Andrew Anderson is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and three years of industry experience. His prior work includes roles at Fisher Investments, Fidelity Investments, and The Vanguard Group. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and a range of program structures.

Julie Sevelius is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 23 years of industry experience. She has served in the US Army since 2002 and has been with Raymond James & Associates since 2015. Outside of her advisory work, she is affiliated with the Academy At the Lakes. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutional clients, and public entities—and offers financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Roy Niggebrugge is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. His career includes roles at National Securities Corporation and Gilman & Ciocia, with his current position at Cetera starting in 2020. Outside of his advisory work, he owns and operates a food truck business and manages a CPA and wealth management firm. Cetera Investment Advisers LLC is an SEC-registered advisor serving individual, employer-sponsored retirement, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with a wide range of discretionary and non-discretionary investment programs, managing over $256 billion in assets across more than 10,000 advisors.

Jeffrey Lee is a financial advisor with J.P. Morgan Securities, holding Series 65 and Series 66 designations and bringing 25 years of industry experience. He has been with JPMorgan Chase Bank NA since 2017 and with JPMorgan Securities LLC since 2013. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines large institutional advisory operations with additional market-facing registrations and functions, delivering advisory services alongside affiliated brokerage, distribution, and investment management capabilities.

Christine Mclean is a financial advisor with Cetera, holding the CFP® designation and Series 63 and 65 licenses, and has 31 years of industry experience. She previously worked at Commonwealth Financial Network for 22 years and has been involved with Addessi Financial Partners since 1994, offering tax preparation services through that entity. Cetera Investment Advisers LLC is a nationwide network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm provides a range of portfolio management and financial planning services with multiple program structures and access to third-party managers.

Jose Guevara is a financial advisor with J.P. Morgan Securities LLC, holding Series 63 and Series 66 registrations and bringing 10 years of industry experience. He has held multiple roles within J.P. Morgan entities since 2015 and was previously involved with Jara & Guevara, LLC. Outside of his advisory work, he is a property owner involved in managing rental real estate holdings. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice and customized performance reporting. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering recommendations on a non-discretionary basis through a structured due-diligence process.

Christina De Melas is a Series 66-licensed financial advisor with Raymond James Financial in Tampa, FL, and has 10 years of industry experience. She has held roles at Raymond James Financial Services Advisors and Petkovich & Associates, where she serves as an associate. Prior to her financial career, she worked at Bradfords Viking Fitness for one year. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary advice supported by analytical tools and maintains specialized programs such as municipal advisory services and SIMPLE IRA employer consulting.

Donna Diston is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 27 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC and Wachovia Bank, N.A. She is also a property owner outside of her advisory role. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment offerings.

David Townsend is a financial advisor with Raymond James Financial Services Advisors, Inc. in Tampa, FL, holding the CFP® and Series 66 designations and bringing 24 years of industry experience. He has been associated with Raymond James and its related entities since 2015. Townsend also serves as trustee for his father and step-mother's life insurance trust. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm emphasizes tailored, non-discretionary planning and consulting, employing analytical tools and risk profiling to align recommendations with client goals.

Alexander Ezra is a financial advisor at Raymond James Financial Services Advisors, Inc. with five years of industry experience. He holds the Series 66 designation and has worked in financial services since 2017, including prior roles at Publix and the University of South Florida. Alexander serves on the advisory board of Darby Community Church, where he provides guidance on financial stewardship and accountability. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm employs a tailored, non-discretionary approach using risk profiling and analytical modeling to support client goals.

Stephen Power is a financial advisor with Primerica Advisors in Tampa, FL, holding Series 63 and Series 65 licenses and 25 years of industry experience. His work history includes roles at PASCO COUNTY SCHOOLS, PFS Investments, Inc., Shooters World, and Primerica Financial Services. Outside of financial advising, he owns and manages businesses related to firearms training and nutrition retail. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, offering model-based investment strategies with discretionary management and custody support through third parties.

Ann Atchison is a financial advisor with UBS Financial Services in Temple Terrace, FL, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has been with UBS since 2013. Outside of her advisory work, she serves as treasurer for the GFWC Temple Terrace Junior Woman's Club, a nonprofit focused on community volunteer efforts in the Tampa Bay area. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings. The firm combines institutional trading capabilities with wealth management services and provides proprietary research and tailored financial planning to support clients’ investment goals.

Michael Lewis is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. He holds Series 63 and Series 66 designations and has been with JPMorgan Securities LLC since 2013. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with additional brokerage, distribution, and investment management capabilities.

Daniel Byrnes is a financial advisor with Wells Fargo Advisors who holds a Series 66 designation and has 12 years of industry experience. He has worked within the Wells Fargo organization since 2013 in various capacities, including Wells Fargo Clearing and Wells Fargo Advisors Financial Network. Outside of his advisory role, he works as a part-time Uber driver and serves as a CPR instructor for a healthcare organization. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a wide range of planning services and integrates advisory offerings with other financial products and referral channels.

Joshua Shulman is a CFP® with 27 years of industry experience and is currently affiliated with Raymond James Financial in Clearwater, FL. He has been associated with several entities under the Raymond James umbrella since 2016 and previously operated Granite Top Goodies, LLC for five years. Shulman is also involved with Sherpa Wealth Partners, LLC and Sherpa Wealth Planners, LLC, both focused on financial advisory and investment services. Raymond James Financial Services Advisors, Inc. provides a range of financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and corporations. The firm utilizes detailed risk profiling and analytical tools to tailor non-discretionary planning and encourages implementation through its advisory programs and other providers.

Demian Penton is a Series 66-credentialed financial advisor with 19 years of industry experience, currently affiliated with Cambridge Investment Research Advisors since 2010. His background includes roles at both Cambridge Investment Research Advisors, Inc., and Cambridge Investment Research, Inc. In addition to his advisory work, he serves on the finance council at St. Paul Catholic Church in Tampa, FL, and works as a 1099 contractor helping with a granite business. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers a range of financial planning and investment management services through a network of independent professionals, utilizing multiple custody platforms and both discretionary and non-discretionary strategies tailored to client objectives.

Michael Schopler is a financial advisor with Raymond James & Associates in Palm Harbor, FL, holding a Series 66 designation and 11 years of industry experience. He has been with Raymond James & Associates since 2015. Raymond James & Associates, Inc. is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, providing financial planning, investment consulting, and municipal advisory services through a range of portfolio management styles and affiliated research resources.

Shonn Rutledge is a financial advisor at Ameriprise in St. Petersburg, FL, holding Series 63 and Series 65 licenses with 32 years of industry experience. He has been with Ameriprise and its affiliated entities since 2012. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to tailor recommendations, primarily for clients maintaining a portion of their assets in Ameriprise Managed Accounts.

Michael Ross is a financial advisor with Ameriprise in Dunedin, FL, holding a Series 66 designation and 10 years of industry experience. He has been with Ameriprise and its affiliated entities since 2015. Ross serves on the Board of Directors for the Dunedin Chamber of Commerce and is a member of the Pinellas County Estate Planning Council. He is also the Chief Operating Officer of Insights by KJJD, Inc., where he supports strategic and operational management for an Ameriprise financial practice. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, providing comprehensive reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and advisory services delivered through a centralized team in partnership with financial advisors.

Nicholas Schaaf is a financial advisor with LPL Financial, holding a Series 66 designation and 12 years of industry experience. His career includes roles at Grow Financial Federal Credit Union, CUSO Financial Services, Cuna Brokerage Services, and Suncoast Schools FCU. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing model portfolios and research from both internal and third-party sources.