Scott Munro is a CFA® charterholder and holds a Series 66 license, with five years of industry experience. He has worked at Morgan Stanley since 2020, including a role at Morgan Stanley Private Bank, N.A. since 2025, and briefly at RBC Wealth Management in 2020. His early career includes multiple positions at the University of Wisconsin-Eau Claire and roles in various businesses unrelated to finance. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, managing approximately $2.74 trillion in client assets with a planning process that uses structured discovery and firm-approved tools.

Mark Ogren is a Senior Financial Advisor with Merrill Lynch Wealth Management. He offers comprehensive wealth management services that begin with understanding each client's unique financial situation and priorities, then developing customized strategies that adapt to changing needs and market conditions. Mark provides access to investment insights from Merrill and banking services through Bank of America to support various aspects of clients’ financial lives. His areas of expertise include college education planning, family wealth management, managing new wealth, personal retirement planning, portfolio management, socially responsible and values-based investing, as well as individual and corporate investment strategies. Mark holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a bachelor's degree from the University of Minnesota Duluth. Outside of his professional work, Mark is actively involved in community activities such as church and school functions, youth sports coaching, and high school football coaching. His personal interests include biking, boating, football, golfing, hunting, skiing, spending time with his family, traveling, and yoga.

Morgan Owens is a CFP® with 12 years of industry experience and has been with Edward Jones since 2013. He holds the Series 66 designation and is based in Bloomington, MN. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth and non-high-net-worth households, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of more than 23,700 financial advisors offering a range of discretionary and non-discretionary strategies under a fiduciary standard.

Stephen Roesner is a financial advisor at Cetera with 27 years of industry experience. He holds a Series 63 designation and has worked with Cetera and affiliated firms since 2011. Outside of his advisory role, he serves as a trustee for trusts assigned to Profinium, where he manages administrative responsibilities without involvement in investment decisions. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supporting both discretionary and non-discretionary strategies.

Erik Eide is a financial advisor with Wells Fargo Advisors, holding a Series 66 credential and 19 years of industry experience. He previously worked at Ameriprise and Ameriprise Financial Services, Inc. Outside of his advisory role, he owns and manages a business unrelated to investment activities. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutions, offering a broad range of planning options that include cash-flow, retirement, and specialized services such as business-owner transition and special-needs analysis.

Maggie Murphy is a financial advisor at UBS Financial Services with one year of industry experience. She holds a Series 66 designation. Prior to joining UBS, she worked at GEAR Running Store and held roles at Texas Health Orthopedic Specialists and Texas Orthopedic Specialists. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor financial plans.

Jana Vaudreuil is a financial advisor at UBS Financial Services with six years of industry experience. She holds a Series 66 designation and has held roles at UBS and Coyote Logistics, among other positions. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client solutions.

Ryan D'kae is a financial advisor at Charles Schwab with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Fidelity Brokerage Services, Allianz Life Financial Services, and Questar Capital. He is currently based in Edina, MN. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios with strategic asset allocation and alternative investment options.

Joshua Waterman is a financial advisor with Mass Mutual Investors Services and holds the Series 63 and Series 66 credentials. He has 19 years of industry experience, including six years at Ameriprise Financial Services and four years with MassMutual. Outside of his advisory work, he serves as a firefighter with the Apple Valley Fire Department and is a board member of the Wyndemere Homeowners Association. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers annual, collaborative financial planning engagements and various investment programs.

Patrick Sell is a financial advisor with Ameriprise in Eden Prairie, MN, holding a Series 66 designation and 24 years of industry experience. He has worked at Ameriprise since 2017 and previously at DWS Investments Distributors, Inc. Sell is also the owner of PLGPM, a business managing his Ameriprise practice. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations through a centralized consulting team.

Christian Zepeda is a CFP® professional with 22 years of experience in the financial services industry. He currently works at Charles Schwab, where he has been since 2019, following prior roles at Wells Fargo Advisors and Wells Fargo Clearing. Outside of his advisory role, he manages CJAM Family Ventures LLC, an entity that holds a passive investment in Trevls, Inc., a Tesla rental car company. Charles Schwab serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management, integrated brokerage, custody, and advisory services.

Charmaine Ouellette is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 26 years of industry experience. She has worked with Wells Fargo Advisors LLC and Wells Fargo Clearing since 2011. Outside of her advisory role, she also works as a banquet server for FAB Weddings, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses a combination of research, analytics, and diversification principles to evaluate investment options and offers both brokerage and advisory solutions.

Jenny Hetland is a financial advisor with Wells Fargo Clearing in Bloomington, MN, holding a Series 63 designation and 25 years of industry experience. She has worked at Wells Fargo Advisors LLC from 2009 to 2016 before joining Wells Fargo Clearing, where she has been since 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Natalie Burns is a financial advisor at LPL Financial with 24 years of industry experience. She holds Series 63 and Series 66 licenses and has worked with LPL Financial since 2017. Prior to that, she was with National Planning Corporation for one year and has operated Burns Brothers Financial Group since 2001. In addition to her advisory work, she is a self-employed tax preparer and an independent insurance agent specializing in non-variable insurance products. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Dale Skogstad is a financial advisor with LPL Financial in Bloomington, MN, holding CFP® and CFA® designations and 12 years of industry experience. His prior experience includes roles at Brighton Jones, Marquette Asset Management, CliftonLarsonAllen Wealth Advisors, and Dimensional Fund Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives, offering a range of advisory programs and financial planning services.

Anthony Rubin is a financial advisor with Wells Fargo Clearing in Bloomington, MN. He holds a Series 66 designation and has 11 years of industry experience, including over 10 years at Wells Fargo Clearing and one year at Wells Fargo Advisors, LLC. Rubin serves as Membership Committee Chairperson for the Association for Corporate Growth and is a member of the investment committee at Beth El Synagogue. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Patrick Morgan is a financial advisor with UBS Financial Services in Shakopee, MN, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has been with UBS since 2013. Outside of his advisory role, Morgan serves on the board of the Shakopee Soccer Association and participates on its finance and budget committee in a treasurer capacity. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory services, combining institutional trading capabilities with wealth management. The firm uses proprietary research and model-based asset allocations to tailor investment plans and offers services including fee-based financial planning, discretionary portfolio management, and distribution of alternative products.

Andrew Fritsch is a financial advisor with Charles Schwab in Edina, MN, holding a Series 66 credential and 18 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2011. Outside of his advisory role, he is the owner of a rental property through Pippa Properties LLC. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a centralized operational structure supporting its extensive network of advisors.

Michael Becker is a ChFC® credentialed financial advisor with 30 years of industry experience. He is currently with OSAIC since 2024 and previously worked at Securities America Advisors and Mutual of Omaha for over two decades. Becker volunteers on the Burnsville Chamber of Commerce Public Policy Committee and serves on the finance council at his church in Savage, MN. OSAIC serves a diverse client base including individual, high-net-worth, pension, and corporate clients through a large network of advisors and multiple advisory platforms. The firm provides integrated brokerage and advisory services, retirement consulting, and access to third-party money managers, using various asset allocation tools and investment strategies.

Peter Kolar is a financial advisor with Ameriprise based in Corcoran, MN, holding a Series 66 designation and four years of industry experience. He has been with Ameriprise since 2020 and previously worked in lawn care and education. Outside of advising, he serves as a financial planning analyst supporting client service and administrative functions within the Ameriprise practice. Ameriprise is a large institutional firm offering retirement-income planning services primarily to clients with significant investable assets. The firm combines research, modeling, and tax-efficient strategies to deliver tailored, non-discretionary recommendations through a centralized consulting team.