Stefan Kaplan is a financial advisor with Cetera, holding a Series 63 designation and over 33 years of industry experience. He has worked at Cetera and its affiliated entities since 2017, as well as at MetLife Securities from 2011 to 2017. Outside of his advisory role, he is involved in life insurance sales as an insurance agent. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with diverse portfolio management and consulting services, supporting both discretionary and non-discretionary account structures.

Sameer Aga is a financial advisor with J.P. Morgan Securities in Bay Shore, NY, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He has been with J.P. Morgan Securities since 2012 and also has roles with JPMorgan Chase Bank, NA. Outside of finance, he is a partner in an import business specializing in fruit beverages and is involved in a computer parts sales and repair venture. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a selective group of Wealth Advisors. The firm’s advisory approach combines centralized due diligence, quantitative and qualitative research, and a focus on written asset allocation advice, with final investment decisions made by clients.

Guillermo Bautista Jr. is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and having 10 years of industry experience. He has been with Raymond James since 2016. Bautista is also the sole member of Target Rock Group LLC and works as an associate for First Harbor Financial Services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual, high-net-worth, institutional, and charitable clients. The firm offers tailored, non-discretionary planning and utilizes analytical tools to support client goals, with a notable affiliation to a municipal advisor and programs such as SIMPLE IRA Employer Advisory & Consulting Services.

Natasha Mitra is a financial advisor at Merrill with 14 years of industry experience. She holds a Series 66 designation and has previously worked at JPMorgan Securities LLC, JPMorgan Chase Bank NA, and Citigroup Global Markets Inc. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Thomas Moehringer is a financial advisor with LPL Financial, holding a Series 63 designation and over 30 years of industry experience. He has worked at LPL Financial since 2016 and also has experience with Webster Bank and Astoria Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to various investment platforms, supported by a large network of advisors and extensive operational resources.

Anthony Rutigliano is a financial advisor with LPL Enterprise and holds Series 63 and Series 65 licenses. He has 18 years of industry experience, including roles at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of advisory work, he owns a consulting business that supports his wealth management practice. LPL Enterprise serves a broad client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and participation in a wrap program.

Clifford Sieber is a financial advisor with Ameriprise in Huntington, NY, holding a Series 66 designation and five years of industry experience. He previously worked at Sweet Hollow Management Corporation from 2014 to 2020. Outside of financial advising, Sieber is president and sole employee of CS2 Equipment Leasing Corp, a truck leasing business. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered through a centralized consulting team.

Eric Abney is a CFP® professional with 30 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked with Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory role, he is the president of EA Operating Corp, where he manages day-to-day operations and provides independent insurance brokering. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with substantial investable assets, providing written recommendation reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary advice primarily through Ameriprise-managed accounts.

Steven Cellen is a financial advisor with LPL Financial, holding a Series 63 designation and 25 years of industry experience. Prior to joining LPL Financial in 2026, he worked at Equity Services, Inc and National Life Group for 14 years each. He is also an insurance agent operating under Cellen Financial, selling life, disability, and health insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Charles Justino is a CFP® professional with 23 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He worked previously at Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory role, he is involved with Certainty of the Uncertainty, LLC, an advisor-owned entity established to manage his practice. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, utilizing a combination of research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of large institutional firms.

Matthew Hill is a financial advisor with OSAIC, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. Prior to joining OSAIC in 2018, he spent 12 years with SII / John Hancock Financial Network. Hill markets his investment and securities business under multiple DBAs, including Client Focused Advisors and Hook Wealth Management. OSAIC Wealth serves a diverse client base including retail investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm uses a model-based investment approach with portfolio optimization and offers a range of programs such as financial planning, Unified Managed Accounts, and third-party money manager solutions.

Michael Lupia is a financial advisor at Wells Fargo Clearing with 38 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at Morgan Stanley and Chase Investment Services Corp. Outside of his advisory role, he is involved as an owner in an investment-related real estate business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Lilian Madrid is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. She has been with Merrill since 2008. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Colin Moe is a Financial Advisor working with Merrill Lynch Wealth Management since 2022. With nearly a decade of experience in the wealth management industry, he supports high-net-worth individuals, families, and organizations in managing complex financial needs. He focuses on delivering a holistic and boutique-style experience, addressing all aspects of a client's balance sheet and collaborating with CPAs, attorneys, and other specialists. His approach includes personalized strategies such as tax-aware planning, alternative investment strategies, and guidance on trust and estate planning. Colin received his Bachelor of Science degree in Finance from Siena University in 2019 and holds the Personal Investment Advisor (PIA) designation. He resides in Hauppauge, Long Island, where he has lived his entire life. Beyond his professional work, he is involved with the Boy Scouts of America and Venturing, reflecting his commitment to community involvement. Outside of his advisory role, Colin enjoys baseball, boxing, camping, fishing, football, golfing, music, pickleball, spending time with his family, and watching movies.

Thomas Travers IV is a financial advisor at Merrill with 10 years of industry experience. He holds a Series 66 designation and has been with Bank of America and Merrill since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using a combination of model-based and discretionary investment strategies.

Wendy Gorman is a financial advisor with Ameriprise in Dix Hills, NY, holding a Series 66 designation and eight years of industry experience. She has been with Ameriprise and its affiliated entities since 2010. Outside of her advisory role, she also works as a client service coordinator at Larry Joseph and Associates LLC. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to generate personalized recommendations. The firm serves a broad client base through a range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Pauline Schwartz is a financial advisor at Wells Fargo Clearing with seven years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Clearing since 2018, previously spending three years at Briden Chase LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Katelyn Dolan is a CFA® charterholder with 16 years of industry experience. She is currently with Morgan Stanley in Melville, NY, having joined Morgan Stanley Private Bank and Morgan Stanley in 2023 after 13 years at Citi. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery conversations and proprietary tools, providing advisory services without individual security recommendations as part of standalone plans.

Donald Cross is a Financial Consultant currently with Fidelity Investments, a role he has held since 2022. He has a total of 15 years of experience in the financial services industry, during which he has undertaken various positions including Private Client Advisor at JP Morgan from 2018 to 2022, Financial Advisor at Prudential Advisor's from 2015 to 2018 and earlier from 2010 to 2014, as well as Financial Representative at Fidelity Investments in 2014. Throughout his career, Cross applies a goals-based approach to financial consulting, partnering with clients to uncover their goals, needs, and wants and aligning these with their investments. His experience spans various facets of financial advising, with a focus on simplifying complex investment decisions for his clients. Outside of his professional work, Donald Cross is interested in baseball, boating, outdoor adventures, and snowboarding.

Matthew Roache is a Senior Financial Advisor with Merrill Lynch Wealth Management, serving as a member of The Miranda Wealth Management Group. He began his career in investment and financial services in 2007 and joined Merrill Lynch in 2014. His background includes retail investment operations and trading, which supports his service-oriented approach to helping clients achieve their financial objectives. Matthew's areas of focus include education planning, executive compensation, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, socially responsible and ESG investing, individual and corporate investment strategies, tax minimization, and retirement income. He holds a Bachelor of Science degree in Business Management from Farmingdale University and maintains several professional designations and licenses, including FINRA Series 7 and 66 registrations, Life Accident & Health License, Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional role, Matthew enjoys golfing, hiking, spending time with his family, surfing, swimming, and playing tennis.