Warren Wright is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing 28 years of industry experience. He has been with Raymond James since 2014. He serves as a trustee for a family marital trust. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves individuals, institutional clients, and various organizations with financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Denise Adah is a financial advisor with LPL Financial in Lanham, MD, holding a Series 66 designation and 24 years of industry experience. Her prior career includes 16 years at Ameriprise Financial Services and roles at Avantax and CUSO Financial Services. She is also involved with NASA Federal Credit Union, where she offers investment services through LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with technology and a wide range of investment options.

Michael Whatley is a financial advisor with UBS Financial Services in Washington, DC, holding a Series 66 designation and 26 years of industry experience. He has been with UBS Financial Services since 2008. UBS Financial Services serves individual, corporate, and institutional clients through a broad range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and proprietary research to tailor plans to clients’ goals and risk tolerances.

Michael Calabrese is a CFP® professional with 22 years of experience in the financial industry. He is currently affiliated with LPL Financial and has worked there since 2020. His prior experience includes roles at Independent Financial Group and IFS Investors Services Inc. Calabrese is also involved in business ownership, including a local transportation service in Maryland and tax preparation through Severn Financial Solutions, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, utilizing strategic and tactical investment approaches supported by research and technology tools.

Charles Phillips Jr. is a Senior Financial Advisor at Merrill Lynch Wealth Management. He focuses on developing and implementing advanced financial strategies tailored to families, businesses, and individuals, including those with long-term disabilities and special needs. Phillips works closely with clients to address key concerns such as preservation of capital, tax minimization, and lifetime cash flow needs, often collaborating with estate attorneys and CPAs to establish multi-generational wealth strategies incorporating philanthropic approaches. Since beginning his career with Merrill Lynch in 2008, Phillips has developed expertise in a range of areas including special needs planning, college education and retirement planning, philanthropic planning, and portfolio management. His practice includes specialized strategies for families with special needs loved ones, utilizing vehicles such as Special Needs Trusts and Charitable Trusts. He has been recognized by Forbes as one of America's Top Next-Generation Wealth Advisors. Phillips graduated from the University of Wisconsin-Madison with a Bachelor's degree in History. He serves on the board of Quality Trust for Individuals with Disabilities, a nonprofit organization dedicated to improving the lives of children and adults with disabilities and their families. He resides in Arlington, Virginia with his wife and children.

Nicola O'neil is a CFP® professional with 16 years of experience, currently affiliated with UBS Financial Services in Washington, DC. She has held roles at UBS since 2011, with a brief period of unemployment from 2018 to 2019. Outside of advising, she serves as a Ballot Clerk for the District of Columbia Board of Elections. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research-driven investment strategies tailored to clients' goals and risk tolerances.

Rumana Tarin is a Senior Financial Advisor with Merrill Lynch Wealth Management. She specializes in helping affluent individuals and families with services including corporate executive support, education planning, equity compensation, family wealth management, legacy planning, liquidity management, personal retirement planning, small business strategies, special needs planning, and tax minimization. Rumana holds a Bachelor's Degree from Stony Brook University and an Associate's Degree from Briarcliffe College. She has also completed advanced financial planning coursework at the College for Financial Planning. Her professional credentials include the CERTIFIED FINANCIAL PLANNER® (CFP®) certification, Certified Plan Fiduciary Advisor® (CPFA®) designation, Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) certifications. She is a member of the Bank of America Long Island Regional Council. Rumana is actively involved in the special needs community through her work with Autism Speaks. She brings her fluency in English, Persian, and Spanish to her practice. Outside of work, Rumana enjoys music, fitness, traveling, reading, and spending time with her family.

John Calhoun is a financial advisor at LPL Financial with 31 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including SCF Investment Advisors, Variant Private Wealth LLC, Ameriprise Financial Services, Wells Fargo Clearing, and Merrill. Outside of his advisory role, he owns the Greek Unlimited Store. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides financial planning, model portfolio programs, and institutional platforms, supported by extensive advisor tools and a broad suite of non-advisory financial services.

Brian Haney is a financial advisor with Cambridge Investment Research Advisors in Silver Spring, MD, holding Series 63 and Series 65 credentials and 20 years of industry experience. His prior roles include positions at Dempsey Lord Smith and Coastal Investment Advisors, as well as a decade at MML Investors Services and Mass Mutual Life Insurance. Outside of his advisory work, Haney owns and operates a consulting and coaching business and an insurance agency. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, using a variety of platform arrangements and proprietary as well as third-party strategies.

Edward Berry is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Citigroup Global Markets, and Legg Mason Wood Walker. Outside of his advisory work, he is the author of a self-published, personal-topic book and participates in Argentine tango dancing. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning that incorporates firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct plans and Corporate Financial Planning agreements.

Christopher Rodriguez is a financial advisor with J.P. Morgan Securities in Washington, DC, holding Series 63 and Series 65 credentials and having 16 years of industry experience. He has been with J.P. Morgan Securities and JPMORGAN Chase Bank, N.A. since 2010. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations. The firm operates within the broader J.P. Morgan broker-dealer and banking organization, offering a range of investment strategies on a non-discretionary basis.

Matthew Offen is a financial advisor with Morgan Stanley in Washington, DC, holding a Series 66 designation and 23 years of industry experience. He has worked with various Morgan Stanley entities since 2007, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. Its financial planning approach involves structured discovery conversations and firm-approved tools, offering tailored plans without individual security recommendations as part of standalone planning.

Rebecca Luft is a financial advisor at Merrill with five years of industry experience. She holds a Series 66 designation and has held positions at Merrill, Rockefeller Financial LLC, Bank of America, and PNC Wealth Management. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Courtney Babcock is a financial advisor at UBS Financial Services with 1 year of industry experience. She previously worked at Morgan Stanley for 4 years and AMN Healthcare for 2 years. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm offers fee-based financial planning, portfolio management, and access to proprietary research to tailor investment strategies to client goals and risk tolerances.

Courtney Wallen is a financial advisor at Raymond James & Associates with 20 years of industry experience. She holds Series 63 and Series 65 designations and has worked at several firms, including Financial Engines Advisors LLC, Edelman Financial Services, and Capital Impact Partners. From 2015 to 2017, she was involved in volunteer and philanthropic activities. Raymond James & Associates is a large, dually registered broker-dealer and investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, and offers a range of financial planning and consulting services with a focus on non-discretionary advisory relationships.

Terrence Frederick is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been active in the financial services industry since 1996 and joined Merrill Lynch in 2009. In his role, Terrence focuses on developing tailored strategies for high-net-worth individuals, their families, and businesses to help them achieve both short- and long-term financial goals. Terrence serves as a qualified Portfolio Manager, offering clients personalized or defined investment strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party investment options. He manages these strategies on a discretionary basis within the Firm's Investment Advisory Program. The Frederick Group follows a disciplined process aimed at delivering customized wealth management solutions that address clients’ risk tolerance, time horizon, liquidity needs, investment goals, and associated costs. He holds a Bachelor of Science degree in Business Management with an emphasis in marketing from the University of Maryland, earned in 1987. Terrence also holds the Chartered Retirement Planning Counselor™ (CRPC) certification awarded by the College for Financial Planning and is designated as a Personal Investment Advisor (PIA).

John Marshall is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. He holds a Series 66 designation and has worked previously at Morgan Stanley and Morgan Stanley Private Bank. Outside of his advisory role, he serves as Treasurer for Friends of Ballou, a nonprofit organization that raises funds for college scholarships for graduates of Ballou High School in Washington, D.C. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Colin Mckay is a financial advisor at UBS Financial Services with 21 years of industry experience. He previously worked at Goldman, Sachs & Co for 10 years before joining UBS in 2020. He holds Series 63 and Series 66 designations and serves on the local regional board of Woodberry Forest School. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings. The firm provides tailored financial planning and portfolio management supported by proprietary research and operates as a broker-dealer, investment adviser, and futures commission merchant.

Madelyn Simmons is a financial advisor at RBC Capital Markets with Series 63 and Series 65 credentials and one year of industry experience. She has previously worked at Rothschild Capital Partners, GGM Wealth Advisors, MAI Capital Management, and has experience outside the industry with Fresh Prints and in education at Miami University and Maryvale Preparatory School. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individuals, institutions, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored strategies implemented through a mix of in-house and third-party investment managers, featuring options for tax management and responsible investing.

Maria Vitullo is a financial advisor at UBS Financial Services with a Series 66 designation and one year of industry experience. Before joining UBS in 2026, she had roles at Reunion Brewery and Bread Garden Market, as well as eight years at Butterfield Country Club. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services tailored to clients' goals and risk tolerances.