Edward Staudenmayer is a financial advisor with Ameriprise, holding a Series 66 designation and 26 years of industry experience. He has been with Ameriprise and its affiliate for over 20 years. Outside of his advisory work, he is the owner of a retail business called Hawk Ventures. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning services that focus on dependable income and tax-aware withdrawal strategies.

Trifol Headman is a financial advisor at Vanguard Advisers with Series 66 credentials and one year of industry experience. Before joining Vanguard, he worked at Goldman Sachs & Co. LLC and H&R Block, among other roles. He is also affiliated with New York University. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, utilizing proprietary models and primarily Vanguard funds and ETFs to tailor personalized portfolios.

Matthew Kelleher is a financial advisor at Fidelity with one year of industry experience. He holds the Series 66 designation and has prior work experience including roles in higher education at Millersville University, Malone University, and Maryville College. Fidelity Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is noted for its advisory roles to registered investment companies, use of systematic methodologies, and implementation of AI and algorithmic tools in its investment research.

Denise Siafa is a financial advisor at Vanguard Advisers with eight years of industry experience. She holds Series 63 and Series 66 designations and has worked at The Vanguard Group and Vanguard Marketing Corporation since 2018. Prior to joining Vanguard, she spent eighteen years at Acme Markets. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, primarily using Vanguard funds and ETFs, and serves a large client base through a combination of digital delivery and advisor support.

Mary Franks is a CFP® with 25 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2013. She has been associated with The Vanguard Group, Inc. and Vanguard Marketing Corporation since 1999. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm’s approach employs goal-based and algorithm-driven portfolio management, utilizing proprietary methodologies and primarily Vanguard funds and ETFs.

Gerald Dowling is a financial advisor with LPL Enterprise holding a Series 66 designation and six years of industry experience. His prior roles include positions at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of advising, he maintained a longstanding role at Maggiano's Little Italy for over a decade. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, and access to various investment and insurance products through an integrated platform combining advisory programs with brokerage and insurance sales.

Kevin Opdyke is a financial advisor at Vanguard Advisers with six years of industry experience. He holds Series 63 and Series 66 designations and has been employed at The Vanguard Group since 2012. Outside of his advisory role, he works as a contractor researching and selling for a real estate investment business. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through automated and human-supported investment advice. The firm uses a goal-based, algorithm-driven approach to asset allocation, primarily utilizing Vanguard funds and ETFs, and is notable for its scale and digital delivery model.

John Gallagher is a CFP® professional with 19 years of industry experience, currently serving at Vanguard Advisers. He has been with The Vanguard Group, Inc. since 1999. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, employing proprietary methodologies and largely utilizing Vanguard funds and ETFs.

Oluwatoyin Kollie is a financial advisor at Vanguard Advisers with 11 years of industry experience. She holds the Series 63 and Series 66 designations and has been with The Vanguard Group and Vanguard Marketing Corporation since 2015. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm’s investment approach is goal-based and algorithm-driven, utilizing proprietary models to create personalized portfolios mainly composed of Vanguard funds and ETFs, with features such as tax-aware strategies and customizable options.

Anthony Dicicco is a financial advisor at Vanguard Advisers with four years of industry experience. He holds the Series 66 and Series 63 designations. Outside of his advisory work, he serves as a youth lacrosse referee with the Greater Philadelphia Lacrosse Officials Association. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios largely composed of Vanguard funds and ETFs.

Robert Gueriera Jr. is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. His career includes roles at Wharton Wealth Management, Wharton Benefits Group, and Fsc Securities Corporation. He is also the owner of Wharton Wealth Management and Wharton Benefits Group, and is involved in the sale of fixed life insurance and annuities. OSAIC serves a wide range of retail and institutional clients, offering integrated brokerage and advisory services through a large network of financial advisers and multiple platforms. The firm utilizes firm-provided asset-allocation tools and a variety of third-party services to construct diversified portfolios that can include stocks, bonds, mutual funds, ETFs, and alternative investments.

John Scarduzio is a financial advisor at Stifel with 12 years of industry experience. He holds the Series 66 designation and previously worked at RBC Capital Markets from 2012 to 2024. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Christopher Mitchell is a financial advisor with Vanguard Advisers, holding CFP® and Series 63 credentials and bringing nine years of industry experience. He has worked at The Vanguard Group, Inc. since 2005 in various capacities. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm applies a goal-based, algorithm-driven investment approach using proprietary models and offers portfolios primarily composed of Vanguard funds and ETFs, with customization options including ESG and tax-aware features.

Gage Wellington is a financial advisor with Vanguard Advisers, holding a Series 66 designation and two years of industry experience. He has worked at several firms including Ameritas Advisory Services and Equitable Advisors prior to joining Vanguard. Wellington has also held teaching positions at Montgomery County Community College and Penn State University. Vanguard Advisers provides investment advice through automated and human-supported services for retail investors and retirement plan participants. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios, primarily invested in Vanguard funds and ETFs.

Peter Dluoik Jr. is a financial advisor at Vanguard Advisers with three years of industry experience. He holds a Series 66 designation and previously worked at Equitable Advisors for three years. Outside of financial services, he was involved with Workhorse Brewing Company and operated a construction business earlier in his career. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios largely composed of Vanguard funds and ETFs, offering various customization options and tax-aware features.

Michael Gathers Le Mar is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and five years of industry experience. His work history includes roles at The Vanguard Group, Inc., J.P. Morgan Securities LLC, and JPMorgan Chase Bank, N.A. He is also self-employed, contracting with DoorDash in a retail/service capacity. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs. The firm is notable for its scale and digital delivery, managing a large client base with over 2,200 advisors.

Paul Murphy is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 credentials and 12 years of industry experience. His career includes roles at Morgan Stanley and multiple positions within The Vanguard Group. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and constructs portfolios mainly from Vanguard funds and ETFs, offering various customization options and tax-aware features.

Mark Schatzel is a financial advisor with LPL Financial in West Chester, PA, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has worked at LPL Financial since 2016 and previously spent a year with Tfs Securities Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, corporations, and nonprofits, through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from both in-house and third-party sources.

Joseph Lettko is a financial advisor with Vanguard Advisers, holding a Series 66 designation and four years of industry experience. He has worked at Vanguard Marketing Corporation and The Vanguard Group since 2022. In addition to his advisory role, Lettko serves as an aircraft mechanic with the D.C. Air National Guard. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach featuring proprietary methodologies and primarily Vanguard funds and ETFs, managing a large client base through a digital platform supported by over 2,200 advisors.

Christopher Close is a financial advisor at Mass Mutual Investors Services with five years of industry experience. He holds the Series 66 designation and has worked at MML Investors Services and MassMutual since 2020. He is also the owner of E78 Partners, a consulting business, and serves as a director at Close Consulting LLC, where he is involved in governance and oversight for Capstone Green Energy. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements and event-driven planning programs, including divorce, estate-settlement, and employer-sponsored planning.