Larry Johnson is a financial advisor with Merrill in Grand Rapids, MI, holding a Series 66 designation and over 20 years of industry experience. He has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2000 and has also worked at Bank of America, N.A. since 2025. Outside of his advisory role, he serves as a deacon at First Byron Christian Reformed Church, assisting with collection duties. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Benton Miller is a financial advisor at LPL Financial with 21 years of industry experience. He holds Series 63 and Series 66 designations. His prior experience includes roles at DFCU Financial and Cuso Financial Services, LP. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a broad range of financial planning and advisory programs, including discretionary and non-discretionary management, utilizing model portfolios and research from various sources.

Alex George is a financial advisor at Edward Jones with nine years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations and has been with Edward Jones since 2016. Outside of his advisory role, he is a partner in an apartment rental business in Grand Rapids, Michigan. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Melissa Hutchinson is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 14 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory role, she co-owns an office furniture company with her spouse. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary when providing investment advice.

Claude Mc Manus is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, Mc Manus serves on the Board of Directors for the West Michigan Recruiting District Advisory Council and the Family Center/US Army Reserves, and is involved in charitable work with the Knights of Columbus and Holy Trinity Church. Ameriprise provides retirement-income planning services primarily for individuals with at least $1 million in investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm also offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Brandon Conaty is a financial advisor at LPL Financial in Grand Rapids, MI, holding a Series 66 designation with one year of industry experience. Prior to joining LPL Financial, he worked in the freight and trucking industry at firms including UPS Freight, Roth Trucking, and TForce Freight. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and brokerage services, leveraging research and model portfolios to support diversified investment strategies.

Trevor Miedema is a financial professional with Cetera, holding a Series 66 designation and five years of industry experience. He has worked at Cetera and affiliated entities since 2020 and has prior experience in diverse sectors including automotive services and construction. Trevor is also active as an insurance agent, selling life, annuities, and long-term care insurance. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager investment platform with various portfolio management options, combining discretionary and non-discretionary services across multiple program structures and custodial relationships.

Courtney Maloof is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, she held various roles including positions at Eastern University and Cole-Faso Consulting. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Jennifer May is a CFP® with 26 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. She has held roles at Raymond James since 2026 and previously worked for IB Wealth Management, Independent Bank, and Cetera. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using advanced analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Thomas Dickinson is a CFP® with 28 years of experience in the financial industry, currently serving at Cetera since 2025. He has held roles at Mercantile Bank of Michigan and Avantax, among others, and has been involved with Biggs, Dickinson & Roberts Wealth Management Services for over a decade. Outside of his advisory work, he serves on the board of Sparrow Ionia Hospital, volunteers as treasurer for Levalley United Methodist Church, and participates in community redevelopment and foundation activities in Ionia County. Cetera Investment Advisers LLC is an SEC-registered adviser that operates a multi-manager platform supporting a large network of independent advisors. The firm serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts, offering a range of portfolio management and financial planning services.

Lindsay Raap is a financial professional with 14 years of industry experience, currently affiliated with LPL Enterprise. She holds Series 63 and Series 65 designations and has previously worked at LPL Financial and The Prudential Insurance Company of America. Raap is also involved in non-variable insurance activities through her role at a licensed insurance agency. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients, offering advisory and brokerage services supported by LPL’s research, model portfolios, and third-party management resources. The firm’s integrated platform combines adviser programs with active financial product sales, including insurance, and participates in collateralized lending programs.

Gerd Hansma is a CFP® with 42 years of industry experience, currently affiliated with OSAIC since 2024. He has held long-term roles at Fortis Investors, Inc. and owns G.R. Hansma Insurance, where he has been active since 1988. Outside of financial advising, Hansma works as a certified personal fitness trainer providing individualized fitness training. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, employs firm-provided asset-allocation tools, and supports a range of investment options and management styles through a complex platform.

Richard Sottile is a financial advisor at Edward Jones in Grand Rapids, MI, holding a Series 66 designation with 12 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard and supported by a nationwide network of more than 23,700 financial advisors.

Tina Duran is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 18 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously spent five years with Wells Fargo Advisors, LLC. Outside of her advisory role, she co-owns and manages bookkeeping and proposals for Dursko Electric, LLC, a family-owned business. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Daniel Abbgy is a financial advisor at Equitable Advisors with six years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining Equitable Advisors in 2020, he held positions at Yanfeng Interior Automotive, YMCA Mary Free Bed, Green Earth Electronics Recycling, Cornerstone University, and YMCA. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives and third-party partnerships.

Jesse Crim is a financial advisor at Morgan Stanley in Grand Rapids, MI, holding a Series 66 license with four years of industry experience. His prior work includes roles at J.P. Morgan Securities, The Habegger Corporation, and FedEx Ground. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and financial planning services supported by firm-approved tools and methodologies.

Laura Momber is a financial advisor at Merrill with 13 years of industry experience. She holds Series 63 and Series 65 credentials and has worked previously at Fifth Third Securities and Fifth Third Bank. She is based in Grand Rapids, MI. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Melissa Myers is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jeffery Hagen is a financial advisor with Robert W. Baird & Co. in Grand Rapids, MI, holding a Series 66 license and bringing 11 years of industry experience. He has been with Robert W. Baird & Co. since 2014. Hagen serves as a board member of the Forest Park Recreation Association in Grand Haven, MI. Robert W. Baird & Co.’s Private Wealth Management team provides services to individual, corporate, pension, and charitable clients through a variety of portfolio management and financial planning solutions. The firm employs a combination of manager-traded and model-traded strategies, tax management, and internal research tools, managing approximately $394 billion in assets as of December 2025.

Adam Fliehman is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 14 years of industry experience. His prior roles include positions at Regulus, LLC, Regal Investment Advisors, LLC, and Cetera ADVISORS LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management alongside research-supported model portfolios and alternative strategies.