Emily Egan is a financial advisor at Fidelity with two years of industry experience. She holds Series 63 and Series 66 designations. Her work history includes positions at Fidelity Investments, Market Basket, The Collegiate Lineup, and the College of William & Mary. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios and serves as an advisor to multiple registered investment companies.

William Locke is a financial advisor at Morgan Stanley with six years of industry experience. He holds Series 63 and Series 66 licenses and has been with Morgan Stanley since 2025. He also serves as a 2nd Lieutenant Engineer Officer in the Massachusetts Army National Guard, where he is involved in mission planning, risk management, and logistics planning. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering financial planning and investment services supported by structured planning tools and extensive asset management capabilities.

Leah Allen is a financial advisor at Fidelity with Series 66 and Series 63 credentials and two years of industry experience. Her prior work includes roles at Domino's, Eric's Landscaping and Tree Service LLC, and Blount Small Ship Adventures. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, often delegating daily management to sub-advisers while maintaining oversight.

James Cruise is a Series 66-licensed financial advisor with LPL Financial in Providence, RI, where he has worked since 2014. He has 11 years of industry experience. His outside business activities include involvement with The Virtus Group, a DBA entity for LPL business, and limited engagement in non-variable insurance products such as fixed annuities and life insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by in-house and third-party research.

Mark Cruise is a financial advisor with LPL Financial in Providence, RI, holding a Series 66 designation and four years of industry experience. He previously worked at Willis Towers Watson for seven years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Abigail Cadorette is Vice President and Branch Leader, where she leads a team of financial professionals to deliver client services. She has held several roles in the financial industry, including Planning Consultant at Fidelity Investments from 2021 to 2022, Financial Solutions Advisor at Merrill Edge Bank of America from 2020 to 2021, and Investment Specialist at Merrill Edge Bank of America from 2018 to 2020. The progression of her roles reflects her experience in financial planning and investment services.

Ryan O'Connor is a financial advisor at Fidelity with three years of industry experience. He holds a Series 66 designation and has worked with Fidelity Investments since 2022. Outside his advisory role, he has worked part-time at a diner called JR Shack in Waterford, Connecticut. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm utilizes a combination of fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs, and it also serves in advisory roles for multiple registered investment companies.

Royce Winsten is a Financial Consultant I at Fidelity Investments, where he works directly with clients to develop personalized retirement, investment, and gifting plans. He emphasizes understanding each client's individual goals and perspectives to craft flexible strategies tailored to their needs. With over two decades of experience in the financial advisory field, Royce has previously held advisory roles at several firms including IC Advisory Services Inc., The Investment Center, UBS Financial Services, Salomon Smith Barney Inc., and Merrill Lynch. His professional background covers a wide range of financial planning and investment services. Royce holds insurance licenses in Arkansas and California. Outside of his professional life, he engages in family activities, movies, reading, traveling, and writing.

Hanlet Soriano is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Prior to joining Merrill and Bank of America, N.A., he held positions at Citizens Securities, Inc. and Fidelity Investments. Outside of his advisory role, he has worked as a sales associate for Total Wireless / Ready Wireless Group. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Ryan Balon is a financial advisor at UBS Financial Services with 20 years of industry experience. He holds a Series 66 designation and has been with UBS since 2015. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, offering a broad range of capital markets products and research to tailor investment strategies to clients’ goals.

Roger Lapierre is a financial advisor with Ameriprise in Glendale, Rhode Island, holding a Series 66 designation and 26 years of industry experience. He has been with Ameriprise and its affiliate since 2011. Lapierre serves on the Board of Directors for the Industrial Foundation of Burrillville and is Vice President of the North Shore Drive Association, Inc. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with substantial investable assets, providing detailed recommendation reports on income sources, Social Security, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic tools to deliver tailored, annual retirement income advice while offering a broad range of advisory, brokerage, and insurance solutions.

Michael Richard is a financial advisor at Morgan Stanley with 31 years of industry experience. He has held roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. He holds Series 63 and Series 65 designations and is based in Providence, RI. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured discovery processes and analytical tools.

Aden Schwartz is a financial advisor at Fidelity with Series 66 and Series 63 credentials and two years of industry experience. Prior to joining Fidelity Investments, he held roles at Ignition Consultants, Juno Journey, and several other companies. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios and deliver model portfolios to intermediary platforms.

Kevin O'Connor is a Senior Resident Director at Merrill, where he has been serving since 1993. In this dual role, he acts as both a Financial Advisor and a leader in the Syracuse local market. In addition to providing wealth management services, he leads firm strategy by offering training and coaching to Financial Advisors and Client Associates and focuses on recruiting experienced Financial Advisors and candidates for training programs. Kevin applies over 30 years of experience to support clients with a broad range of wealth management needs, emphasizing a Goals Based Approach to Wealth Management. He and his team prioritize understanding clients' financial goals and maintaining clear, regular communication to alleviate investment-related anxiety. His areas of expertise include college education planning, divorce transition planning, family wealth management strategies, services for endowments, foundations, and non-profits, personal retirement planning, portfolio management services, and retirement income. Kevin holds a Bachelor's degree in Business Administration from Le Moyne College. He has earned several professional designations, including Chartered Retirement Planning Counselor (CRPC) and Certified Plan Fiduciary Advisor (CPFA). Outside of work, he is involved with various nonprofit boards within the Syracuse community and enjoys golfing, skiing, and traveling with his family.

Ronald Capraro Jr. is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets Inc. since 2008. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs for individuals and institutional clients, including tailored financial planning supported by proprietary tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services directly and through Corporate Financial Planning agreements.

James Castro is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 24 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and previously with MetLife Securities Inc. He is also involved in tax preparation through Castro, Thresher & Oliveira, PC, a firm he has been associated with since 1996. Additionally, Castro has experience in life, health, fixed annuities, and long-term care insurance sales. Mass Mutual Investors Services is a subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm employs firm-approved tools for goal analysis and offers collaborative, annual financial planning engagements.

Adriane Medeiros is a financial advisor with Morgan Stanley in Providence, RI, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning through its advisors and estate planning specialists. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and scenario modeling as part of its financial planning process.

Andrew Ong is a financial advisor at Fidelity with four years of industry experience. He holds a Series 66 designation and has held positions at Bank Newport and in the beverage distribution sector prior to joining Fidelity. He also worked in the restaurant industry and at the University of Rhode Island. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including advisory and fund management roles. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios from mutual funds, ETFs, and ETPs.

Mark Condon is a financial advisor at MassMutual Investors Services with eight years of industry experience. He has been with MassMutual Investors Services and MassMutual Life Insurance Company since 2017. In addition to his advisory role, Condon is involved in several entrepreneurial ventures, including founding a company that sells dog training devices and running a podcast focused on promoting local businesses in Massachusetts. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides a range of investment and planning solutions, including specialized programs for divorce planning, estate settlement, and employer-sponsored plans.

Lucas Mariotti is a Financial Consultant at Fidelity Investments, a role he has held since 2025. He has been with Fidelity Investments since 2022, progressing through positions including Investment Consultant, Workplace Planning Consultant, and Workplace Planning Associate. In his current role, Lucas partners with clients to provide clarity and peace of mind in their personal and financial lives by developing customized financial plans. Lucas's approach to financial planning involves clear communication without jargon and a thorough understanding of the client's priorities. He works collaboratively with clients to build plans tailored to their unique needs. His professional experience encompasses a range of consulting roles at Fidelity Investments, reflecting his expertise in financial and workplace planning. Outside of his professional work, Lucas has interests in baseball, beach activities, football, gardening, playing instruments, and music.