Bridget Erhard is a financial advisor with Ameriprise in Wilmington, DE, holding the CFP® and ChFC® designations and possessing 27 years of industry experience. She has been with Ameriprise and its affiliated entities since 1998. Outside of her advisory role, she is involved in a non-investment-related business ownership. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with substantial investable assets, combining research-based modeling and tax-efficient strategies. As a large institutional firm, Ameriprise offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Sean Connolly is a financial advisor with Morgan Stanley in Greenville, DE, holding a Series 66 designation and possessing 26 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and investment research to support its financial planning services.

Gregory Leone is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 22 years of industry experience. He has worked with Cetera since 2013 and also serves as a director of GFG Retirement Solutions and a financial professional at Georgetown Financial Group. Leone is additionally licensed as an insurance agent, selling life, accident, health, disability, annuities, and long-term care insurance. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individual and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services, utilizing a multi-manager platform that includes affiliated and unaffiliated model portfolios and strategies.

Brad Abel is a financial advisor with Edward Jones in West Chester, PA, holding a Series 66 designation and 12 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a wide range of advisory programs and investment solutions, supported by a nationwide network of more than 23,700 financial advisors. The firm offers discretionary and non-discretionary strategies, separately managed accounts, affiliated mutual funds, and operates under a fiduciary standard.

Nicole Vicencio is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 28 years of industry experience. She previously worked at Morgan Stanley Private Bank and Morgan Stanley from 2015 to 2017. Vicencio operates Sequoia Wealth Management as a business activity associated with her LPL role. LPL Financial is a national firm serving individual investors, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Christopher Clarke is a financial advisor at Ameriprise with one year of industry experience. He holds the Series 66 designation and previously worked at Cetera and Cetera Wealth Services, LLC. Outside of his advisory role, he manages an independent advisory business, Point to Point Wealth Planning. Ameriprise offers retirement-income planning services primarily for individuals with substantial investable assets, combining research and modeling techniques to provide customized, non-discretionary recommendations delivered through a centralized consulting team.

Shannon Birdsall is a financial advisor at OSAIC with 27 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at LPL Financial and National Planning Corporation. Birdsall is also president of The O’Neill Financial Group, a sole proprietorship, and prepares income taxes seasonally. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services with a focus on diversified portfolio construction using firm-provided tools and access to third-party money managers.

James Deese is a financial advisor at Osaic with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked for FSC Securities Corporation from 2006 to 2023. In addition to his advisory role, he serves as a trustee for a personal trust and operates as an independent insurance agent. Osaic Wealth, Inc. serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services, financial planning, and access to third-party managers. The firm employs various asset-allocation tools and manages portfolios with a wide range of investment options, operating through a complex corporate structure with multiple mergers and private-equity ownership.

Charles Edmonds Jr. is a financial advisor with Mass Mutual Investors Services in Kennett Square, PA. He holds the CFP® designation along with Series 63 and Series 65 licenses and has 30 years of industry experience. Edmonds has been with MML Investors Services, Inc. and Massachusetts Mutual Life Insurance Company since 1996. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including educational seminars, and structures planning engagements as annual, collaborative relationships using firm-approved tools.

Brian Carbajal is a financial advisor at Fidelity with a Series 66 designation and less than one year of industry experience. His prior roles include positions at Point to Point Wealth Planning, Wilmington Savings Fund Society, and State Farm. Outside of finance, he has worked in various customer service and retail roles, including at Starbucks and Brew Haha. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, and holds distinctive registrations and advisory roles uncommon among large institutional peers.

William Corsino is a Wealth Management Advisor currently serving clients at Merrill Lynch Wealth Management, with a history of working in their Delaware offices since 2004. He relocated his practice from Dover to Wilmington in 2014. Prior to his advisory role, William spent 16 years as a business owner and Financial Systems Consultant, working primarily with large brokerage clients. William specializes in areas including college education planning, corporate retirement plan services, divorce transition planning, managing new wealth, personal retirement planning, portfolio management services, and socially responsible and ESG investing. He emphasizes a highly personalized, planning-based approach and encourages clients to maintain a long-term perspective in their investment strategies. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP), Chartered Retirement Planning Counselor™ (CRPC), Certified Plan Fiduciary Advisor® (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). William earned a Bachelor of Science degree in Computer Science from Drexel University. He resides in Mickleton, New Jersey with his wife Joanna and daughter Gia and has three children, two of whom recently graduated from college. His personal interests include baseball, genealogy, and music.

Angela Derle is a financial advisor with Ameriprise in Wilmington, DE, holding a Series 66 designation and 15 years of industry experience. She has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2010. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria, providing written recommendations on income sources, Social Security options, and tax-smart withdrawal strategies. The firm utilizes a centralized consulting team and combines research, modeling, and tax-efficiency analysis to deliver tailored retirement income plans.

James Oconnor is a financial advisor with LPL Financial in Media, PA, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. His prior experience includes roles as an independent insurance agent and entrepreneur with Twisted Jims. He also operates BestVest Investments, which he has been involved with since 2000. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, financial institutions, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, supporting both discretionary and non-discretionary management with access to model portfolios, third-party research, and advanced technologies.

Robert Bennett is a financial advisor at Raymond James Financial with 35 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 66 licenses. His prior experience includes 13 years at Edward Jones. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, corporate, charitable, and institutional clients. The firm offers tailored, non-discretionary advisory services supported by analytical tools and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Adriane Russo is a financial advisor at Merrill with 19 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2016. Outside of her advisory role, she is the sole owner of a rental property business in Wilmington, Delaware. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Ryan Isenberger is a financial advisor at Mass Mutual Investors Services with two years of industry experience. He holds a Series 66 designation. Outside of his advisory role, he works as a server at Allen Street Grill. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using collaborative and software-driven approaches to develop client recommendations.

Ronald Scheff is a financial advisor with Ameriprise in Newark, DE, holding a Series 66 designation and 24 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Outside of his advisory work, he is involved with Limestone Partners LLC, a property management business. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency strategies to deliver tailored recommendations. As a large institutional firm, it offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Albert Minutola is a financial advisor with LPL Enterprise and holds Series 63 and Series 65 credentials. He has 39 years of industry experience, including prior roles at Cetera, Questar Capital Corporation, and operating his own financial services firm since 1989. Outside of advising, he is involved in tax preparation and serves as a board member of a homeowner association. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through both advisory and brokerage channels. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products within an integrated platform.

Winfred Nemlin is a Planning Consultant at Fidelity Investments, a role he has held since 2025. In this capacity, he collaborates with clients to develop personalized financial strategies that address both their short-term goals and long-term objectives. Prior to his current position, Winfred served as a Relationship Manager at Fidelity Investments from 2023 to 2025, and as a Financial Representative at the same firm from 2022 to 2023. He also has experience as a Retirement Specialist at Vanguard Brokerage Services from 2021 to 2022. Throughout his career, Winfred has focused on building strong, meaningful connections with clients and their families, emphasizing tailored financial planning and client collaboration. Outside of his professional work, he has interests in biking, cars, fitness, soccer, traveling, and volunteering.

Allison Oberembt is a CFP® professional with four years of industry experience, currently affiliated with Cetera. Her work history includes roles at Diamond State Financial Group and Securian Financial Services Inc. Outside of advisory activities, she has experience in the food service industry, having worked at Piree's Piri Piri Grill. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform that provides discretionary and non-discretionary portfolio management, financial planning, and access to a range of third-party money managers.