Kristopher Schultz is a financial advisor at Morgan Stanley in St. Paul, MN, holding Series 63 and Series 66 licenses with 25 years of industry experience. He has worked with Morgan Stanley and its Private Bank division since 2012 and 2015, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process utilizing firm-approved tools and modeling techniques.

Scott Ellingson is a financial advisor with LPL Financial, holding a Series 63 designation and 39 years of industry experience. He has worked at LPL Financial since 2016 and previously spent 13 years with Commonwealth Financial Network. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, and supports advisors with research tools and diverse investment strategies.

Lucas Cowles is a financial advisor with Ameriprise in Saint Paul, MN. He holds the Series 66 designation and has been with Ameriprise since 2026. Prior to joining Ameriprise, he held roles at organizations including Thrive Family Recovery Resources, Real Life Church, and ASM Global. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service, providing written recommendation reports and ongoing retirement income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Jill Brett is a financial advisor with RBC Capital Markets in Stillwater, MN, holding Series 65, Series 63, and Series 66 credentials and has 14 years of industry experience. Her prior experience includes roles at Securian Financial Services, Cri Securities, and Winter And Associates. Outside of financial advising, she assists with general polling place duties for Washington County, MN. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with a range of advisory programs and portfolio management services tailored to client risk profiles, utilizing both in-house and third-party investment managers. The firm offers integrated solutions including financial planning, custody, and brokerage, supported by a broad capital-markets platform.

Walter Dobgima is a financial advisor with Primerica Advisors in White Bear Lake, MN, holding Series 65 and Series 63 credentials and six years of industry experience. He has worked with Primerica Advisors and Primerica Financial Services since 2019 and is also involved with Kingdom Pathways Laboratory and M Health Fairview. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, delivering advisory services through a large network of advisors. The firm primarily uses model-driven investment strategies supported by third-party managers and platforms, focusing on individual rather than institutional clients.

Barbara Chelgren is a financial advisor with Merrill in Saint Paul, MN, holding a Series 66 designation and 26 years of industry experience. She has been with Merrill Lynch since 1998 and also worked at Bank of America, N.A. starting in 2024. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to fiduciary clients of Bank of America. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Doreen Dehaan is a financial advisor with Morgan Stanley in St. Paul, MN, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a variety of advisory programs to individuals and institutions. The firm provides tailored financial planning services and manages approximately $2.74 trillion in client assets.

Kathryn Iverson is a financial advisor at Cetera with four years of industry experience. She holds a Series 66 designation and has worked at Cetera and affiliated entities since 2021. Outside of her advisory role, she is employed as a food server at Grandview Lodge. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse investment management and financial planning services through a large network of independent advisors and a multi-manager platform.

Jane Lalonde Shea is a financial advisor with Cetera based in Minneapolis, MN, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. Her career includes long-term roles at Securian Financial Services, Minnesota Life, and C.R.I. Securities, and she currently leads Lalonde Wealth Advisor Group. Shea serves as a trustee on the Board of Trustees and Finance and Investment Council for the Academy of Holy Angels. Cetera Investment Advisers LLC is a national SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers. The firm supports a broad range of program structures and investment strategies with over 10,000 advisors managing more than $256 billion in assets.

Ryan Steele is a CFP® and holds a Series 66 license, with 15 years of experience in financial advising. He has been with Ameriprise since 2008, currently based in Plymouth, MN. Ameriprise provides a retirement-income planning service designed for individuals approaching or in retirement who meet specific asset criteria. The firm delivers written Recommendation Reports focused on income sources, Social Security options, and tax-efficient withdrawal strategies, supported by a centralized consulting team using research, modeling, and algorithmic tools.

Jenelle Langer is a financial advisor at OSAIC with 26 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Woodbury Financial Services for 13 years before joining OSAIC. Outside of her advisory role, she serves as her father's medical power of attorney. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing various tools and third-party solutions to construct and manage portfolios across multiple asset classes.

Mary Meyers is a Series 66 licensed financial advisor with nine years of industry experience. She currently works at Cetera and has held prior roles at Securian Financial Services Inc., CRI Securities LLC, and North Star Financial. She serves as a volunteer committee member on the board of The Marfran Foundation, which focuses on medical research and awareness. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of over 10,000 independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options, including discretionary and non-discretionary services, model portfolios, and access to third-party money managers.

Christopher Chung is a financial advisor with Edward Jones in Mendota Heights, MN, holding the Series 66 designation and possessing 10 years of industry experience. He has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a variety of investment strategies and services, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Mark Josephs is a financial advisor at LPL Financial with 17 years of industry experience. He holds a Series 66 designation and has previously worked at Ameriprise Financial Services and Edward Jones. He also teaches FINRA-approved retirement planning courses in the community. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Trevor Paradise is an Investment Consultant at Fidelity Investments. He is dedicated to providing customer service and assisting clients in exploring the tools, resources, and strategies available through Fidelity. He focuses on connecting with clients personally to help identify strategies for improving their financial plans. Trevor has worked at Fidelity Investments since 2022, beginning as a Financial Representative, then serving as a Relationship Manager from 2023 to 2025 before becoming an Investment Consultant in 2025. His experience covers various roles within the firm, contributing to his expertise in client relationship management and investment consulting. Outside of his professional work, Trevor engages in activities such as fitness, golf, outdoor adventures, and running. He also participates in volunteering.

Keith Stein is a financial advisor with UBS Financial Services in St. Paul, MN, holding Series 63 and Series 65 credentials and over 30 years of industry experience. He has worked at UBS Financial Services since 2006 and has a prior affiliation with Piper Jaffray Inc. dating back to 1995. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including portfolio management and financial planning. The firm combines institutional trading capabilities with wealth management, offering a range of services such as underwriting, principal trading, and proprietary research to support client investment decisions.

Jacob Donlan is a Financial Consultant at Fidelity Investments. He focuses on helping clients progress towards their financial goals by building relationships centered around trust, transparency, and education. Jacob works with clients to co-create financial plans tailored to their personal objectives, aiming to provide both peace of mind and confidence throughout the process. Jacob's experience includes roles as an Investment Consultant, Relationship Manager, and Investment Solutions Representative at Fidelity Investments, spanning from 2021 to the present. Prior to that, he worked as a Senior Customer Service Associate at Ameriprise Financial from 2019 to 2021. Outside of his professional role, Jacob has personal interests that include cooking and baking, fishing, hiking, outdoor adventures, and spending time with pets.

Christopher Shuck is a financial advisor with MassMutual Investors Services in Woodbury, MN, holding CFP® and ChFC® designations and 18 years of industry experience. He has been with MML Investor Services, LLC and MassMutual Life Insurance Company since 2014. Shuck is also the owner of Shuck Wealth Management, LLC. MassMutual Investors Services, LLC serves individuals, business owners, trusts, estates, charitable organizations, and employers, offering financial planning, asset management, and educational seminars through a structured, collaborative planning process that typically involves recommending investment categories and strategies.

Peter Ruhl is a financial advisor with Ameriprise, holding a Series 66 designation and 14 years of industry experience. He has been with Ameriprise since 2016. Outside of his advisory role, he works as an Uber driver. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients, with a specialized Premier Retirement Income service that provides annual retirement-income planning and written recommendation reports focused on income sources and tax-aware withdrawal strategies.

Craig Bartlett is a CFP® professional with 26 years of industry experience. He is currently with Cetera Investment Advisers and has held prior roles at U.S. Bancorp Investments, Creative Planning, and other firms. Bartlett is based in Saint Paul, MN. Cetera Investment Advisers is a large SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a national network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services using multiple program platforms and third-party manager options.