David Mack is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He previously worked at UBS Financial Services for 12 years before joining Morgan Stanley in 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and analysis to support its advisory services.

Michael Lamaina is a CFP® professional with 36 years of experience in the financial services industry. He is currently with LPL Financial, where he has worked since 2017, following prior roles at National Planning Corporation and Cornerstone Financial Advisors, where he spent 28 years. Outside of his advisory work, he owns Lamainiac Motorsports, a non-investment-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing model portfolios, third-party subadvisors, and technology tools for portfolio support.

Matthew Bichefsky is a financial advisor at Morgan Stanley with two years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Silicon Valley Bank, TD Bank, New York Life, and the University of Delaware. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that includes firm-approved tools and modeling techniques.

Daniel Zimmerman is a financial advisor with LPL Financial in Moorestown, NJ, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He previously worked at Invest Financial Corporation and Beneficial Savings for ten years each. Outside of his advisory work, he is involved in tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions, leveraging model portfolios, third-party subadvisors, and customized strategies.

Jeffrey Browne is a Wealth Management Advisor at Merrill Lynch Wealth Management and leads the Browne-Dugary Group. He works primarily with executives, small business owners, and multi-generational families, focusing on client-centered wealth management strategies that address their unique financial goals. Jeffrey's expertise includes executive compensation, family wealth management strategies, tax minimization, and retirement income planning. His team, recognized for exceptional service, supports clients through disciplined and personalized financial planning to meet their needs. He holds several professional designations including Chartered Financial Consultant (ChFC), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Jeffrey earned a Bachelor's degree from Babson College. Outside of his professional role, he is actively involved in his community through mentoring and coaching youth sports, particularly supporting underprivileged youth via Catholic Partnership Schools, and volunteering with Bishop Eustace Preparatory School. He resides in New Jersey with his wife and three children and enjoys basketball, golfing, and traveling.

John Mccaughan is a financial advisor with OSAIC, holding a Series 63 designation and bringing 38 years of industry experience. He worked for Lincoln Financial Advisors and Lincoln National Life Insurance Company for over 25 years before joining OSAIC in 2025. Outside of his advisory role, he is an insurance agent offering disability insurance, fixed annuities, and traditional life insurance products. OSAIC Wealth serves a diverse client base including retail and institutional investors, providing brokerage and advisory services through a multi-advisor platform with options such as comprehensive financial planning and advisor-managed portfolios. The firm utilizes a model-based investment process emphasizing asset allocation and portfolio optimization, supported by various tools and discretionary strategies.

Gregory Sobocinski is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 19 years of industry experience. He has worked at Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2016, following prior roles at Wealth Management Associates, Inc. and Merrill. Outside of his advisory role, Sobocinski is also an independent insurance agent and is involved with Brae Wealth Management LLC. Cambridge Investment Research Advisors, Inc. serves a diverse client base including individual, pension, and charitable organizations by providing financial planning, ongoing investment management, retirement-plan advisory, and wrap-fee programs. The firm offers both discretionary and non-discretionary management across multiple platforms and maintains proprietary model strategies under the Founders Gate Capital brand.

Jeffrey George serves as a Managing Director and Wealth Management Advisor at George Bernstein Mulholland Wealth Management. He works with high-net-worth individuals, families, and institutions to develop wealth planning and investment strategies. Jeff is a member of the firm’s investment committee, applying institutional-level rigor to investment selection, tactical asset allocation, and portfolio construction. He holds several professional designations including Certified Investment Management Analyst® (CIMA®), Certified 401(k) Professional (C(k)P®), and Certified Plan Fiduciary Advisor (CPFA). His expertise extends to retirement plans, qualified retirement plan strategies, and fiduciary responsibilities. Jeff previously worked at Merrill in roles such as Branch Manager, Resident Director, and Regional Sales Manager. His leadership experience also includes military service as a Company Commander in the 101st Airborne Division during Operation Iraqi Freedom. Jeff earned a bachelor's degree from Embry-Riddle Aeronautical University. He is involved in community organizations including Fellowship Bible Church, Greater Vineland Chamber of Commerce, Inspira Hospital Network, Jersey Surf Drum and Bugle Corps, and the Union League of Philadelphia. He resides in southern New Jersey with his wife and three sons and has been recognized with the Merrill David Brady Award for community service.

Joseph Spanfelner is a financial advisor at Ameriprise with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2010. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver non-discretionary recommendations through a centralized consulting team, with a focus on assets held in Ameriprise Managed Accounts.

Joseph Dunn II is a Wealth Management Advisor at Merrill Lynch Wealth Management. He leads The Dunn Group, a practice focused on delivering a client-first approach through comprehensive wealth management strategies. Joseph assists clients in managing fees, taxes, and risks to help them attain financial independence. His work emphasizes planning for Baby Boomers' Required Minimum Distributions and advising high-income millennials on a variety of life goals including real estate purchases, education planning, tax reduction, managing student loan debt, executive compensation, and retirement planning. Joseph holds a high school diploma from St Joseph's Preparatory School and a bachelor's degree from St Joseph's University. He has earned the CERTIFIED FINANCIAL PLANNER (CFP) designation, is a Chartered Retirement Planning Counselor (CRPC), and holds the Personal Investment Advisor (PIA) credential. He is affiliated with the Haddon Fire Co #1. Outside his professional role, Joseph is involved in his community as a lieutenant in his hometown fire department and volunteers with the Cathedral Kitchen. He has received the President's Volunteer Service Award. Personal interests include spending time with his Husky puppy Jake, enjoying Philadelphia sports teams, and family activities with his nieces and nephew.

Kevin Mccauley is a financial advisor at Cambridge Investment Research Advisors with 30 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Cambridge Investment Research since 2008. Outside of his advisory work, he serves as Treasurer on the West Collingswood Extension Civic Association Board and works as a tax preparer. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, and charitable organizations by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management, offers access to third-party advisers and proprietary model strategies, and operates through a large network of financial professionals.

Joseph Persiano is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works directly with clients to understand their financial goals and develop strategies to pursue them over the short, mid, and long term. He serves as a resource for areas including investing, retirement planning, and saving for unexpected events, while providing access to specialists in banking, credit, home financing, and small business solutions through Bank of America. Joseph specializes in several client focus areas such as executive compensation, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, small business strategies, special needs planning strategies, sports and entertainment, and tax minimization. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Temple University. Outside of his professional duties, Joseph enjoys baseball, basketball, football, golfing, ice hockey, spending time with his family, and watching movies.

Natalja Barnett is a Senior Financial Advisor with Merrill Lynch Wealth Management. She brings a diverse professional background that includes seven years as a lawyer at a Latvian-Swedish manufacturing company and more than a decade in financial reporting and management at BNY Mellon. Her experience at BNY Mellon focused on complex financial reporting, analysis, and accounting of mutual and closed-end funds, which informs her meticulous approach to financial advising. Natalja specializes in areas such as college education planning, family wealth management strategies, personal retirement planning, women and wealth, and retirement income. She is committed to building strong, trust-based client-advisor relationships grounded in a clear understanding of clients' personal and financial goals. Her advisory approach emphasizes objective, product-neutral guidance through Merrill’s disciplined four-step wealth management process, aiming to provide tailored strategies that support clients’ long-term financial success. Educationally, Natalja holds a Master’s Degree in Law and a Bachelor’s Degree from Latvia State University, as well as an MBA from Widener University. She is also a Personal Investment Advisor (PIA) and is fluent in Russian and English. Outside of her professional life, Natalja enjoys gardening, hiking, horseback riding, music, running, scuba diving, skiing, spending time with family, traveling, and yoga.

Lauren Kwasnicki is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and 17 years of industry experience. She has been with Merrill since 2010. Merrill, in conjunction with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kevin Paul is a CFP® professional with five years of industry experience, currently serving as a Wealth Advisor at J.P. Morgan Securities. His background includes roles at The Vanguard Group and JPMORGAN Chase Bank, as well as military service in the United States Marine Corps. He also has experience outside finance, having worked at La Cena Restaurant. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager selection, and customized performance reporting through a non-discretionary program. The firm’s advisory process combines quantitative and qualitative research supported by centralized due diligence and incorporates ESG eligibility criteria in its recommendations.

Robert Hoffman III is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 credentials and bringing 28 years of industry experience. He has been with Raymond James Financial Services Advisors, Inc. since 2010 and has also worked at Fulton Bank and Fulton Financial. Hoffman is involved with Fulton Financial Advisors in a non-investment role focused on investment sales. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, and institutional clients. The firm emphasizes non-discretionary planning tailored to client goals and supports a wide network of advisors with advanced analytical tools and specialized services in municipal finance and SIMPLE IRA consulting.

Amanda Sneed is a financial advisor at Merrill with 18 years at the firm and 8 years of industry experience. She holds a Series 66 designation and is based in Mount Laurel, NJ. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers and serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Patricia Villano is a Series 66-licensed financial advisor with Wells Fargo Clearing, based in Marlton, NJ, and has 13 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

William Rivel is a financial advisor with Raymond James & Associates in Mount Laurel, NJ, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He previously worked for nine years at Janney Montgomery Scott, LLC before joining Raymond James in 2022. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions with a focus on tailored, non-discretionary advisory relationships.

Adam Zielinski is a financial advisor with Cambridge Investment Research Advisors who holds Series 63 and Series 65 credentials and has 18 years of industry experience. His career includes roles at Cambridge Investment Research, Commonwealth Financial Network, Millstone River Wealth Management, and AXA Advisors. He is also an owner of Millstone River Wealth Management and has experience as an insurance agent. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, by providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple platform solutions and proprietary model strategies while managing a multi-billion dollar asset base.