is a financial advisor with T. Rowe Price Advisory Services, Inc. She holds a Series 66 designation and has 11 years of industry experience, including 12 years at T. Rowe Price. Outside of her advisory role, she operates a sole proprietorship selling templates such as invitations and workbooks on online marketplaces. T. Rowe Price Advisory Services, Inc. provides a retirement-focused advisory service combining nondiscretionary financial planning, retirement income planning, and discretionary investment management for individual investors and households. The firm implements portfolios using proprietary T. Rowe Price mutual funds and ETFs with a goals-based, tax-aware approach supported by online planning tools and telephone access to advisors.

Joseph Conroy is a financial advisor at Private Advisor Group, LLC with 18 years of industry experience. He holds a Series 66 designation and has previously worked at Synergy Financial Group, LPL Financial, and Ameriprise. Outside of advising, he is the author of the book *Decades & Decisions*. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions. The firm employs a fiduciary-based advisory model, utilizing technology platforms and a range of investment strategies while often implementing advice through third-party managers and turnkey asset management platforms.

Kaitlin Zook is a CFP® professional with six years of industry experience. She is currently with HB Wealth Management, having joined the firm in 2025 after six years at WMS Partners, LLC. HB Wealth Management provides wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, institutional clients, and investment companies. The firm offers discretionary portfolio management aligned with clients’ objectives and risk tolerance, utilizing a mix of public and private investment strategies and providing consolidated quarterly reporting.

Jacob Linden is a financial advisor at T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has three years of industry experience. His prior work includes roles outside finance, such as positions at Whiting Turner Contracting Company, Davis' Pub, and Colorado College. T. Rowe Price Advisory Services offers a retirement-focused advisory program for individual investors and households, combining nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily in proprietary mutual funds and ETFs. The firm uses model portfolios implemented at the household level and employs tax-aware rebalancing and Monte Carlo simulations for financial planning.

Lora Ingrid Untalan is a financial advisor at T. Rowe Price Advisory Services, Inc. with 15 years of industry experience. She holds Series 63 and Series 66 credentials and has worked previously at E*TRADE Securities LLC and Financial Intelligence. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households. Their approach uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, combined with an online planning tool and telephone advisor access.

Daniel Verbic is a financial advisor at Janney Montgomery Scott with Series 63 and Series 65 credentials and 33 years of industry experience. He previously worked at Stifel for 20 years before joining Janney Montgomery Scott in 2026. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse clientele, offering brokerage, financial planning, consulting, and advisory programs, and combines in-house portfolio management with third-party managers across multiple wrap programs and model portfolios.

Nony Persichitti is a financial advisor at T. Rowe Price Advisory Services, Inc. with Series 66 credentials and two years of industry experience. Prior roles include positions at Truist and T. Rowe Price, as well as work in the hospitality sector and education. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households, utilizing model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs. The firm combines goals-based planning with an online interactive tool and offers telephone access to advisors.

Zachary Riese is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and 10 years of industry experience. He has worked at T. Rowe Price since 2017 and previously held positions at PNC Investments and PNC Bank. T. Rowe Price Advisory Services provides retirement-focused financial planning and discretionary investment management to individual investors and households, utilizing proprietary mutual funds and ETFs with a goals-based approach supported by an online planning tool.

Justin Carpenter is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has eight years of industry experience. His prior work includes roles at Capital One, Merrill, and Wells Fargo. T. Rowe Price Advisory Services offers a retirement-focused advisory program for individual investors and households, combining goals-based financial planning, retirement income planning, and discretionary investment management primarily through T. Rowe Price mutual funds and ETFs. The firm employs model portfolios, tax-aware rebalancing, and Monte Carlo simulations in its planning process.

Nicholas Hood is a financial advisor with Equity Services, Inc. holding a Series 66 designation and 11 years of industry experience. Prior to joining Equity Services, he held roles at National Life Group, Cambridge Investment Research Advisors, and MassMutual, among others. Outside of finance, he owns and operates Nick Hood Photography and has been involved with Towson University’s Stephens Hall Theatre for nearly two decades. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, combining long-term investment strategies with options for shorter-term trading and specialized instruments, and operates both as a broker-dealer and an SEC-registered investment adviser.

Matthew Clark is a financial advisor at William Blair with 14 years of industry experience. He holds a Series 66 designation and previously worked at Brown Advisory Securities, LLC for 10 years before joining William Blair in 2021. William Blair’s Private Wealth Management division offers investment management, financial planning, and wealth services to individuals, foundations, pension, and corporate clients. The firm employs an active, research-driven approach across multiple asset classes and provides proprietary models and access to private funds through its MB Investments Program.

Grant Williams is a financial advisor at T. Rowe Price Advisory Services, Inc. with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at T. Rowe Price since 2018. Prior to that, he held roles in educational institutions including Manheim Township School District and Lincoln Intermediate Unit 12. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining goals-based financial planning, retirement income planning, and discretionary investment management primarily through T. Rowe Price mutual funds and ETFs. The service employs tax-aware strategies and Monte Carlo simulations to generate financial plans and is tailored for individual investors meeting specified asset minimums.

Dimitrios Prassos is a financial advisor with Equity Services, Inc. (ESI Financial Advisors) in Timonium, MD, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. He has been with Equity Services, Inc. and Worthington Financial Partners since 2013. Outside of advisory work, he is also engaged as an author and provides accounting and consulting services to startup businesses. Equity Services, Inc. offers financial planning, consulting, and asset management to a diverse client base including individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm combines long-term investment strategies with options for shorter-term trading and specialized instruments, utilizing multiple advisory platforms and third-party asset managers.

David Bowen is a financial advisor at T. Rowe Price Advisory Services, Inc. with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at T. Rowe Price since 2020, with prior roles at Mariner Finance, Allstate Insurance Co, and MetLife Securities Inc. T. Rowe Price Advisory Services offers retirement-focused financial planning and discretionary investment management to individual investors and households, using proprietary mutual funds and ETFs alongside goal-based planning tools and Monte Carlo simulations. The firm serves clients with approximately $250,000 or more in investable assets.