Olivia Brownell is a Financial Consultant at Fidelity Investments, where she currently works to design personalized financial plans that support clients' goals throughout various stages of life. She has held several roles within Fidelity Investments since 2022, including Investment Consultant, Workplace Planning Consultant, and Workplace Planning Associate, gaining a breadth of experience in financial advisory and workplace planning services. Beginning her tenure at Fidelity Investments in 2022 as a Workplace Planning Associate, Olivia progressed through positions that have broadened her expertise in investment consulting and financial planning. Her experience at Fidelity reflects a consistent focus on providing clients with clear and tailored financial strategies. Outside of her professional role, Olivia engages in family activities, fitness, military service, music, outdoor adventures, and traveling.

Karl Seitz is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 41 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, Seitz owns racehorses and is involved in horse racing activities. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options, which distinguishes it among large institutional advisers.

Maria Natarelli is a CFP® and holds a Series 66 license, currently serving as a financial advisor at Ameriprise with 17 years of industry experience. She has been with Ameriprise and its affiliated entities since 2007. Outside of her advisory role, she is involved in leadership and management activities within her office and serves on the boards of the Financial Planning Association of Northeastern New York and the Foundation for Ellis Medicine. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset thresholds, offering tailored recommendations on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic tools to support its advisory process, with an emphasis on assets held in Ameriprise managed accounts.

James Lennon is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, such as insurance-related vehicles and bank deposit sweep programs.

Stacey Colao Gardner is a financial advisor with RBC Capital Markets, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. She previously worked at UBS Financial Services for nine years before joining RBC in 2024. Outside of finance, she has involvement in the catering and event service industry, specifically providing waitressing and event support for weddings. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs with tailored portfolio management strategies that incorporate both in-house and third-party investment managers and provide options such as tax management and responsible investing.

Daniel O'Keefe is a financial advisor with LPL Financial in Albany, NY, holding CFP® and CFA® designations and bringing 16 years of industry experience. He has been with LPL Financial and WealthOne LLC since 2016 and previously worked at VOYA Financial Advisors and Equitable Advisors. Outside of his advisory roles, he is a 10% owner of The Neary Group LLC, a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by technology and a large network of over 22,800 advisors.

Nathaniel Greenwood is a financial advisor at Cetera with a Series 66 designation. He has one year of industry experience and previously worked in retail and educational settings. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, supporting both discretionary and non-discretionary program structures.

Natalie Hart Shepperly is a financial advisor with UBS Financial Services and holds a Series 66 designation. She has eight years of industry experience with prior roles at Bank of America, Merrill, Fidelity Brokerage Services, and Brown Brothers Harriman. Outside of her advisory work, she serves as a golf coach for a high school team at The Albany Academies. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and proprietary research to tailor investment plans.

Mark Hulbert is a financial advisor with Equitable Advisors in Latham, NY, holding the ChFC® designation and Series 63 and 65 licenses. He has 37 years of industry experience, including 27 years with Equitable Advisors and prior work with Axa Advisors. Hulbert serves as a board member of Christian Brothers Academy. Equitable Advisors provides financial planning, retirement consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm employs a range of advisory programs and third-party asset managers, focusing on personalized risk assessment and tailored investment solutions.

Paul Wilders is a financial advisor at Merrill with 28 years of industry experience. He holds the Series 63 and Series 65 designations. His prior work includes positions at The Ayco Company, L.P./Mercer Allied and Bank of America, N.A. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Eldon Harris is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds the Series 63 and Series 66 credentials and has worked at firms including Bank of America, Merrill, and LPL Financial. Outside of his advisory role, Harris is involved as a board member of Metropolitan NTM Baptist Church and operates a sports cards retail business. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured tools and modeling techniques to support tailored financial plans.

James Plummer is a CFP® with 26 years of industry experience, currently serving as an advisor at Cetera. He has previously worked at Avantax Investment Services, Inc. for 24 years and has been involved with Plummer Financial Services since 1998, where he also provides tax preparation services. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors, serving a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services, with multiple program structures and access to third-party money managers.

R. Paul Moroukian Jr. is a financial advisor with LPL Financial in Albany, NY, holding a Series 63 designation and over 40 years of industry experience. He has been with LPL Financial since 1995. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Christopher Streich is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 20 years of industry experience. He has worked at Cetera since 2019 and previously held roles at Foresters Advisory Services and Foresters Financial. Outside of finance, he owns and operates Alfies Hotel, a 14-bedroom hotel, and coaches skiing at Hunter Mountain. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, and institutional accounts, offering various portfolio management and financial planning services through a large network of independent advisors.

Dylan Corapi is a Financial Advisor at Merrill Lynch Wealth Management based in New York. He works with individuals and families during pivotal moments in their financial lives, such as retirement, liquidity events, inheritances, and long-term planning. Dylan's approach centers on simplifying complex financial decisions and providing structure, clarity, and confidence throughout the financial journey. He aims to help clients uncover what matters to them and their families to develop strategies aligned with their financial goals. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Siena College.

Vincent Lecce is a financial advisor with MassMutual Investors Services, holding a Series 63 designation and over 42 years of industry experience. He has been with MassMutual Investors Services since 1984 and also serves as an insurance agent with MassMutual Life Insurance Company. In addition, he is a notary public. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements using proprietary software and offers specialized programs such as divorce planning and estate-settlement services.

Ian Pacifico is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has experience working at MML Investors Services LLC since 2026 and previously at State Farm from 2022 to 2026. Prior to his career in finance, he held roles at the University of Tampa, Price Chopper, and Christian Brothers Academy. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, utilizing firm-approved software and collaborative client engagements.

Nikki Haskins is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. Prior to joining Raymond James in 2023, she spent 21 years at RBC Capital Markets Corporation. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting services to individual, high-net-worth, institutional, and charitable clients. The firm provides tailored, non-discretionary advice using risk profiling and analytical modeling, and supports clients through various advisory programs and institutional consulting capabilities.

Steven Bauer is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Edward Jones in Albany, NY. He has been involved with The City Beer Hall since 2011. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.

John Walsh III is a financial advisor at Merrill with 44 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at UBS Financial Services and Bank of America. Outside of his advisory role, he is a co-owner of a family rental property. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.