Eddie Ard Jr. is a financial advisor with Primerica Advisors in Smyrna, TN, holding Series 63 and Series 65 credentials and bringing 13 years of industry experience. He has worked with PFS Investments, Inc. since 2012 and Primerica Financial Services since 2011. Outside of advisory work, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure rather than fixed-fee billing.

Winston Minter is a financial advisor at LPL Financial with 26 years of industry experience. He has held positions at Morgan Stanley and its affiliated entities from 2004 to 2018 before joining LPL Financial in 2018. Minter holds the Series 63 designation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of advisors and various operational tools.

Craig Brown is a financial advisor with Fidelity Investments in Franklin, TN, holding Series 63 and Series 65 credentials and 25 years of industry experience. His career includes roles at Fidelity Brokerage Services LLC, Fidelity Personal and Workplace Advisors, and MissionSquare Retirement. Outside of his advisory work, he is a partner in a real estate venture focused on purchasing, rehabilitating, and selling properties. Craig is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a combination of proprietary fundamental research and quantitative analysis to manage model portfolios and serves multiple registered investment companies with a distinctive focus on algorithmic methods and formal governance procedures.

Michael Whitney is a financial advisor with OSAIC based in Franklin, TN, holding a Series 66 designation and bringing 23 years of industry experience. His career includes positions at Wise Family Wealth, Commonwealth Financial Network, Royal Alliance Associates, Signator Investors Inc, UBS Financial Services, and Ameriprise. Outside of his advisory role, he is involved in fixed insurance sales. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporations through a multi-advisor platform offering brokerage and advisory services. The firm utilizes model-based asset allocation and portfolio optimization supported by various analytical tools and offers discretionary and non-discretionary investment strategies, third-party money manager programs, and alternative investments.

Rudy Edelen is a CFP® professional with nine years of industry experience, currently affiliated with LPL Financial. His prior roles include positions at Morgan Stanley, First Trust Portfolios L.P., Landmark Financial Advisors, and Wealth Enhancement Group. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment solutions, including advisory and brokerage services supported by proprietary research, third-party asset management, and various institutional platforms.

Blake Barton is a financial advisor with Mass Mutual Investors Services in Brentwood, TN. He holds a Series 66 designation and has been with Mass Mutual and its subsidiaries since 2024. Outside of advising, he works as a catching instructor providing baseball training to young players through Hit Lab LLC. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning, asset management, and educational seminars to individuals, business owners, and charitable organizations. The firm uses software tools to analyze client goals and provides collaborative, annual financial planning engagements.

Marisa Downs is a financial advisor at Charles Schwab with seven years of industry experience and holds a Series 66 designation. She has worked at Charles Schwab and related entities since 2019, with prior experience in various roles including government positions and the fitness industry. Outside of her advisory role, she contributes as a tone editor for a beard care startup, HONOR Brand, on a project basis. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory services and access to affiliated discretionary SMA portfolios, supported by a centralized operational structure and a comprehensive approach to alternative investments.

Jeffrey Miller is a Series 66-licensed financial advisor at Edward Jones with two years of industry experience. Prior to joining Edward Jones, he worked at OneNine, Ramsey Solutions, JeremyKingsley.com, and the Center for Marketing Solutions. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Christine Cash is a Wealth Management Advisor at Merrill Lynch Wealth Management who joined the firm in 2014. She works with business owners, senior executives, and affluent families, advising them across multiple facets of their financial lives. Christine specializes in family wealth management strategies, personal retirement planning, and portfolio management services. She follows a disciplined process that begins with understanding each client and their family's financial situation and goals to help them determine where they are today and what strategies can support their future objectives. Christine holds a B.B.A. in Management from Xavier University and holds the CERTIFIED FINANCIAL PLANNER® (CFP) certification as well as the Personal Investment Advisor (PIA) designation. During her time at Xavier University, she was a four-time Academic All American for the Division 1 Women's Golf Program. She is also a member of the Xavier University Alumni Association. Christine is a member of the Thompson Turner and Cash team, which has been named to the Forbes "Best-in-State Wealth Management Teams" list in 2023, 2024, 2025, and 2026. In addition, she was named to the 2025 Forbes "Top Next-Gen Wealth Advisors Best-in-State" list. When not working, Christine enjoys playing golf, spending time with her family, traveling, and caring for her two Cavalier King Charles Spaniels, Putter and Ryder. She resides in Nashville with her husband, Brett.

Wendy Peppers is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 24 years of industry experience. She has worked at Wells Fargo Clearing since 2021 and was previously with Morgan Stanley for seven years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Nathan Mosakowski is a financial advisor with Cambridge Investment Research Advisors, holding Series 65, Series 63, and Series 66 licenses and 18 years of industry experience. His prior work includes roles at Ameriprise, Allstate Insurance Company, Jackson National Life Distributors, and McMillan Analysis Corporation. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of Financial Professionals. The firm employs multiple platforms and custodians, offers both discretionary and non-discretionary management, and develops proprietary model strategies under the Founders Gate Capital brand.

Christopher Slonecker is a financial advisor with LPL Financial in Brentwood, Tennessee, holding Series 63 and Series 65 licenses and having 29 years of industry experience. His prior firms include First Tennessee Brokerage, Inc., New England Securities, and FTB Advisors, Inc. He serves as a board member and treasurer for Welcome Home Ministries, a nonprofit aiding men in recovery. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser that offers a range of advisory and brokerage services to individuals, retirement plans, banks, trust companies, and other institutions, utilizing both proprietary and third-party investment strategies.

Charles Gillen is a financial advisor at Ameriprise in Franklin, TN, holding the CFP® and Series 63 designations with 39 years of industry experience. He has been with Ameriprise and its affiliated entities since 1986. Outside of his advisory role, he is involved with Rainmaker Inc., where he develops new business relationships, leads local staff, and recruits advisors. Ameriprise serves individuals approaching or in retirement, typically with significant investable assets, offering a retirement-income planning service that includes written Recommendation Reports and combines research, modeling, and tax-efficiency analysis. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Taylor Kramer is a financial advisor with LPL Financial, holding a Series 66 license and one year of industry experience. Prior to his advisory role, he served two years in the United States Army after attending the United States Military Academy at West Point. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting over 22,800 advisors and managing more than $819 billion in discretionary assets.

Jason Bures is a Financial Consultant at Fidelity Investments, where he partners with clients to understand their financial goals and develop customized financial plans. He draws on the resources and tools available at Fidelity to support clients in pursuing their financial objectives. Jason's professional experience spans multiple roles in the financial services industry. He has served as a Financial Consultant at Fidelity since 2022 and previously worked as an Investment Consultant and Financial Representative with Fidelity. Prior to that, he held positions such as Regional Sales Director at First Protective Insurance Group, Associate Investment Advisor Representative at SFA Wealth Management, Regional Vice President and Sales Development Specialist at Midland National Life Insurance Company, and Registered Representative roles at Ameritas Investment Corp. and Intersecurities Inc. Outside of his professional work, Jason has interests in baseball, football, softball, and family activities.

Christina Smith is a financial advisor with Wells Fargo Clearing in Brentwood, TN, holding a Series 66 designation and 25 years of industry experience. She worked at Merrill from 2004 to 2015 before joining Wells Fargo Clearing in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Victor Sebastian is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 27 years of industry experience. He previously worked at Woodbury Financial Services, American General Securities Incorporated, and Walnut Street Advisers Inc. Outside of his advisory role, he is involved in selling life insurance and fixed annuities under a non-variable insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Gerald Newell is a financial advisor with Charles Schwab, holding Series 63, 65, and 66 licenses and bringing 30 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2002 and 2005, respectively. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset, model portfolio approach supported by due diligence from Schwab Center for Financial Research.

James Durham is a financial advisor at Raymond James & Associates with 28 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Raymond James since 2013. Outside of his advisory role, he serves on the Finance and Investment Committee of Christ United Methodist Church. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension and profit-sharing plans, charitable organizations, and various government entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Matthew Benson is a financial advisor at Mass Mutual Investors Services with 25 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Mass Mutual and its affiliated companies since 2000. Outside of his advisory role, he is involved in insurance sales and manages residential rental properties. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software to deliver written recommendations in annual collaborative planning engagements, with optional implementation through separate brokerage or insurance arrangements.