Steven Romero is a financial advisor with Fidelity in San Antonio, TX, holding Series 63 and Series 66 licenses and five years of industry experience. Prior to his current role, he worked at Charles Schwab and served as an officer in the U.S. Army Reserve, a position he has held since 2017. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm offers discretionary and non-discretionary advisory services, fund advisory, and model portfolio delivery, with a focus on systematic methodologies and long-term asset allocation.

Tammy Tyree is a financial advisor at Morgan Stanley with 32 years of experience in the industry. She has worked at Morgan Stanley Smith Barney since 2009 and previously spent nine years at Citigroup Global Markets. She holds Series 63 and Series 65 designations and is based in San Antonio, TX. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Michael Chansley is a CFP® with 27 years of industry experience, currently serving at Charles Schwab in San Antonio, TX. His prior roles include positions at USAA Investment Management Company and USAA Financial Planning Services. Outside of his advisory work, he volunteers as a scorekeeper and referee for indoor soccer matches at the Northwoods Ice Center. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers integrated brokerage, custody, and cash-sweep services.

Juan Carlos Bustos Mares serves as a Private Wealth Advisor with Merrill Private Wealth Management, specializing in the Spanish-speaking markets within the USA and internationally. He brings over 15 years of experience to his role, providing tailored financial strategies designed to meet the unique needs of clients across borders. Juan Carlos is fluent in both English and Spanish, which supports his ability to serve a diverse client base effectively. He holds a master's degree in finance and economics from ITESM University, Mexico City, and a bachelor's degree from the same institution. His expertise spans a broad spectrum of financial services, including corporate executive services, executive compensation, family wealth management strategies, institutional consulting, international wealth management, and tax minimization strategies. He also holds the Personal Investment Advisor (PIA) designation. Outside of his professional activities, Juan Carlos enjoys playing tennis, traveling, and volleyball.

Diane Marcus is a Series 66 licensed financial advisor with 17 years of industry experience. She has worked at Citi for 11 years and Ameriprise Financial Services for one year before joining Edward Jones in 2023. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Harold Puhl Jr. is a financial advisor at Cetera with 43 years of industry experience. He holds the Series 63 and Series 66 credentials and has been with Cetera and its affiliated entity, Cetera Wealth Services, LLC, since 2013. He is also an affiliated person of Financial Network–Landmark Region, a financial services business. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and retirement services, utilizing a multi-manager platform and various program options under discretionary and non-discretionary authorities.

Clayton Munal is a financial advisor at LPL Financial with nine years of industry experience. He holds the Series 66 designation. His prior experience includes roles at Waddell & Reed Inc and various insurance carriers, as well as involvement with the Munal Partnership and BNI-Ambassadors of Success, where he served as a nonprofit board member. He is also co-owner of Texas Treasures & Unique Finds, a business related to investment activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning and a range of portfolio management options supported by research and technology, operating at significant scale with over 22,800 advisors and extensive assets under management.

Stefano Rosellini is a financial advisor with Raymond James & Associates in San Antonio, TX, holding a Series 66 designation and four years of industry experience. Before joining Raymond James in 2022, he worked for nine years with the North East Independent School District. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional investors, and municipal entities, offering financial planning and consulting services through various advisory programs and leveraging a wide range of investment strategies.

Jeffery Moore is a financial advisor with LPL Financial in Schertz, TX, holding Series 63 and Series 65 credentials and 24 years of industry experience. He previously worked at UBS Financial Services and Morgan Stanley. Outside of advising, he owns and operates Xpectmoore Delivery LLC, an Amazon Delivery Service partner company. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Yudel De La Garza is a Senior Financial Advisor at Merrill Lynch Wealth Management. In this role, he collaborates closely with clients to develop personalized financial strategies tailored to their individual goals and evolving market conditions. Yudel leverages access to Merrill's investment insights along with the banking and lending resources of Bank of America to support comprehensive wealth management. Yudel holds a Personal Investment Advisor (PIA) designation and earned his bachelor's degree from Universidad del Sagrado Corazon. He follows the Merrill tradition of engaging with the communities they serve and dedicates time to volunteer with local organizations. His approach emphasizes one-on-one collaboration to help clients pursue their long-term financial objectives.

Blue Hybner is a financial advisor with Cetera, holding a Series 66 designation and seven years of industry experience. He previously worked at Morgan Stanley Private Bank and Morgan Stanley from 2018 to 2020 and has been with Cetera since 2020. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform that allows advisors to use affiliated and third-party model portfolios or create custom strategies.

Dennis Mainard is a CFP® professional at OSAIC with 41 years of industry experience. He has previously worked at Woodbury Financial Services and QRS & Associates, and also operates Mainard Financial, an insurance agency focused on life insurance and fixed annuities. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage, advisory services, financial planning, and access to third-party money managers across various investment platforms.

Paul Foley Jr. is a CFP® professional with 30 years of industry experience, currently affiliated with LPL Financial. His prior experience includes roles at River Crossing POA, The Lighthouse Team LLC, Waddell & Reed, and Ameriprise. He is a managing member of The Lighthouse Team LLC, an entity formed in conjunction with a team at Waddell & Reed. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, institutions, and banks. The firm offers a range of financial planning and asset management solutions delivered through a large network of advisors using various investment strategies and technological tools.

Richard Johnson is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has been with Merrill since 1999 and also has a longstanding association with Bank of America, N.A. since 2011. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients, offering a range of managed account programs, discretionary portfolio management, and brokerage services. The firm emphasizes manager selection and tax-efficient investment strategies, leveraging its integration with Bank of America’s broader financial platform.

Brian Neyland is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked at Cetera since 2018 and previously spent 10 years at LPL Financial. Outside of his advisory role, he is president of a commercial construction company and involved in business ventures related to group health insurance. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large nationwide network of independent advisors, with access to multiple program structures and third-party managers.

Margaret Walker is a financial advisor at Merrill with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Merrill since 2009. Her prior experience includes a long tenure at Bank of America, N.A. Outside of her advisory role, she serves on the Board of Trustees for the United Way of San Antonio and is Vice Chairman and Endowment Campaign Co-Chair of the Witte Museum. She is also a board member of Saint Luke's Episcopal School’s Endowment Board and acts as a guardian of an incapacitated person. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a diverse client base including individuals, institutions, and charitable organizations.

Andrew Becerra is a financial advisor at Merrill with Series 63 and Series 66 credentials and four years of industry experience. His prior roles include positions at J.P. Morgan Securities and Bank of America. Outside of his advisory work, he participates as a bass player in the worship teams at Familia Church and Summit Christian Center, and works as an Uber Eats driver. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Carolyn Abshier is a financial advisor at LPL Financial with 19 years of industry experience. She holds the Series 66 designation and has worked previously with Waddell & Reed, Inc., various insurance carriers, and ran The Lighthouse Team LLC. Her other business activities include managing a non-variable insurance entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions, offering a range of advisory and brokerage services supported by both proprietary and third-party investment strategies.

David Griffiths is a financial advisor at J.P. Morgan Securities with 27 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at J.P. Morgan Securities since 2018, following roles at J.P. Morgan Chase Bank, Wells Fargo Insurance, and Wells Fargo Clearing. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Andres Garza is a financial advisor at Raymond James Financial with Series 63 and Series 65 licenses and one year of industry experience. His prior work experience includes roles at Security Service Federal Credit Union and Uber. He has also held positions in various other industries, including education and energy. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base ranging from individual and high-net-worth clients to institutional clients. The firm uses tailored, non-discretionary planning and analytical tools to support client goals and offers specialized programs including municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.