Philip Pasho is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing 20 years of experience in financial advising. His client focus areas include college education planning, corporate benefits, corporate executive services, divorce transition planning, executive compensation, equity compensation services, family wealth management strategies, international wealth management, managing new wealth, and personal retirement planning. Prior to his financial advisory career, Philip gained professional experience in marketing, finance, and general management within the technology industries, including semiconductors, contract manufacturing, robotics, and computer software. He also founded two early-stage companies backed by private equity and institutional venture capital. Philip attended Northeastern University and took courses at the University of Massachusetts and the University of Maine, though no degree was conferred. He holds the Personal Investment Advisor (PIA) designation. Philip resides in Sarasota, Florida with his spouse and has two grown children and two grandchildren. His community involvement includes serving as Treasurer of the Hammocks Condominium Association, Executive Director of the Literacy Council of Sarasota from 2004 to 2006, participation in the Stewardship Committee of St. Boniface Church in 2005, and Executive Director of The Dyslexia Foundation from 2003 to 2006. His personal interests include antiquing, chess, cooking, football, genealogy, reading, spending time with family, and traveling.

Michael Matash is a financial advisor at Morgan Stanley with 15 years of industry experience and holds a Series 66 designation. He has been with Morgan Stanley since 2011, including a role at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, he is employed with Cirrus Aviation, where he provides general aviation flight training in small aircraft. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and scenario modeling in its financial planning process.

Kristina Pino is a financial advisor at Morgan Stanley with 30 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers planning services both directly and through corporate agreements.

Philip Gauntlett is a financial advisor at Cetera with 22 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Cetera and affiliated firms since 2014. Prior to that, he worked at Raymond James & Associates and Morgan Keegan & Company, LLC. He serves as a successor co-trustee on an in-laws trust. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, and institutional accounts through a nationwide network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Dawn Newland is a financial advisor with Morgan Stanley in Sarasota, FL, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. She previously worked at UBS Financial Services for six years and has had multiple tenures with Morgan Stanley, beginning in 2012. Outside of her advisory role, she owns and operates a residential pool cleaning service called First Responders Pool Service LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services that encompass broad retail, institutional, and specialized investment activities.

David Piano is a financial advisor with Morgan Stanley in Bradenton, FL, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm employs structured planning tools and investment committee insights while offering a variety of retail and institutional investment services.

Jillien Fry is a financial advisor at Morgan Stanley in Sarasota, FL, holding a Series 66 designation with seven years of industry experience. She previously worked at Morgan Stanley Private Bank, N.A. and has experience with Habitat for Humanity Mississippi Capital Area. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools to model financial outcomes, while clients are responsible for implementing and maintaining their plans.

Charles Mott is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, with prior experience at Citigroup Global Markets and Legg Mason Wood Walker. Mott is also a U.S. Navy Captain on terminal leave. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides both retail and institutional investment services.

Herbert Ludlam is a financial advisor at Merrill with 13 years of industry experience. He holds the Series 66 designation and has worked at Bank of America, N.A., Merrill, Harmony Asset Management, and Raymond James & Associates. He is based in Bradenton, FL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robert Osborne is a financial advisor with Charles Schwab in Sarasota, FL, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has been with Charles Schwab since 2006 and has worked at Charles Schwab Bank since 2017. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a range of integrated brokerage, custody, and advisory services.

Ronald Javate is a financial advisor at J.P. Morgan Securities with 32 years of industry experience. He has been with J.P. Morgan Chase Bank and J.P. Morgan Securities since 2015 and previously worked at Chase Investment Services Corp. from 2005 to 2012. He holds Series 63 and Series 66 designations. J.P. Morgan Securities provides institutional consulting services focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting for plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory process combines quantitative and qualitative research supported by a centralized manager solutions team, and features unique regulatory registrations related to derivatives and commodities.

Joshua Potts is a financial advisor with Cambridge Investment Research Advisors holding Series 63 and Series 65 credentials and has eight years of industry experience. He has been with Cambridge Investment Research Advisors since 2018 and has also worked as an independent insurance agent and consultant. Outside of finance, he has experience in the hospitality industry, having worked at Ruth's Chris Steakhouse since 2015. Cambridge Investment Research Advisors serves a diverse client base including individual, pension, and charitable organizations by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm offers both discretionary and non-discretionary management across multiple platforms and maintains proprietary model strategies under the Founders Gate Capital brand.

Blake Lynn is a financial advisor at Edward Jones with 23 years of industry experience. He holds Series 63 and Series 66 designations and has been with Edward Jones since 2002. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of more than 23,700 financial advisors and offers a range of discretionary and non-discretionary investment strategies, along with affiliated mutual funds and tax-efficient services.

Keri Hawk is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. She holds the Series 66 designation and has been with J.P. Morgan Securities since 2012. Outside of her advisory role, she has an ownership interest in a collectibles grading business related to sports memorabilia. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program that emphasizes written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s approach combines quantitative screening and qualitative research to develop model asset allocations and includes broader derivatives and commodities capabilities compared with many institutional advisory programs.

Eric Whitman is a CFP® professional affiliated with Raymond James & Associates, Inc. He has 41 years of industry experience, including roles at Wells Fargo Clearing and Banc of America Investment Services, Inc. Outside his advisory work, he serves as a trustee of a family trust. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets, serving individuals, institutions, and municipal entities. The firm offers a range of financial planning and advisory services with a focus on non-discretionary client relationships and a diverse set of portfolio management styles.

Erik Vatter is a Wealth Management Advisor with a career spanning over two decades in the financial services industry. He has served both as a financial advisor and a senior executive with various regional and national responsibilities. Currently, Erik works as a Managing Director, Senior Financial Advisor with The Casanueva Group, part of Merrill Lynch Wealth Management, where he focuses on personalized strategies to help clients achieve their financial goals. Erik specializes in family wealth management strategies, personal retirement planning, and tax minimization. He holds the CERTIFIED FINANCIAL PLANNER® (CFP) designation and a bachelor's degree from Penn State University. His role involves leveraging cutting-edge platforms and services through Merrill and Bank of America to deliver ongoing financial advice. Beyond his professional work, Erik and his family are active in their community's sports, arts, and cultural institutions, including involvement with Take Stock In Children Manatee. Outside of work, he enjoys playing soccer, cooking, and supporting Penn State.

Matthew Reall is a financial advisor with Raymond James & Associates based in Sarasota, FL, holding a Series 66 designation and four years of industry experience. Prior to joining Raymond James in 2026, he worked at Merrill for five years and Bank of America for eight years. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Kristin Carter is a CFP® professional with 34 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2015. She holds the Series 63 designation and is based in Sarasota, FL. Outside of her advisory role, she is involved in an insurance consulting business. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, and business-owner transition planning. Advisors use Wells Fargo’s research and tools to develop tailored recommendations, with clients choosing whether to implement them through the firm’s brokerage or advisory programs.

Jeanette Williams is a financial advisor with Mass Mutual Investors Services, holding 33 years of industry experience. She previously worked for Metlife Securities Inc. for 25 years before joining Mass Mutual in 2016. In addition to her advisory role, she is a licensed insurance agent focusing on life, disability, long-term care, and fixed annuities, and she is also a notary. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning, asset management, and educational services to individuals, business owners, trusts, and charitable organizations. The firm offers collaborative, annual financial planning engagements that utilize firm-approved tools and strategies, emphasizing investment categories rather than specific product selections.

Jeffry Olson is a financial advisor at Wells Fargo Advisors in Bradenton, FL, holding a Series 66 designation with 28 years of industry experience. His prior firms include Merrill, UBS Financial Services, and Wells Fargo Clearing. He has partial ownership interests in two investment-related businesses. Wells Fargo Advisors Financial Network offers investment and financial planning services to individuals, trusts, and institutions, providing a broad range of planning options supported by Wells Fargo’s research and tools.