Robert Berman is a financial advisor at Mass Mutual Investors Services with 18 years of industry experience. He holds a Series 66 designation and has worked at Mass Mutual Investors Services since 2017, previously serving at MetLife Securities. Berman is also involved in outside insurance activities, including disability, fixed annuities, health, and life insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software for goal analysis and offers event-driven planning services such as divorce and estate-settlement planning.

James Mckay is a Certified Financial Planner (CFP®) with 41 years of industry experience. He has been with Merrill since 2007 and concurrently associated with Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Carter Castillo is a financial advisor at Fidelity with Series 66 and Series 63 credentials and one year of industry experience. Prior to joining Fidelity, he has held positions at companies including PepsiCo and Amazon. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery through a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction.

Michael Geary is a financial advisor at LPL Financial with over 50 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Ameriprise Financial Services, Wells Fargo Clearing, and A. G. Edwards & Sons. LPL Financial is a national broker-dealer and registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Sean Wetherbee is a financial advisor at Raymond James & Associates with 15 years of industry experience. He holds the Series 66 designation and has previously worked at Charles Schwab and TD Ameritrade. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and charitable organizations. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing a range of portfolio management styles supported by in-house research and affiliated sub-advisers.

Sophie Barrow is a financial advisor with Mass Mutual Investors Services in Needham, MA, holding a Series 66 designation and two years of industry experience. She previously worked at Commonwealth Financial Network/Boston Wealth Strategies for six years. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides annual, collaborative planning engagements using firm-approved software and offers event-driven planning services such as divorce and estate settlement planning.

Stephanie Izzo is a financial advisor at Morgan Stanley with 18 years of industry experience. She has been with Morgan Stanley Smith Barney since 2012. Izzo holds the Series 66 designation and is based in Wellesley, Massachusetts. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Sean Tully is a financial advisor at Raymond James Financial with three years of industry experience. He holds a Series 66 designation and has previously worked at Bentley University and several country clubs. Sean is also an associate at North Atlantic Investment Partners, LLC, a support company related to his employer. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse range of clients, including individuals, high-net-worth individuals, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports its clients through various advisory programs.

Ronald Gallagher is a Financial Advisor at Merrill Lynch Wealth Management with over 26 years of experience in the financial services industry. He specializes in developing customized portfolio strategies and comprehensive financial solutions to help clients achieve their long-term financial objectives. Ronald works closely with individuals, professionals, families, and business leaders to create personalized wealth strategies that align with their goals and evolving needs. Throughout his career, Ronald has held positions at several leading financial institutions, including Evergreen Investments, MFS Investment Management, and AIG. His background includes roles such as Regional Vice President at MFS Investment Management and AIG, where he oversaw markets in Northern California and the New England region respectively. Ronald holds a Bachelor's Degree from Champlain College and the Personal Investment Advisor (PIA) designation. Outside of his professional responsibilities, Ronald is actively involved in community activities such as Duxbury Youth Baseball and The Life Foundation. He resides in Weston, Florida with his fiancée, Alana, her two sons, and their Cavalier King Charles Spaniel, Gracie. He previously lived in Massachusetts, where he raised his three sons. Ronald enjoys alpine skiing, spending time on the water, traveling, and exploring ski resorts across the United States.

Stephen Mccourt is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 designations and bringing 43 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage services. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products via its integrated platform.

Ellen Mccormack is a financial advisor at Wells Fargo Advisors with 13 years of industry experience. She has held roles at Wells Fargo Clearing and Wells Fargo Advisors since 2017. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, including specialized planning for business-owner transitions, sports and entertainment, and special-needs analysis.

Matthew Waterhouse is a financial advisor with Equitable Advisors in Wellesley, MA, holding a Series 66 designation and nine years of industry experience. He has worked at Equitable Advisors since 2017, following prior experience with AXA Advisors and four years at Boston College. Outside of his advisory role, he serves as a trustee for an immediate family member. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations through a network of Investment Adviser Representatives. The firm uses client information and risk assessments to match clients with investment program models or discretionary managers, offering access to mutual funds, ETFs, separately managed accounts, and select alternative investments.

Ashton Burnett is a financial advisor with Equitable Advisors and holds a Series 66 designation, bringing one year of industry experience. Prior to joining Equitable Advisors, Burnett worked at several organizations including Aruza Marketing and Atlantic Pure Water. Outside of financial advising, Burnett also works as a server at Maven's in Pawtucket, Rhode Island. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm’s approach involves matching clients to program models or discretionary managers, utilizing both proprietary and third-party advisory programs.

Mary Incera is a financial advisor with Ameriprise in Auburndale, MA, holding a Series 66 designation and five years of industry experience. Her prior work includes roles at State Street Global Advisors and Northeastern University. She is also involved with NET FLOWS LLC, an investment-related advisory business. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement planning through written Recommendation Reports and ongoing advice on income sources and tax-aware withdrawal strategies.

Thomas Carlow Jr. is a financial advisor with Raymond James Financial, holding a Series 66 designation and bringing 10 years of industry experience. He is also an independent contractor and partial owner of 1776 Financial Services Inc. located in Franklin, MA. Additionally, he has been involved in rental real estate through TC2 Realty LLC since 2022. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad range of clients, including individuals, high-net-worth clients, institutions, and corporations. The firm offers tailored, non-discretionary planning and uses analytical tools such as risk profiling and probability modeling to support client goals.

Daniel Hoban is a financial advisor at Ameriprise with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Ameriprise and its affiliate since 2009. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendation reports, using a centralized consulting team and algorithmic tools to support tailored retirement income strategies.

Sendi Slavinskaya is a Series 66-licensed financial advisor with Morgan Stanley Wealth Management, based in Wellesley, MA. She has 16 years of industry experience and has been with Morgan Stanley since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs. The firm’s financial planning approach involves structured discovery conversations and firm-approved tools, managing approximately $2.74 trillion in client assets.

Atea Stiko is a financial advisor at J.P. Morgan Securities with six years of industry experience. She holds Series 63 and Series 66 licenses and has worked at several financial institutions, including Santander Bank and Meze LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Daniel Riley is the Vice President, Wealth Planner at his current firm. He holds the designation of CERTIFIED FINANCIAL PLANNER™ which underscores his commitment to partnering with clients to understand their personal and financial priorities. He works closely with clients to co-create financial plans aimed at providing peace of mind, enabling them to concentrate on what matters most to them and their families. Daniel has professional experience spanning several roles in the financial services sector. He has been a Financial Consultant at Fidelity Investments since 2023, after serving as an Investment Consultant there from 2021 to 2022. Prior to that, he worked as a Financial Advisor at Equitable Advisors LLC from 2019 to 2021. Outside of his professional work, Daniel enjoys activities such as baseball, boating, fishing, fitness, football, and outdoor adventures.

Michael Lucarello is a financial advisor at Cetera with a Series 66 designation and two years of industry experience. He is the owner of two tax preparation businesses and manages a beekeeping operation that sells honey. Additionally, he holds an executive producer role in a film investment enterprise. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diversified portfolio management and financial planning services through a multi-manager platform that supports both discretionary and non-discretionary strategies.