Paul Gagliardi is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 11 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and previously spent two years at MetLife Securities Inc. and has been affiliated with MassMutual Life Insurance Co since 2016. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers, offering financial planning, asset management, and educational seminars.

Gregory Small is a financial advisor with Mass Mutual Investors Services who holds a Series 63 designation and has 29 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously at MetLife Securities Inc. and New England Securities. Additionally, he is an insurance agent specializing in individual life, health, group life, group health, and disability products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved software to analyze client goals and deliver written recommendations.

Andrew Frank is a financial advisor with Cambridge Investment Research Advisors in Woodstown, NJ, holding Series 63 and Series 65 credentials and possessing 22 years of industry experience. He has been with Cambridge Investment Research Advisors and its affiliated entities since 2015. Outside of his advisory role, he is part owner of Frank Leonards & Frank LLC and serves as an independent insurance agent and trustee for irrevocable trusts. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, charitable organizations, and estates. The firm provides financial planning, investment management, and retirement advisory services through a broad network of independent Financial Professionals, offering various implementation platforms and both discretionary and non-discretionary strategies.

William Ryan II is a financial advisor at Morgan Stanley with 20 years of industry experience. He has been with Morgan Stanley since 2009 and holds a Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and tailored financial planning using structured tools and modeling methods, managing approximately $2.74 trillion in client assets.

Anthony Petruccelli is a financial advisor with LPL Financial in Wilmington, DE, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. His prior roles include positions at Penn Mutual Life Insurance Company and Hornor Townsend & Kent Inc. He is also involved with AP Wealth Management Corp., a non-investment business entity focused on tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals—including high-net-worth clients—retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party research, and technology-driven strategies.

Joseph O'Shea Jr. is a ChFC® credentialed advisor with 17 years of experience, currently with Mass Mutual Investors Services and MassMutual Life Insurance Co. He previously worked for Hornor, Townsend & Kent, LLC, and Penn Mutual Life Insurance Company for a decade. O'Shea is a partner in multiple ventures that utilize his professional network to assist in service and product facilitation projects. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, with a focus on collaborative, goal-driven financial planning engagements.

Thomas Powers is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has two years of experience in the industry, beginning his career at MassMutual Life Insurance Company and Mass Mutual Investors Services in 2024. Outside of his advisory work, he has experience in the food service industry and membership at a yacht club. Mass Mutual Investors Services operates as a subsidiary of MassMutual, providing financial planning and investment advisory services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers various programs including asset management, educational seminars, and specialized planning services.

Philip Stoltzfus is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 15 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and previously worked at MetLife Securities Inc. Since 2022, he has also operated an outside insurance business offering individual life, fixed annuities, disability, long-term care, and health and life settlements. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, typically recommending investment categories and strategies without discretionary authority.

Donna Gerace is a CFP®-designated financial advisor with 23 years of industry experience. She is currently with Mass Mutual Investors Services and has prior experience at MetLife Securities, Inc. Since 2004, she has also worked as an insurance agent specializing in individual life, property/casualty, health, and long-term care coverage. Additionally, she serves as treasurer on a home and school board. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and investment services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual planning engagements using analytical tools and offers a range of programs including asset management and educational seminars.

Jennifer Brennan is a financial advisor at Morgan Stanley with 21 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2013 and holds Series 63 and Series 66 registrations. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm‑approved tools and modeling techniques.

Adam Marone is a financial advisor with LPL Financial, holding the Series 63 and Series 65 credentials and with 16 years of industry experience. He has been with LPL Financial since 2009. Outside of his advisory role, he manages a family-owned rental property without compensation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Daniel Gennusa is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and 18 years of industry experience. His prior work includes ten years at Wells Fargo Clearing and seven years at Wells Fargo Advisors LLC. Outside of his advisory role, he serves as power of attorney for his parents and holds a partial ownership interest in an investment-related business. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services tailored to clients who meet certain net-worth thresholds.

Michael Root is a financial advisor with MassMutual Investors Services, holding a Series 63 license and 29 years of industry experience. He has worked at MassMutual Investors Services since 2017 and was previously with MetLife Securities Inc. from 2015 to 2017. Outside of his advisory role, he serves as the Athletic Director for Holy Family CYO, a Catholic youth athletic organization. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative, annual financial planning engagements using firm-approved analytical tools and provides specialized offerings such as divorce and estate-settlement planning.

Robert Dewees is a financial advisor with Wells Fargo Advisors in Greenville, DE, holding a Series 66 designation and two years of industry experience. Prior to joining Wells Fargo Advisors, he served in the United States Marine Corps for nine years and held a role at Wells Fargo Clearing. He is treasurer of the Talons Reach Foundation, a nonprofit supporting special operations forces. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a wide range of investment and financial planning services, leveraging proprietary research and planning tools to deliver tailored recommendations.

Demetrios Karakasidis is a financial advisor at Ameriprise with 13 years of industry experience. He has previously worked at Raymond James & Associates and The Vanguard Group. Outside of finance, he is a co-owner of Pats Pizzeria and serves on the board of Odyssey Charter School. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning that focuses on dependable income sources and tax-aware withdrawal strategies.

Patricia Strain Riley is a financial advisor at Merrill with 39 years of industry experience. She holds Series 63 and Series 65 credentials. Her prior roles include positions at Horace Mann Companies and BCG Securities, Inc. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm operates within Bank of America’s broader corporate platform, delivering access to a diverse set of financial products and services.

Robert Mullin is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and bringing 27 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and has been with Metlife Securities Inc. since 2006. Outside of his advisory role, he serves as the head coach of a club volleyball team. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to develop tailored recommendations without discretionary authority.

Joshua Goldfarb is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2012. He brings over 20 years of experience in the financial services industry, having worked in various advisory roles at notable firms including TIAA-CREF, CitiGroup, and Morgan Stanley. Throughout his career, Joshua has built expertise in financial consulting and advising, leveraging his extensive experience to support his clients. He holds a California Insurance License, which complements his advisory capabilities. Joshua emphasizes collaboration with clients to utilize both his professional experience and the resources available through Fidelity Investments.

Elijah Tyler is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and two years of industry experience. His prior work includes roles at PFS Investment Inc., Primerica Financial Services, Frontier Scientific, Liberty University, and several other organizations. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm manages approximately $15.5 billion in assets through a network of nearly 3,700 advisors, utilizing model-based investment strategies supported by third-party asset managers and custodial services.

Joseph Gandolfo Jr. is a financial advisor at RBC Capital Markets with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of his advisory role, he co-owns a private beach house in Ocean City, New Jersey. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers various advisory programs with tailored investment strategies that incorporate in-house and third-party managers, providing discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services.