Ashley Gaines is a financial advisor with Ameriprise in Shelton, CT, holding Series 63 and Series 65 licenses and 15 years of industry experience. Prior to joining Ameriprise in 2024, she worked for 14 years at David Lerner Associates, Inc. Ameriprise offers retirement-income planning services focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendations delivered through a centralized consulting team.

Daniel Grove is a financial advisor with Mass Mutual Investors Services in Hamden, CT, holding Series 65 and Series 63 licenses and four years of industry experience. Prior to his current role, he worked for State Farm Insurance for 15 years. He is also an insurance agent specializing in life, disability, long-term care, fixed annuities, and health insurance products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual planning engagements using firm-approved software and offers a range of event-driven planning programs.

Stephen Raccuia is a financial advisor at Merrill with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 1997, alongside 15 years at Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals and institutional clients.

Melody Voyak is a financial advisor at Merrill with 17 years of industry experience and holds a Series 66 designation. She has been with Merrill for 15 years. Outside of her advisory role, she is an independent Mary Kay cosmetics consultant, owns a crochet business, and operates a family-run personal organizing service. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with a range of model-based and discretionary investment strategies.

Susananne Bailey is a financial advisor at Merrill with 17 years of industry experience. She holds a Series 66 designation and has previously worked at Lincoln Financial Securities before joining Merrill and its affiliate Bank of America. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Devivo is a financial advisor at Ameriprise with 33 years of industry experience. He holds a Series 63 designation and has worked at Ameriprise since 2017, following prior roles at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Resources. He serves on the Board of Directors for St. Joseph High School. Ameriprise provides retirement-income planning services targeted at individuals nearing or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficient strategies to create personalized Recommendation Reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Nancy Kiely is a Senior Financial Advisor with Merrill Lynch Wealth Management. She specializes in providing personalized wealth management strategies tailored to clients' unique financial goals and changing market conditions. Nancy leverages the investment insights of Merrill alongside the banking and lending solutions of Bank of America to support her clients' comprehensive financial needs. She holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Quinnipiac University, as well as an Accredited Certificate from the University of Connecticut. Nancy is committed to building strong client relationships and applies her experience and knowledge to assist clients in making significant financial decisions. In addition to her professional responsibilities, Nancy participates in community service, volunteering with local organizations, reflecting the Merrill tradition of community involvement.

Robert Disabato is a Wealth Management Advisor with Merrill Lynch Wealth Management and a member of the Vacheron DiSabato & Associates team based in Fairfield, CT. He joined Merrill Lynch in 1999 and has accumulated over 25 years of experience with the team. In his role, Robert oversees the team's asset management services and serves as the primary advisor for many individual and family clients, providing guidance on a range of client focus areas including college education planning, corporate executive services, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, portfolio management, tax minimization, and retirement income. Robert is a qualified portfolio manager who develops and manages personalized investment strategies that may include individual stocks and bonds, Merrill Lynch model portfolios, and third-party investment strategies. He holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation awarded by the Certified Financial Planner Board of Standards, Inc., and also holds professional designations as a Personal Investment Advisor (PIA) and in Sports & Entertainment (SE). He earned his bachelor's degree in economics from Amherst College. Outside of his advisory role, Robert lives in Fairfield with his wife and three children. He enjoys outdoor activities such as skiing and boating, and he serves on the Board of Directors at The Southport School in Southport, Connecticut.

Todd Murphy is a financial advisor with Equitable Advisors in Milford, CT, holding Series 65 and Series 63 licenses and bringing 11 years of industry experience. His prior roles include positions at Pruco Securities, Prudential Insurance, Hornor, Townsend & Kent, Penn Mutual Life Insurance, AXA Advisors, and Heirloom Financial. Outside of his advisory role, Murphy facilitates courses on interpersonal and group dynamics at Yale University School of Management and runs a small group coaching practice; he also serves on the boards of several nonprofit organizations focused on mental health, early childhood education, and the study of social systems. Equitable Advisors serves a diverse client base including individuals, high‑net‑worth clients, retirement plans, corporations, charities, and institutions, providing financial planning, broker‑dealer services, insurance distribution, and access to third‑party asset management programs. The firm operates primarily through sponsored programs and third‑party managers, with a substantial portion of assets managed on a non‑discretionary basis.

Jeffrey Nelson is a financial advisor at Mass Mutual Investors Services with 21 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked previously at Merrill Lynch and Prudential. Outside of his advisory role, Nelson is involved in sports broadcasting, working as a broadcaster and reporter for Post University and independently. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm provides collaborative, annual planning engagements using firm-approved analytical tools and offers specialized event-driven planning programs.

Gregory Wachter is a financial advisor with Mass Mutual Investors Services in Shelton, CT, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. He previously worked at MetLife Securities from 2011 to 2017 before joining Mass Mutual in 2017. Outside of advisory work, he founded the CJA Foundation, a charitable organization, and is involved in consulting for financial advisor software through Barnum Inforce Insights. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning through collaborative, annual engagements using firm-approved tools and offers asset management and educational programs.

Thomas Collins Jr. is a financial advisor with Ameriprise, holding Series 65 and Series 63 licenses and bringing 40 years of industry experience. He has been with Ameriprise and its affiliates since 2009. Collins also serves on the Board of Directors for the Stratford YMCA. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

James English III is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 48 years of industry experience. He previously spent 22 years at Janney Montgomery Scott before joining LPL Financial in 2024. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management approaches supported by internal and third-party research.

David Costa is a Series 66 licensed financial advisor with Merrill in New Haven, CT, bringing three years of industry experience. He has previously worked at Bank of America for eleven years before joining Merrill in 2022. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Mario Zapata is a financial advisor at Merrill with 26 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Merrill since 2009. Prior to and alongside his current role, he has worked at Bank of America since 2010. Merrill, in conjunction with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers for a range of clients, including individuals, high-net-worth investors, and charitable organizations.

Jason Phillips is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 26 years of industry experience. He has worked with Cetera Investment Services LLC since 2019 and previously held roles at Foresters Advisory Services, LLC, and Foresters Financial. Phillips was also involved with youth hockey organizations in the New Haven area. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supporting various investment strategies and program structures across a large network of independent advisors.

Isabella Pilato is a financial advisor at LPL Financial with Series 66 credentials and two years of industry experience. Prior to joining LPL Financial, she worked at Oak Beach Bar & Grill for one year. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing research and model portfolios from LPL Research and third-party subadvisors.

Daniel Recalde is a financial advisor with Cambridge Investment Research Advisors in Woodbridge, CT, holding Series 63 and Series 65 credentials with one year of industry experience. His prior roles include positions at Northwestern Mutual and GRAPH Strategy. He is also involved as an agent in insurance, benefits, and human resources. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement advisory services through a network of independent financial professionals. The firm offers a range of investment solutions, including proprietary models and third-party manager referrals, with both discretionary and non-discretionary options tailored to client objectives.

David Gay is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has held prior roles at Park Avenue Securities and Guardian Life Insurance Company. In addition to his advisory work, he is active as an insurance agent selling life, disability, annuities, and long-term care products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform allowing advisors to implement model portfolios, select third-party managers, or create bespoke strategies, with over $256 billion in assets under management.

William Calderon is a financial advisor at LPL Financial holding the Series 66 designation. He began his advisory career in 2023 and has previous experience as a student at Syracuse University and as a teacher at Staples High School and Coleytown Middle School. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of financial planning, advisory programs, retirement plan consulting, and brokerage services. The firm provides both discretionary and non-discretionary management and offers access to proprietary and third-party research and investment strategies.