Gerald Petrus Sr. is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 designations and over 30 years of industry experience. He has been with Primerica Advisors since 1996 and Primerica Financial Services since 1995. Outside of advisory work, he has engaged in sales of loan products and home-related services through affiliated companies, and has experience as a proctor for professional credential testing. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-HNW and high-net-worth clients, along with corporate and charitable clients. The firm operates at scale with thousands of advisors and offices, delivering advisory services through model-driven strategies managed by third-party asset managers.

Andrew Maddaloni is a financial advisor with LPL Financial in Berwyn, PA, holding Series 63 and Series 66 designations and 23 years of industry experience. He previously worked at Boenning & Scattergood and Janney Montgomery Scott. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, with both discretionary and non-discretionary management supported by in-house and third-party research.

Gabriel Barakat is a financial advisor at Vanguard Advisers with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at multiple Vanguard affiliates since 2021. Prior to joining Vanguard, his background includes roles in various sectors such as education and logistics. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios mainly composed of Vanguard funds and ETFs.

Traci Coles is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and 18 years of industry experience. She has worked with Vanguard marketing Corporation and The Vanguard Group, Inc. since 2007 and previously with QVC from 2005 to 2019. Vanguard Advisers offers automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm is notable for its scale, digital delivery, and portfolio management services tailored to individual and plan-level clients.

Kenneth Kriebel is a financial advisor with Ameriprise, holding Series 63 and Series 65 designations and 28 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service aimed at clients approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, algorithm-supported recommendations through a centralized consulting team.

Barry Richter is a financial advisor with Raymond James & Associates in Devon, PA. He holds a Series 63 designation and has 41 years of industry experience, including 18 years with his current firm. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Brian D'amico is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary options. The firm’s advisory process is IPS-driven, incorporates modern portfolio theory, and includes a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

Summer Blanchard is a financial advisor at Merrill with 17 years of industry experience. She has been with Merrill since 2008 and holds a Series 66 designation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jeremy Laster is a CFP® with 18 years of experience, currently affiliated with Vanguard Advisers. He has worked at The Vanguard Group, Inc. since 2007 and is the owner of Jeremy Laster Landscaping, a landscaping business he has operated since 2017. Vanguard Advisers provides both automated and human-supported investment advice, serving retail investors and participants in employer-sponsored retirement plans. The firm’s approach is goal-based and algorithm-driven, utilizing proprietary models to create personalized asset allocations primarily through Vanguard funds and ETFs.

Alain St. Hilaire is a CFP® professional with four years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He has prior experience at Wells Fargo spanning 15 years and has been associated with multiple Vanguard entities since 2021. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a large client base through its digital delivery platform combined with advisor support.

Jack Lee is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to understand their financial priorities and develop strategies tailored to pursue their short-, mid-, and long-term goals. His role includes providing advice on a range of topics such as general investing, retirement planning, and saving for unexpected expenses. Jack also facilitates access to Bank of America specialists for banking, credit, home financing, and small business solutions. Jack holds a Bachelor's Degree from George Washington University. He has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Through ongoing discussions with clients, he offers guidance and advice that adapts as their financial needs evolve.

Brett Rosenthal is a financial advisor with Merrill in Wayne, PA, holding Series 63 and Series 66 designations and bringing 12 years of industry experience. He worked at BNY Mellon for four years before joining Merrill in 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jake West is a financial advisor at Vanguard Advisers with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at The Vanguard Group since 2020. Prior to that, he was employed by TIAA and TIAA-CREF from 2016 to 2020. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs, supported by a digital delivery platform and a team servicing model.

Nathan Hansen is a financial advisor with Vanguard Advisers, holding Series 66 and Series 63 licenses and three years of industry experience. He has worked at Vanguard Advisers since 2026 and has prior experience with Vanguard Marketing Corporation, The Vanguard Group, Inc., Deacom, Alphabroder, and Morgan Stanley. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm combines a goal-based, algorithm-driven approach with personalized asset allocations and a range of portfolio customization options, managing a large client base through digital delivery and a team servicing model.

Gerad Thorell is a financial advisor with LPL Financial in Wayne, PA, holding a Series 63 license and 28 years of industry experience. He has worked with LPL Financial since 2015 and is also associated with Global Retirement Partners, LLC since 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, retirement consulting, and brokerage services, utilizing model portfolios and research from LPL Research and third-party subadvisors.

AJ Mason is an Investment Consultant at Fidelity Investments, a position held since 2025. In this role, AJ helps clients identify, organize, and prioritize their financial goals, employing a disciplined approach to goals-based planning. This method enables AJ to partner with clients to determine appropriate investment strategies tailored to their unique objectives. AJ also advocates for clients by directing them to key resources and monitoring their financial plans to ensure they remain on track. Prior to the current role, AJ served as a Planning Consultant at Fidelity Investments from 2023 to 2025. AJ's financial services experience includes positions as a Financial Planner at Prudential Financial in 2023, Private Client Financial Advisor at Citizens Securities, Inc. from 2022 to 2023, Vice President Financial Consultant at Charles Schwab & Co., Inc. from 2018 to 2022, and High Net Worth Sales Consultant at The Vanguard Group from 2007 to 2018. Outside of professional work, AJ has personal interests that include baseball, family activities, golf, playing musical instruments, movies, and traveling.

Joseph Borgese is a CFP® professional with 34 years of experience in the financial services industry. He is currently with Cetera and has held roles at Contour Capital Holdings, LLC, Cetera ADVISORS LLC, and National Planning Corporation. Borgese is also the owner of Contour Wealth Management, LLC, where he provides investment management and financial planning services, and he operates a tax preparation business. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, supported by a nationwide network of over 10,000 advisors and substantial assets under management.

Aston White is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 credentials and bringing eight years of industry experience. He has been employed with The Vanguard Group and its affiliates since 2017. Outside of his advisory role, White serves as an assistant wrestling coach at Rustin High School. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to portfolio construction using primarily Vanguard funds and ETFs and manages a large client base through its digital delivery platform combined with a team servicing model.

Syed Ali is a CFP® professional with 21 years of industry experience, currently serving at Vanguard Advisers in Malvern, PA. He has been with The Vanguard Group, Inc. since 2011 and has been self-employed since 2019. Outside of his advisory role, he works as a contract driver for Uber. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios largely composed of Vanguard funds and ETFs.

Connor McGuire is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 licenses and six years of industry experience. He has been with The Vanguard Group since 2019 and has held various roles in retail and university environments prior to his current position. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm manages a large client base through a combination of digital platforms and a team servicing model.