Christopher Fraine is a financial advisor with Santander Securities LLC in Boston, MA, holding Series 63 and Series 65 credentials and 20 years of industry experience. He has worked at Santander Securities since 2017 and previously at VOYA Financial Advisors. Outside of his advisory work, he serves as an Intelligence Operations Officer in the Air National Guard and is a director of Pyramid Cards, an advertising game created by his family. Santander Securities LLC serves a broad retail client base with approximately $3.14 billion in regulatory assets under management and offers investment advisory services, portfolio management through wrap-fee programs, and financial planning. The firm primarily works with retail investors and provides investment management through third-party discretionary managers on platforms such as the FMAX wrap-fee program.

Kristen Lindahl is a CFP® professional with eight years of industry experience, currently serving as an advisor at Fiduciary Financial Advisors since 2024. Prior to this role, she was not employed in the financial industry. Fiduciary Financial Advisors serves a diverse client base including individuals, families, trusts, retirement plans, corporations, and charitable foundations. The firm combines discretionary investment management with services such as outsourced CFO engagements and digital-asset portfolio management, using a blend of fundamental, quantitative, and technical analysis tailored to client needs.

Brian Guild is a financial advisor at Congress Asset Management Company, Llp in Boston, MA, holding a Series 65 credential with 10 years of industry experience. He has worked at Congress Wealth Management, LLC from 2010 to 2017 and has been with Congress Asset Management, Llp since 2008. Congress Asset Management provides discretionary portfolio management, model portfolio, and sub-advisory services to a diverse client base including institutional investors and individuals. The firm employs a research-driven, primarily bottom-up investment approach focused on long-term growth equity and diversified fixed-income strategies.

Luis Dolan is a financial advisor at Kestra Private Wealth Services, LLC with 17 years of industry experience. He holds a Series 66 designation and previously worked at Citizens Securities, Inc. for nine years. Dolan is also a managing partner and financial advisor at Northeast Investment Group, where he is involved in insurance-related financial planning and portfolio management. Kestra Private Wealth Services, LLC provides investment advisory services through a network of independent advisors and multi-advisor teams to both individual and institutional clients. The firm manages approximately $13.45 billion in client assets and offers a range of investment products and platforms, supporting discretionary and non-discretionary arrangements.

Taylor Kale is a CFP® and Series 65 credentialed advisor with five years of industry experience. He has worked at Bain Capital LP and Boston Family Advisors LLC before joining Proficio Capital Partners LLC, where he currently serves as an advisor. Proficio Capital Partners provides discretionary portfolio management to high-net-worth individuals, families, foundations, and institutional clients, managing private pooled investment vehicles and acting as a sub-advisor to other investment advisers and funds. The firm’s investment approach combines core portfolios tailored to client needs with quantitative analytics, fundamental research, technical analysis, and supplements these with derivative hedges, structured notes, and selected illiquid investments.

Terrence Tedeschi Jr. is a financial advisor at RWA Wealth Partners with nine years of industry experience. He holds a Series 65 credential and has worked within various divisions of RWA Wealth Partners since 2016. RWA Wealth Partners serves individuals, families, trusts, charitable organizations, business entities, and employer-sponsored retirement plans. The firm offers discretionary and non-discretionary investment management, financial planning, integrated tax planning, and retirement plan advisory services, utilizing a strategic asset allocation approach combined with an open-architecture investment platform.

Matthew Johnson is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Welch & Forbes LLC since 2025. Prior to joining Welch & Forbes, he worked for nine years at BlackRock Investments, LLC. Welch & Forbes provides discretionary and non-discretionary investment management and supervisory services primarily to individuals and trusts, and also serves pension and profit-sharing plans, estates, charitable organizations, and corporations. The firm employs a team-driven investment process focused on bottom-up fundamental security selection and offers a range of services including personal trust and fiduciary services, estate administration, and tax preparation.

Daniel Carlson is a financial advisor with John Hancock Personal Financial Services, LLC, holding a Series 66 license and bringing 24 years of industry experience. He has worked at John Hancock Distributors LLC since 2018 and previously spent two years at Sii. John Hancock Personal Financial Services provides financial planning and consultative services to a diverse client base, including individuals, trusts, estates, non-profits, and business entities. The firm uses technology-driven models and third-party software to deliver generally framed written recommendations, supporting both non-high-net-worth and high-net-worth clients.

E. Elie is a CFA® charterholder based in Boston, MA, with 15 years of industry experience. He has been with Congress Asset Management Company, LLP since 2001. Congress Asset Management provides discretionary portfolio management, model portfolio, and sub-advisory services to a diverse range of institutional and individual clients. The firm employs a research-driven, primarily bottom-up investment approach focused on long-term growth equity and diversified fixed-income strategies, managing approximately $14.2 billion in assets.

James Murphy is a CFP® professional with six years of industry experience. He has worked at Northeast Investment Management, Inc. since 2019 and previously held roles at BNY Mellon, N.A. and Choate Hall & Stewart LLP. Northeast Investment Management, Inc. provides discretionary and non-discretionary investment advisory services to high-net-worth individuals, families, trustees, and institutions. The firm combines portfolio management with estate-planning and trust-related services, emphasizing diversification, risk management, and detailed trade oversight.

John Beaver is a CFA® charterholder based in Boston, MA, with 15 years of industry experience. He has worked at Congress Asset Management Company, LLP since 2002. Congress Asset Management provides discretionary portfolio management, model portfolio, and sub-advisory services to a diverse range of institutional and individual clients. The firm employs a research-driven, primarily bottom-up investment approach focused on long-term growth equity and diversified fixed-income strategies.

Tucker Bixby is a Series 66-licensed financial advisor with 28 years of industry experience. He has been with Arete Wealth Advisors, LLC since 2008 and has prior experience at Ameriprise and New England Securities. He serves as President and a board member of the nonprofit Family Promise North Shore Boston. Arete Wealth Advisors provides investment advisory and financial planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and other entities. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and access to third-party money managers, utilizing both advisor-driven and proprietary model allocations.

Robert Everett is a financial advisor with LPL Financial in Cambridge, MA, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He has been with LPL Financial since 2010 and also provides financial planning and consulting services through Northeast Planning Associates, an independent registered investment advisor. Additionally, he is an author with works available for sale through Amazon. LPL Financial offers advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm supports its advisors with an in-house research team and a range of investment solutions, combining large-scale advisory operations with various non-advisory financial products.

Ryan Strack is a financial advisor with John Hancock Personal Financial Services, LLC in Boston, MA, holding Series 63 and Series 65 designations and having 12 years of industry experience. He has worked with John Hancock-affiliated entities since 2009, including John Hancock Funds LLC and Manulife John Hancock Brokerage Services. In addition to his advisory role, Strack serves as a retirement consultant providing educational information to participants in qualified retirement plans through an affiliated entity. John Hancock Personal Financial Services, LLC provides financial planning and consultative services to individual clients, trusts, estates, non-profits, and business entities, utilizing a technology-assisted model with high client loads per advisor. Their advice includes written plans on asset allocation, retirement, and estate planning, with implementation decisions left to clients.

Jeffrey Beshansky is a financial advisor at RWA Wealth Partners with four years of industry experience. He holds a Series 65 designation and has worked previously at CIBC Private Wealth Advisors, Inc., Leveroni Financial Management Corp. LPL Financial LLC, GW & Wade, LLC, and D.K. Brede Investment Management Co, Inc. RWA Wealth Partners serves individuals, families, trusts, charitable organizations, business entities, and employer-sponsored retirement plans, providing investment management, financial planning, integrated tax planning, and retirement plan advisory services. The firm’s investment approach focuses on strategic asset allocation supported by an open-architecture platform and combines fundamental and quantitative methods in select strategies.

Cameron Rahbar is a CFP® professional with seven years of industry experience. He is currently with Howland Capital Management LLC and has previously worked at Anchor Capital Advisors LLC, Twin Focus Capital Partners, LLC, and Boston Private Wealth. Howland Capital Management LLC provides personalized investment management and financial planning services to individuals, families, trusts, retirement accounts, foundations, endowments, and estates. The firm employs a disciplined investment process incorporating fundamental, macroeconomic, technical, and credit analysis, and also offers tax services, private trustee services, and manages private investment vehicles.

Dina Milne is a CFP® with 11 years of experience in the financial services industry. She currently works at RWA Wealth Partners and previously spent eight years at Adviser Investments. RWA Wealth Partners serves individuals, families, trusts, charitable organizations, business entities, and employer-sponsored retirement plans with investment management, financial planning, integrated tax planning, and retirement plan advisory services. The firm’s investment approach emphasizes strategic asset allocation supported by an open-architecture platform and customized fixed income management.

Jeffrey Fernandes is a financial advisor with John Hancock Personal Financial Services, LLC in Boston, MA, holding Series 63 and Series 65 licenses and having 16 years of industry experience. He has previously worked with John Hancock Distributors LLC, Signator Investors, Inc., and New York Life Investment Management LLC. Outside of finance, he is a managing member and partner of Lorie-Lyn Photography, a family portrait photography business. John Hancock Personal Financial Services, LLC provides financial planning and consultative services to a diverse client base including individuals, trusts, estates, non-profits, and businesses. The firm employs a technology-assisted advice model offering written, generally framed financial recommendations, with a focus on scalable service delivery.

Kevin Smith is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Flagship Harbor Advisors, LLC in Boston, MA since 2015. He has concurrently been associated with LPL Financial during this period. Outside of his advisory roles, he is involved in fixed and life insurance activities. Flagship Harbor Advisors, LLC is an SEC-registered investment adviser that manages approximately $3.42 billion in discretionary assets for individuals, charitable organizations, corporations, and retirement plans. The firm employs a diversified investment approach using mutual funds, ETFs, individual securities, and separately managed accounts, supported by a team of about 60 advisors serving several thousand client relationships.

Scott Mondeau is a financial advisor with Flagship Harbor Advisors, LLC, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. His prior work includes 17 years at Next Financial Group, Inc., and he has been with Flagship Harbor Advisors and affiliated LPL Financial since 2022. Outside of his advisory role, he works as an ice hockey referee on weekends. Flagship Harbor Advisors, LLC is an SEC-registered investment adviser serving individuals, charitable organizations, corporations, and retirement plans. The firm manages approximately $3.42 billion in discretionary assets and employs a diverse investment approach that includes mutual funds, ETFs, individual securities, and separately managed accounts, utilizing both fundamental and technical analysis alongside long- and short-term trading strategies.