George Redmond is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 26 years of industry experience. He has been with Merrill Lynch, Pierce, Fenner & Smith, Inc. since 1992. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies managed by internal teams and third-party managers for individuals, high-net-worth clients, and institutional investors.

Jordan Barker is a financial advisor at Merrill with 15 years of industry experience. He holds a Series 66 designation and has been with Merrill Lynch, Pierce, Fenner and Smith Incorporated since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jeremy Brink is a financial advisor at Merrill with 14 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2012. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies developed by internal and third-party managers.

Robert Crago is a financial advisor at Merrill in Jacksonville, FL, holding a Series 66 designation with nine years of industry experience. He has worked at Merrill since 2016 and has also been with Bank of America, N.A. since 2019. Prior to his advisory career, he was employed at Office Depot in 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Emily Mccrea is a financial advisor with Merrill in Ponte Vedra Beach, FL, holding Series 63 and Series 66 licenses and having seven years of industry experience. She has been with Merrill since 2010. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

Terrance Walter is a financial advisor at Merrill with 19 years of industry experience and holds a Series 66 designation. He has been with Merrill since 2007. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Hergis Guri is a financial advisor with Merrill, holding a Series 66 credential and 13 years of industry experience. He has been with Merrill since 2012. Outside of his advisory role, he is a co-owner of several family rental property businesses in Jacksonville, Florida. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutions.

Robert Creevy is a Series 66-licensed financial advisor at Merrill with 14 years of industry experience. He has worked at Bank of America, N.A. and Merrill Lynch, Pierce, Fenner and Smith Incorporated since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Francis Divito is a financial advisor with UBS Financial Services in Ponte Vedra Beach, FL, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with UBS since 2008. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and offers proprietary research and affiliated banking programs.

Adenike Cezar is an International Wealth Advisor at Merrill Lynch Wealth Management, specializing in delivering comprehensive, goals-based financial plans and guiding clients through the wealth construction process. She works closely with families, business owners, and professionals, developing personalized strategies that address executive compensation, family wealth management, legacy planning, retirement income, tax minimization, and international wealth management. Her approach integrates Merrill’s investment insights alongside banking and lending solutions from Bank of America. With over 15 years of experience in asset management prior to joining Merrill, Adenike applies a disciplined methodology to help clients pursue their long-term financial objectives. She holds multiple advanced degrees, including a Bachelor’s degree from Pontificia Universidade Catolica, a Master’s of Science in Finance and Economics from Fundacao Getulio Vargas, and an MBA from the Rotman School of Management and Fundacao ItauBank. Additionally, she has completed an accredited certificate program at Yale University. Adenike is a Certified Private Wealth Advisor (CPWA) and a Personal Investment Advisor (PIA). Fluent in English, Portuguese, Spanish, and German, Adenike also dedicates time to community involvement and volunteering. Outside of work, she enjoys playing tennis, golf, and soccer, as well as traveling and spending time with family and friends.

Desiree Kallen is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 65 designations and 15 years of industry experience. She has worked at Bank of America and Merrill since 2015. Outside of her advisory role, she is the owner of a small business, Grind and Garnish LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies tailored to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Maria Heimer is a financial advisor at Merrill with 13 years of industry experience. She holds a Series 66 designation and has worked at Bank of America, N.A. and Merrill since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

James Cargill is a financial advisor with UBS Financial Services in Ponte Vedra Beach, FL, holding Series 63 and Series 65 credentials and eight years of industry experience. He previously worked at Bank of America, Merrill, Bankers Life & Casualty, and Bankers Life Securities. Outside of his advisory role, Cargill is involved in live entertainment as a singer and serves as a managing member of a company that books live performance engagements. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and proprietary research to tailor investment plans according to clients’ goals and risk tolerances.

Robert Gollnick is a financial advisor with UBS Financial Services in Ponte Vedra Beach, FL, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He previously worked at TD AMERITRADE for eight years before joining UBS in 2022. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services supported by proprietary research and asset allocation models.

Jack Bowling is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 21 years of industry experience. He has been with Merrill since 2004. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jason Robinson is a financial advisor at Merrill with 12 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2013. Outside of his advisory role, he is a co-owner of a rental property in Jacksonville, Florida. Merrill provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with a range of model-based and discretionary investment strategies.

Jonathan Awad is a financial advisor at UBS Financial Services with 37 years of industry experience. He has been with UBS since 2011 and holds Series 63 and Series 65 designations. Outside of his advisory work, he is involved in community and charitable activities, including founding Champions Life, which provides sports coaching and scholarship evaluation, and serving on the board of a homeowners association. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services, offering a broad array of financial solutions.

Bradley Rambo is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked with Raymond James since 2012 and has been associated with Ponte Vedra Financial / Pheiff Wealth Partners since 2016 as an independent contractor. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, pension plans, and institutional clients. The firm provides tailored non-discretionary planning and consulting using various analytical tools and supports municipal and public finance work through a unique municipal advisor affiliation.

Joseph Massaro III is a Series 66 credentialed financial advisor at Merrill with 23 years of industry experience. He has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 1994. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a broad range of clients including individuals, high-net-worth clients, and institutional investors.

Ulrike Aoki is a Series 66-licensed financial advisor with Wells Fargo Clearing, based in Ponte Vedra, FL. She has 27 years of industry experience, including ten years at Wells Fargo Clearing and seven years with Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and offering a range of investment options including insurance-related vehicles and bank deposit sweep programs.