John Gallagher is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 46 years of industry experience. He has previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Gallagher is also associated with Costa Ventures LLC, a non-investment related business entity used for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers diverse advisory programs, financial planning, and retirement consulting with discretionary and non-discretionary management supported by in-house and third-party research.

Michael De Persia is a financial advisor at LPL Financial with one year of industry experience. He holds a Series 66 credential and has previously worked at Le Moyne College and Indiana University–Indianapolis. Outside of his advisory work, he serves as a basketball coach and Director of Basketball Operations. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and corporations through a national network of advisors. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management and supported by research and model portfolios.

Douglas Roskos is a CFP®-certified financial advisor with 24 years of industry experience. He is currently with Raymond James Financial Services Advisors, Inc., having joined in 2023 after prior roles at Bank of America, N.A. and Merrill. Outside of his advisory work, he is a partner in Uncle Dave's Homemade Ice Cream LLC. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual and institutional clients. The firm provides tailored, non-discretionary planning and consulting using risk profiling and modeling tools, and supports its municipal advisory work through a unique affiliation uncommon among large institutional advisors.

Nick Meyers is a Certified Financial Planner® affiliated with LPL Financial, with 42 years of industry experience. He worked at Lincoln Financial Advisors Corporation for 26 years before joining LPL Financial in 2024. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Kevin Gianfortune is a financial advisor at LPL Financial with 18 years of industry experience. He has held advisory roles at Lincoln Financial Advisors Corporation and Hornor Townsend And Kent, Inc, among others. Outside of his advisory work, he is involved in non-investment business activities through Fortune Financial Planning Acquisition, LLC. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and various technologies to support discretionary and non-discretionary management.

Joel Reitzes is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds the Series 66 designation and previously worked at UBS for seven years before joining Morgan Stanley in 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Samuel Maxey is a financial advisor at Merrill with a Series 66 credential and less than one year of industry experience. Prior to joining Merrill and Bank of America, he worked at Life Time for six years. Outside of his advisory role, he provides workout training plans to friends and family on a volunteer basis. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Chris Rilling is the Vice President and Executive Planning Consultant at Fidelity Investments. He has been with Fidelity since 2000, progressing through roles including Financial Representative, Financial Consultant, and now Executive Planning Consultant since 2017. With over two decades of experience in financial services, Chris focuses on helping clients make informed decisions by identifying risks and opportunities within their overall financial plans. His work aims to ensure that clients and their families can enjoy their preferred lifestyles with confidence. Prior to joining Fidelity Investments, Chris worked as a Financial Representative at American Express in 2000.

Brian Lorenz is a financial advisor at Equitable Advisors with one year of industry experience. He holds a Series 66 designation and has worked at Equitable Advisors since 2024. Outside of his advisory role, he has been a soccer coach with the Medford Soccer Club since 2021. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model that combines advisory and brokerage services tailored to clients’ goals, risk tolerance, and time horizons.

George Di Biase is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works closely with clients to identify their financial goals and develop portfolio strategies tailored to their unique needs. He provides ongoing advice and adjusts financial plans as clients' situations evolve. George's expertise lies in managing complex financial priorities, including education funding, home purchasing, elder care, and healthcare preparation. He holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and is a Personal Investment Advisor (PIA). He earned both his Bachelor's degree and Master of Business Administration (MBA) from Fairleigh Dickinson University. Outside of his professional work, George enjoys staying active, participating in sports, and spending time with family and friends. He is also involved in giving back to his community.

Aidan Fegley is a financial advisor at UBS Financial Services with one year of industry experience. He holds a Series 66 designation and previously worked at Fidelity Investments. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary capital market assumptions and research with tailored financial planning and portfolio management. The firm operates as both a broker-dealer and investment adviser, integrating institutional trading capabilities with wealth management services.

Robert Marasa is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo and The Prudential Insurance Company of America prior to joining J.P. Morgan. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Leslie Streitfeld is a financial advisor at Equitable Advisors with 33 years of industry experience. She holds the Series 66 designation and has worked with Equitable Advisors since 2013, previously affiliated with AXA Advisors, LLC. Outside of her advisory role, she is a member of a musical group called All Winter Long, performing acoustic classic rock and roll in the New Jersey and Pennsylvania areas. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to meet client needs.

Rachel Marshall is a Planning Consultant at Fidelity Investments, where she collaborates with clients and their advisors to develop and maintain personalized holistic financial plans. She has been in this role since 2020. Prior to her current position, Rachel served as a Senior Relationship Manager at Fidelity Investments from 2018 to 2020. Before joining Fidelity, she worked at TIAA in various capacities, including Client Relationship Consultant from 2017 to 2018 and Senior Administrative Assistant from 2010 to 2017.

Kenneth Dicicco is a CFP® professional affiliated with LPL Financial and has 28 years of industry experience. He has worked at Linsco/Private Ledger Corp. since 2003. In addition to his advisory role, he is involved in selling term life insurance in Marlton, NJ. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a wide range of financial planning and advisory programs, including discretionary and non-discretionary portfolio management, supported by research and various investment strategies.

Carol Todd is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has been with Merrill Lynch since November 1984, initially based in the Marlton, New Jersey office. In December 1994, she relocated to Grand Junction, Colorado, where she balances maintaining a large client base in New Jersey through several annual visits with continuing growth of her client base in Colorado. Carol's client focus includes family wealth management strategies, legacy planning, personal retirement planning, and women and wealth. She holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Her educational background includes a high school diploma from Lost Nation Community High and a bachelor's degree from Iowa State University. Growing up on a farm in Iowa, Carol continues to engage in equestrian activities on her acreage in Colorado, raising horses and hay. She is actively involved in community organizations including Back Country Horsemen, Colorado Canyons Association, Newcomer's Club, West Rhone Lateral Ditch Company, and Women's Giving Club.

Christopher Spitaletto is a financial advisor with Merrill, holding a Series 66 designation and three years of industry experience. He has worked with firms including Bank of America and The Vanguard Group. Outside of his advisory role, he serves as an executor for an estate in Pennsylvania. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Tyrell Smith is a Financial Advisor at Merrill Lynch Wealth Management who specializes in retirement planning and working with small businesses. He focuses on empowering clients to take control of their financial future through education and high emotional intelligence, helping them understand their opportunities and view money as a resource rather than a source of fulfillment. Tyrell holds a Bachelor's Degree from Hampton University and has earned professional designations including Accredited Asset Management Specialist (AAMS), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). His areas of expertise include corporate benefits, education planning, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, small business strategies, individual and corporate investment strategy, tax minimization, and retirement income. Outside of his professional role, Tyrell is involved with Next Dimension Family Worship Church. His personal interests include basketball, dancing, football, music, photography, reading, spending time with family, and traveling.

Samuel Paolino Jr. is a financial advisor with Cetera, holding a Series 63 designation and 27 years of industry experience. He is an owner of Rafter, Lewis & Paolino Financial Advisors and serves as a financial professional at Rosenthal CPA Company. He has been affiliated with Cetera and its related entities since 2010. Cetera Investment Advisers LLC is a national SEC-registered adviser that serves individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a multi-manager platform with various portfolio management options, including discretionary and non-discretionary services and access to third-party money managers.

Stephanie Kaupas is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. She has been with UBS in various roles since 2011. Outside of her advisory work, she has involvement with JL Hospitality, a privately held business. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services. The firm combines institutional trading capabilities with wealth management, offering proprietary research and a variety of portfolio management strategies.