Nelson Ribeiro is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 66 designations. He has 22 years of industry experience, including roles at Mass Mutual Life Insurance Company and METLIFE Securities Inc. Outside of his advisory work, he is a partner in Neri Financial, an LLC used for managing expenses. Mass Mutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning relationships and provides educational seminars along with several investment program options.

Matthew Butzke is a financial advisor at Fidelity with two years of industry experience. Prior to joining Fidelity, he worked at Tesla Energy for four years and Westmill Preservation Services for three years. He holds a Series 66 designation. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages discretionary and non-discretionary portfolios and serves as an adviser to multiple registered investment companies and fund-of-funds.

Kevin Gertsman is a financial advisor at Fidelity with a Series 66 designation and four years of industry experience. His prior work includes positions at Initium Consulting Group LLC and Ra Medical Systems. Kevin’s career spans both consulting and healthcare sectors before joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, model portfolios, and fund advisory services.

Alexandria Hutchinson is a financial advisor at Morgan Stanley with 15 years of industry experience. She holds the Series 63 and Series 66 licenses and has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and resources.

William Conlan is a Series 66 licensed financial advisor with Merrill in North Kingstown, RI, with one year of industry experience. His prior work includes positions at Bank of America, Citizens Bank, and Bryant University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Samuel Freedman is a financial advisor at Fidelity with a Series 66 credential and two years of industry experience. His prior roles include positions at Amplified Planning and Banfield Pet Hospital. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a systematic investment process that combines proprietary research with quantitative analysis and algorithmic portfolio construction. The firm also manages multiple registered investment companies and delivers model portfolios using advanced methodologies, including AI and algorithmic techniques.

Ryan Hanley is a financial advisor at Fidelity with eight years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Fidelity Brokerage Services LLC since 2017. Prior to entering the financial industry, he spent 20 years at Allen Young Movers. Ryan works within Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes proprietary fundamental research combined with quantitative analysis and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Mark Stephenson is a financial advisor with Mass Mutual Investors Services in Warwick, RI, holding Series 63 and Series 65 credentials and 14 years of industry experience. He previously worked at MetLife Securities from 2012 to 2017 and has been with Mass Mutual since 2016. Outside of his advisory role, he works as an insurance agent specializing in individual and group life, health, fixed annuities, long-term care, and disability insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing, collaborative financial planning engagements using firm-approved software and educational seminars.

Paul Heslinga is a CFP® with seven years of industry experience, currently affiliated with Wells Fargo Clearing since 2018. Prior to that, he worked at Ellington Management Group from 2014 to 2018. He serves on the finance committees of several nonprofit organizations, including We Can and the Bass River Rod and Gun Club, where he also holds the role of treasurer. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s IPS-driven process incorporates modern portfolio theory and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Robert Kerr Jr. is a financial advisor at Merrill with 26 years of industry experience and holds a Series 66 designation. He has been with Merrill since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Charles Last is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he held roles at Fordham University, BMW of Sudbury, and other organizations. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios using mutual funds, ETFs, and ETPs.

William Wall Jr. is a CFP® professional with 39 years of industry experience, currently serving at Wells Fargo Advisors since 2016. He owns a hunting property called Rock Wall Farms LLC in East Providence, RI. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services using proprietary research and tools, with optional implementation through brokerage or advisory programs.

Jordy Martinez is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to Merrill, he held roles at several organizations, including Global Montello Group and Year Up. Outside of his advisory work, he owns an automotive window tinting business based in Providence, Rhode Island. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Levi Shapiro is a financial advisor at Fidelity with Series 66 credentials and one year of industry experience. Prior to joining Fidelity, he held various positions in the education and service sectors, including roles at Florida Southern College and DJM Consulting. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs.

Cedric Smith is a Financial Advisor with Merrill Lynch Wealth Management. He collaborates with clients to understand their priorities and develop strategies aimed at achieving their financial goals. His approach involves listening carefully to clients to help them identify what they value most and working directly with them to design strategies tailored to their aspirations. Smith holds a Master of Business Administration from New York University Stern School of Business and a Bachelor's degree from the University of Michigan. He has earned the Personal Investment Advisor (PIA) designation. He provides clients access to Merrill's global investing resources as well as Bank of America's credit, lending, and banking services. In addition to his professional practice, Cedric Smith is involved with Moses Brown. He is proficient in English and French.

Neal Engesetter is a financial advisor with UBS Financial Services in Providence, RI, holding a Series 66 designation and 16 years of industry experience. He has worked at UBS since 2020 and previously held roles at SunTrust Bank and SunTrust Investment Services. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and employs proprietary research and model-based asset allocations to tailor client plans.

John Thompson is a CFA® charterholder with 33 years of industry experience. He currently works at Fidelity and has held roles at Fidelity Brokerage Services LLC, Bank of America, and Merrill. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, using a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is also registered as a commodity pool operator and serves as an advisor to multiple registered investment companies and fund-of-funds.

Kenneth Jackson is a financial advisor at Fidelity with Series 66 and Series 63 credentials and five years of industry experience. He has worked at Fidelity Investments since 2020. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, with a focus on combining fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages multiple registered investment companies and delivers model portfolios leveraging systematic methodologies and advanced technologies.

Alicia Larson is a financial advisor with Osaic Wealth, Inc., holding Series 63, 65, and 66 licenses and 34 years of industry experience. She previously worked at Fsc Securities Corporation for 14 years before joining Osaic in 2023. Outside of her advisory role, Larson owns a sole proprietorship related to insurance, focusing on life and long-term care products. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisors and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, utilizing firm-provided tools and third-party solutions to construct diversified portfolios across various asset classes.

Matthew D'ambra is a financial advisor with Morgan Stanley in Providence, RI, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Morgan Stanley Private Bank since 2015 and previously worked at Morgan Stanley Smith Barney and Citigroup Global Markets. Outside of his advisory role, he coaches the basketball team at Bishop Hendricken High School. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using firm-approved tools and offers a range of investment and financial services beyond typical wealth management.