Andrew Nygren is a financial advisor with Fidelity in Salt Lake City, UT, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. He has worked at various Fidelity entities since 2004, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC, where Andrew works, provides investment management and advisory services to retail and institutional clients, as well as registered investment companies. The firm combines fundamental research with quantitative and algorithmic portfolio construction, offering model portfolios and services that include oversight and use of AI-driven methodologies.

Graydon Wood is an Investment Consultant currently working at Fidelity Investments since 2025. He has previously held positions as Assistant Vice President and Financial Advisor at Merrill Lynch Wealth Management from 2022 to 2025, and as a Financial Professional at Equitable from 2021 to 2022. Graydon holds a California Insurance License. Graydon's approach to financial advising emphasizes listening and understanding client values to build tailored plans and strategies. His experience spans various facets of investment consulting and financial advising, reflecting his commitment to helping clients achieve confidence and intentionality with their finances. Outside of his professional work, Graydon enjoys biking, camping, hiking, skiing, traveling, and volunteering.

Aubree Pendleton is a financial advisor at Wells Fargo Clearing with three years of industry experience. She holds a Series 63 designation and has worked previously at Baird, Morgan Stanley, E*Trade Securities, and Discover Financial Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Richard Clark is a Series 66-licensed financial advisor with Edward Jones, based in Kaysville, Utah. He has 13 years of industry experience and has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jeremy Taylor is a financial advisor at Fidelity with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at various Fidelity entities since 1999. Outside of his advisory role, he is the author of a book titled *The Red Sock Mindset* and co-manages a personal recreational equipment rental business with his wife. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a blend of proprietary fundamental research and quantitative analysis, using systematic methodologies and algorithmic portfolio construction for its model portfolios.

Luke King is a financial advisor with Fidelity, holding Series 63 and Series 66 credentials and 22 years of industry experience. His career includes multiple roles at Fidelity and its affiliated firms since 2006, as well as a one-year period at TD Ameritrade. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including model portfolio construction using proprietary research, quantitative analysis, and algorithmic methods. The firm serves a broad client base and maintains a formal advisory role to several registered investment companies and fund-of-funds.

Logan Pia is a financial advisor at Fidelity with six years of industry experience. He holds Series 63 and Series 66 licenses and has prior work experience at the University of Utah, Salt Lake Community College, and United Parcel Service. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its formal advisory role to multiple registered investment companies and its use of AI-driven research and model portfolio delivery.

Brandon Kidd is Vice President, Wealth Planner at Fidelity Investments. He works with self-directed investors to develop comprehensive wealth plans aimed at helping them achieve their long- and short-term financial goals. Since joining Fidelity in 2000, Brandon has held various roles including Active Trader Representative, VIP Specialist, Financial Consultant, and currently Vice President, Wealth Planner. He leverages his extensive trading experience along with his Certified Financial Planner (CFP4) credential to deepen client relationships and provide tailored financial guidance. Brandon holds insurance licenses in Arkansas and California. He continues to serve Fidelity's clients by applying his knowledge and expertise in wealth planning and trading.

Andrew Winters is a financial advisor at Fidelity with Series 66 and Series 63 credentials and one year of industry experience. His prior work includes roles at Jeremy Porter and Mark Zuro, as well as leadership experience with Winters Bros Mowing. He also served on an LDS Mission from 2022 to 2024. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios from mutual funds, ETFs, and ETPs, with oversight provided for delegated management and share class evaluation.

Jake Slauson is a Financial Consultant at Fidelity Investments, a role he has held since 2023. He has been with Fidelity Investments since 2020, progressing through positions including Planning Consultant and Workplace Planning Consultant, and initially serving as a Customer Relationship Advocate. Prior to Fidelity, he worked as a Customer Service Representative at ProPay from 2018 to 2020. Jake holds insurance licenses in Arkansas and California. His professional focus centers on wealth planning, with a commitment to helping clients address their family's unique financial needs and goals. He emphasizes forming strong relationships with clients and their families as a key aspect of his work. Outside of his professional responsibilities, Jake's personal interests include fitness, football, golf, movies, parenthood, and pets.

John Darrah IV is a Wealth Management Advisor at Merrill Lynch Wealth Management with over 37 years of Wall Street experience. He began his career as a middle markets futures trader and has spent the past 28 years working with individual investors, institutions, and trusts. John holds the Certified Private Wealth Advisor (CPWA) designation and is a qualified Portfolio Manager, capable of managing personalized or defined investment strategies on a discretionary basis. John focuses on the life cycle of wealth, including accumulation, preservation, and distribution. He develops customized strategies for both the asset and liability sides of clients' balance sheets, leveraging custom lending capabilities through Bank of America and Merrill Private Wealth Management to support wealth creation. His services include tax minimization strategies and identification of appropriate investment avenues. John earned a Bachelor of Science degree in Finance with distinction from the University of Maine in 1989. He holds Series 7, 65, 63, and 3 FINRA registrations. He divides his time between New York City and Park City, Utah, where he resides with his wife.

William Garcia is a financial advisor at Fidelity with 20 years of industry experience. He holds Series 63 and Series 66 designations and has worked at various Fidelity affiliates since 2005. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a blend of proprietary fundamental research and quantitative analysis to construct model portfolios using mutual funds, ETFs, and ETPs, with oversight and evaluation aimed at managing conflicts of interest.

Kyle Hintz serves as Vice President, Financial Consultant at Fidelity Investments. In this role, he collaborates with clients to implement strategies aimed at achieving their financial goals. He works alongside his team to provide clients with the resources available through Fidelity, focusing on simplifying financial planning to allow clients to concentrate on their priorities. Kyle has held several positions within Fidelity Investments, including Financial Consultant, Investment Management Consultant, Investment Consultant, and Customer Relationship Advocate, progressing through these roles from 2019 to his current position in 2025. He holds insurance licenses in Arkansas and California. Outside of his professional responsibilities, Kyle's personal interests include baseball, family activities, fishing, fitness, golf, and snowboarding.

Samuel Ferreira is a financial advisor at Fidelity with 11 years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Merrill and multiple divisions within Fidelity since 2016. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is notable for its roles as a registered commodity pool operator, advisor to various registered investment companies, and use of AI-driven research methods.

Brandon Lovell is a financial advisor at Fidelity with 14 years of industry experience. He holds the Series 63 and Series 66 designations and is based in Salt Lake City, UT. Lovell’s career includes longstanding roles within Fidelity’s brokerage services and investment management divisions. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to create and manage model portfolios across various asset classes.

Carrie Lamprecht is a financial advisor at Wells Fargo Advisors with Series 63 designation and began her industry career in 2024. Prior to joining the firm, she was a homemaker for 18 years. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, including specialized planning for business transitions, sports and entertainment, special needs, and divorce.

Jeffrey Holden is a financial advisor at Fidelity with a Series 63 designation and three years of industry experience. His prior work includes roles at PCS Retirement / Alliance Benefit Group and Robert Half International. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of proprietary fundamental research and quantitative analysis to construct algorithm-driven model portfolios and serves as an advisor to multiple registered investment companies.

Suzanne Pehringer is a financial advisor at Fidelity with 32 years of industry experience. She holds Series 63 and Series 66 licenses and has worked primarily with Fidelity and its associated brokerage services since 1992, with a brief tenure at E*TRADE Financial Services. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that integrates fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as an adviser to registered investment companies and constructs model portfolios delivered to intermediary platforms.

Jonathan Sgro is a financial advisor at Fidelity with Series 63 and Series 66 designations and 10 years of industry experience. He previously worked at T. Rowe Price for five years before joining Fidelity, where he has been employed since 2020. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to build model portfolios from mutual funds, ETFs, and ETPs.

Benjamin Bradford is a financial advisor at Fidelity with four years of industry experience. He holds Series 63 and Series 66 licenses. His prior roles include positions at Strata Silver/Strata Health U.S. and other companies. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, with oversight of affiliated or unaffiliated sub-advisers.