Suzanne Balian is a financial advisor with Morgan Stanley in Morristown, NJ, holding a Series 66 designation and 21 years of industry experience. She has worked at Morgan Stanley & Co. Incorporated since 2008 and has been with Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she serves as president of the New Jersey chapter of AT&T Pioneers, a nonprofit organization. Morgan Stanley Wealth Management provides advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers a range of investment and planning services across retail and institutional markets.

Donald Frio Sr. is a financial advisor with Stifel, holding Series 63 and Series 65 credentials and 35 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2018 and previously held roles at The Prudential Insurance Company of America and Pruco Securities LLC. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.

Edward Durkin Jr. is a financial advisor at OSAIC with 14 years of industry experience. He holds a Series 66 designation and previously worked at Fidelity Investments and TD Ameritrade. Durkin also advises high-net-worth clients through Glassner Carlton Financial, an LLC focused on wealth management. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage, advisory services, and access to third-party money managers. The firm employs asset-allocation tools and risk assessment to construct portfolios across various asset classes, supporting both discretionary and non-discretionary accounts.

Robert Skuba is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 35 years of industry experience. Prior to joining LPL Financial in 2017, he worked at National Planning Corporation from 2012 to 2017 and has maintained his own accounting practice since 1980. Outside his advisory role, he is involved in real estate services as a realtor. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and access to model portfolios and research, providing both discretionary and non-discretionary management options.

Tyler Flood is a Financial Consultant currently working at Fidelity Investments since 2022. In this role, he partners with clients to develop comprehensive financial plans aligned with their goals through all stages of life. Maintaining strong relationships with clients and their families is a key focus in his work. Tyler has professional experience as a Financial Consultant at E*TRADE from Morgan Stanley between 2019 and 2022 and served as a Financial Advisor at Merrill Lynch from 2017 to 2019. His career has been dedicated to providing financial advice and consulting services. Outside of his professional life, Tyler enjoys activities such as spending time at the beach, family activities, exploring food, outdoor adventures, running, and traveling.

Ryan Pergola is a CFP® professional with 10 years of industry experience, currently serving as a financial advisor at Raymond James Financial. He has previously worked at M HOLDINGS SECURITIES, Inc. for 10 years before joining Raymond James in 2025. Outside of his advisory role, he also works as an ice hockey official in New Jersey. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and uses analytical tools to model potential outcomes, supporting clients through advisory programs and a broad network of affiliated advisors.

Siarra Siebel is a financial advisor at Morgan Stanley with four years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2021. Prior to her current role, she held various positions including private tutoring and a role with the Morris County Sheriff's Office Crime Scene Investigation unit. Morgan Stanley Wealth Management offers advisory programs to both individual and institutional clients, providing tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages a broad range of client assets and delivers services that include estate planning and institutional offerings.

Nicholas Moretti is a financial advisor at Morgan Stanley with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley Smith Barney LLC since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory work, he has engaged in purchasing and leasing a residential condominium. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm’s planning approach is based on structured discovery and firm-approved tools, supporting clients with various investment and estate planning strategies.

Camillo Matteucci is a financial advisor at Ameriprise with 27 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Ameriprise since 2009. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning through written recommendation reports and ongoing advice. The firm’s approach incorporates proprietary research, third-party data, and algorithmic tools to address asset allocation and withdrawal strategies within a defined investment universe.

Robert Shapiro is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 39 years of industry experience. He has been with LPL Financial since 2011. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by in-house and third-party research and technology-driven solutions.

Matthew Compton is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in developing personalized wealth management strategies that align with clients' unique financial goals and adapt to changing market conditions. Drawing on the investment insights of Merrill and the banking services of Bank of America, Matthew works closely with clients to pursue their long-term financial objectives. He holds a Bachelor's Degree from Liberty University and has earned the professional designations of CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Committed to the Merrill tradition of community involvement, he actively volunteers with organizations in the communities he serves.

Luis Ponce is a financial advisor at LPL Financial with 41 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Edward Jones, The Prudential Insurance Company of America, and Pruco Securities, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by research and model portfolios.

Joseph Marinaccio is a CFP® with 19 years of industry experience, currently with Raymond James & Associates since 2022. His prior experience includes roles at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. He serves as an acting trustee for a family trust. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by extensive research and multiple portfolio management styles.

Marc Sukoneck is a financial advisor with Stifel in Morristown, NJ, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Stifel since 2007. Outside of his advisory role, he serves on the Board of Directors for The Arc of Union County and acts as Treasurer for the Randolph Baseball Diamond Club. Stifel serves a broad client base, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach relies on proprietary analysis and probabilistic modeling developed by its Investment Strategy Group to support client decisions.

Robert Dalia is a financial advisor at Merrill with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Merrill since 2011, concurrently associated with Bank of America since 2012. Outside of his advisory role, he serves on the advisory board and as a committee member for the Shepards of Youth Charitable Trust, a nonprofit organization focused on education for underserved populations. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Evan Gates is a financial advisor at Equitable Advisors with 12 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including John Wiley & Sons Inc, OneAmerica Securities, American United Life, Honeywell International Inc., and Axa Advisors. Outside of his advisory role, he is involved in life settlements through Ashar Group, assisting in this area jointly with a partner. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating as both an SEC-registered investment adviser and a broker-dealer with a focus on LPL-sponsored programs and endorsed TAMPs.

Kelly Kalas is a financial advisor with RBC Capital Markets, LLC, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. She has been with RBC Capital Markets since 2009 and also worked at City National Bank beginning in 2026. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs that combine discretionary and non-discretionary portfolio management with financial planning and brokerage services, using both in-house and third-party investment managers to tailor strategies according to clients’ risk profiles.

Alex Musat is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with J.P. Morgan Securities since 2012 and also works with JPMorgan Chase Bank, N.A. since 2011. Outside of his advisory role, he owns a business focused on buying, renovating, and selling real estate. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Julian Cho is a financial advisor at Morgan Stanley with 16 years of industry experience. He has worked at Morgan Stanley and its Private Bank division since 2017 and previously held positions at JPMorgan Securities, LLC and JPMorgan Chase Bank from 2014 to 2017. Morgan Stanley Wealth Management provides a range of advisory programs for individual and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and delivers services that include model-based outcome projections and estate planning strategies.

Carmel Mcpartland is a financial advisor at Morgan Stanley in Morristown, NJ, holding a Series 66 designation with 16 years of industry experience. She has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning that incorporates structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers services through various advisory arrangements and affiliated entities.