Terrell Barnes is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Prior to joining Merrill, he worked at Sheppard Pratt Health Systems and is involved in a home improvement business specializing in roofing services for homeowners. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for a range of individual and institutional clients.

Ethan Buda is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His prior work includes roles at Bank of America, Interstate Management Company, and several hospitality and investment-related businesses. Outside of finance, he has experience in the restaurant industry with firms such as Atlas Restaurant Group and World of Beer. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michele Burch Lippincott is a financial advisor with UBS Financial Services in Hunt Valley, MD, holding a Series 66 designation and bringing 25 years of industry experience. She has been with UBS since 2006. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a mix of brokerage and investment advisory offerings, leveraging proprietary capital market assumptions and research to tailor financial plans and portfolio management aligned with clients’ goals and risk tolerances.

Sueann Griffin is a financial advisor with Robert W. Baird & Co. in Towson, MD, holding a Series 66 designation and 28 years of industry experience. She has been with Robert W. Baird & Co. since 2009. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management department, serves individuals, corporate and business clients, pension and profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, portfolio management, separately managed accounts, and custody and brokerage services, with investment strategies supported by ongoing manager selection, internal research, and the use of artificial intelligence.

Ashley Rowett is a financial advisor at Merrill with 10 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at T. Rowe Price from 2015 to 2017 before joining Merrill in 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients, offering model-based and discretionary strategies developed by internal and third-party investment teams. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Scott Svensen is a financial advisor with LPL Enterprise, holding Series 66 and Series 63 licenses and five years of industry experience. His previous roles include positions at T. Rowe Price, Alps Fund Services, Oppenheimerfunds Distributor Inc, and Janus Management Holdings Corp. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities through a network of investment adviser representatives. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and affiliated trust and insurance services.

Amanda Jean Maulone is a financial advisor at Raymond James Financial with a Series 66 credential and one year of industry experience. Her prior work history includes roles in hospitality and education, including positions at Hunt Valley Country Club, Embassy Suites, Delta Hotels by Marriott, Hilton Hotels, and Towson University. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, pension plans, and institutions. The firm uses tailored, non-discretionary planning and analysis tools and supports municipal and public finance work through a unique affiliated municipal advisor.

Jizi Dai is a financial advisor at Edward Jones with eight years of industry experience and holds a Series 66 designation. Prior to joining Edward Jones in 2019, Dai worked at Pruco Securities, LLC and The Prudential Insurance Company of America between 2016 and 2019. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs including discretionary and non-discretionary wrap fee strategies, access to separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Dae Shelle Dowdell is a financial advisor with Ameriprise in Baltimore, MD, holding Series 63 and Series 66 licenses and five years of industry experience. Prior to joining Ameriprise in 2022, Dowdell worked at T. Rowe Price for two years and has a background in the foodservice industry. Outside of advising, Dowdell is involved with Brad Schwartz Wealth Management LLC in an investment-related capacity. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, delivering tailored, non-discretionary recommendations through a centralized consulting team. The firm combines research, modeling, and tax-efficiency analysis to support retirement strategies and offers a broad range of advisory, brokerage, and insurance solutions.

Ryan Williams is a financial advisor with LPL Enterprise LLC, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Centaurus Financial Inc. and Cola Wealth Advisors, each for one year. Outside of finance, he has been involved as a coach with Maryland Youth Sports Officials since 2022. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach using portfolios developed by LPL’s Research Department and third-party strategists, and also offers access to third-party asset managers, financial planning, and affiliated insurance and trust services.

Timothy Dupont is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 14 years of industry experience. He has been with MML Investor Services LLC and MassMutual Life Insurance Company since 2011. He is also the owner of Bay Country Consulting, a business process consulting firm. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides collaborative, annual financial planning engagements and offers specialized planning services, including estate settlement and employer-sponsored programs.

Daniel Reilly is a financial advisor with LPL Financial in Baltimore, MD, holding Series 63 and Series 65 licenses and with 30 years of industry experience. Prior to joining LPL Financial in 2020, he spent 21 years at Thornburg Securities Corporation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, with a focus on providing both discretionary and non-discretionary investment strategies.

David Wassel is a CFP® professional with 28 years of industry experience currently serving at OSAIC since 2024. His prior roles include positions at Woodbury Financial Services Inc and H. Beck, Inc., and he has maintained a relationship with Guardian Life Insurance Co. of America since 1998. Outside of his advisory work, he is the owner of Summer Financial, Inc., which involves life, disability, and health insurance sales. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach uses model-based asset allocation and portfolio optimization, incorporating risk tolerance assessments and various managed account strategies.

Edward Wight Jr. is a financial advisor with Mass Mutual Investors Services in Hunt Valley, MD. He holds CFP® and ChFC® designations and has 26 years of industry experience. Since 1999, he has been affiliated with MML Investors Services, Inc. and Massachusetts Mutual Life Insurance Company. Outside of his advisory role, he is also an agent with Lenox Advisors, Inc., where he brokers various insurance products including life, health, fixed annuities, disability income, and long-term care insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars with an emphasis on collaborative, goal-based planning using firm-approved analytical software.

Amy Mc Elhose is a financial advisor at Merrill with a Series 66 designation and 4 years of industry experience. She has been with Merrill since 2005. Outside of her advisory role, she is the author of the book *Didi—The Life and Death of a Hidden Artist*. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Avi Greenlinger is a financial advisor at RBC Capital Markets with 22 years of industry experience. He holds a Series 66 credential and has worked at City National Bank, Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Greenlinger serves on the boards of several Baltimore-based nonprofit organizations, including Jewish Educational Services and the Jewish Community Federation of Baltimore. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base ranging from individual investors to institutions and charitable organizations. The firm offers tailored investment strategies supported by a combination of in-house and third-party managers, with services that include portfolio management, financial planning, and custody.

Merri Toulas is a financial advisor with Morgan Stanley in Hunt Valley, MD, holding Series 63 and Series 66 licenses and totaling 31 years of industry experience. She previously worked at SunTrust Advisory Services and SunTrust Investment Services, Inc. Outside her advisory role, she operates a sole proprietorship involved in art and culture investment activities. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and advisory programs supported by firm-approved tools and methodologies, including Monte Carlo simulations and secular return estimates.

Daniel Taylor is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 license and over 22 years of industry experience. He has been with Cambridge since 2006. Outside of his advisory role, Taylor serves as president of the Stake Club Charitable Foundation and co-chairs the philanthropy committee of The Stake Club. He also holds board and volunteer positions with the Vanguard School Foundation and The Generous Game Foundation, among other nonprofit involvements. Cambridge Investment Research Advisors, Inc. serves individual and institutional clients, including pension and charitable organizations, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and offers both discretionary and non-discretionary management across multiple platforms, featuring proprietary and third-party strategies.

John Bradley is a Series 66-credentialed advisor with two years of industry experience, currently affiliated with Osaic Wealth. Prior to joining Osaic, he worked at Lincoln Financial Advisors and operated The Bradley Company. He also serves as a patrolman with the Edwardsville Borough Police Department, a role he has held for over a decade. Osaic Wealth serves a diverse client base including retail, high-net-worth, retirement plan sponsors, charities, and corporate clients, offering a range of brokerage and advisory services supported by a model-based investment process and a multi-advisor platform.

Kirby Smith is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 46 years of industry experience. His career includes prior roles at Ameriprise Financial Services and Morgan Stanley. Outside of his advisory work, he serves as an affiliate professor teaching portfolio management at Loyola College of Maryland and performs wedding officiant duties in his community. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement consulting to individual, corporate, and institutional clients. The firm uses research and analytics to support its investment approach and offers both brokerage and advisory solutions at scale.